I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
Editor’s Note: As an angel investor, former tech executive Jeff Brown has invested in hundreds of deals involving private companies… With returns as high as 5,344%, 7,367%, and even a mind-blowing 11,011%. Today, he’s showing you how to claim a stake in Elon Musk’s next big IPO. Click here to see the details or read more below.
This company is moving toward a possible Nasdaq listing – and once that happens, the early window closes.
Before Wall Street prices it in, this company has already generated $6.4M in sales, placed Nature-Cide on Amazon.com, Walmart.com, and Kroger.com, and begun expanding into 41+ global markets.
Florida’s mosquito control districts-America’s most well-funded and influential-are independently testing Nature-Cide botanical pesticides, as this company pursues WHO pre-qualification for global public health adoption.
The order, or sequence, of gains and losses in the stock market during retirement can impact the longevity of your portfolio as you make withdrawals.
Privacy Policy | Advertiser DisclosureDISCLAIMER: Stocks and options trading have large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the stocks and options markets. Don’t trade with money you can’t afford to lose. This is neither a solicitation nor an offer to Buy/Sell stocks or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed in this report. The past performance of any trading system or methodology is not necessarily indicative of future results. All trades, patterns, charts, systems, etc., discussed in this report are for illustrative purposes only and not to be construed as specific advisory recommendations. Information contained in this correspondence is intended for informational purposes only and was obtained from sources believed to be reliable. Information is in no way guaranteed. No guarantee of any kind is implied or possible where projections of future conditions are attempted.
Stockguru LLC (dba InvestingDistrict), 2563 cherry hill ln, Hermitage, PA 16148, United StatesYou may unsubscribe or change your contact details at any time.
Courage isn’t the absence of fear — it’s taking one more step even when your heart is trembling. Today, that one step is enough. You are braver than you know, and stronger than this moment.FIND YOUR COURAGE
You’re always one blessing away from a brighter day… and a bigger life. May these stories, affirmations, prayers, and insights lift your spirits and inspire you to lift others.
Every day offers a new chance to grow—so explore stories filled with real-life inspiration, practical wisdom, and ideas that fuel your next step forward. Discover uplifting content curated to support your personal growth, and join thousands of readers who visit our site daily for motivation, insight, and a positive boost.
“Hope doesn’t require everything to be perfect—it only asks that you stay open to what might still unfold.”
Life can feel heavy sometimes, and it’s okay to acknowledge that weight. But even in the heavier seasons, small blessings have a way of surfacing when we slow down enough to notice them. You don’t have to have it all figured out today. Simply staying present is enough, and that presence carries more power than you know.MORE INSPIRATION
You’re always one blessing away from a brighter day… and a bigger life. May these stories, affirmations, prayers, and insights lift your spirits and inspire you to lift others.
If Someone Called Nvidia at $0.11, Would You Listen to Their Next Pick?
Alexander Green doesn’t make predictions lightly. As Chief Investment Strategist of The Oxford Club, the former Wall Street analyst who called Nvidia at 11 cents—and retired at 43 after 16 years on the Street—has built his reputation on spotting market shifts before they happen.
Markets never move in straight lines. Every bull run has its pioneers—the first-wave giants who prove the case. And every bull run eventually shifts to its successors: the second-wave innovators who take the baton and outrun the originals.
We’ve seen this story before. Netscape made headlines. Google built an empire. MySpace had the buzz. Facebook transformed culture. Amazon wasn’t the first online retailer, but it scaled fastest.
For more than a decade, the “Magnificent Seven”—Apple, Amazon, Alphabet, Microsoft, Meta, Tesla, and Nvidia—carried the S&P. They defined earnings seasons. They minted fortunes.
But Green sees the mathematical reality: “Once you’re a trillion-dollar company, explosive growth becomes nearly impossible.”
The question investors should ask is simple: Can Nvidia really deliver another 1,000% move from here? Can Apple double its market cap again, the way it did with the iPhone’s launch?
The answer, Green argues, is physics. Big Tech’s future returns will look more like bonds than rockets. And the smart money knows it.
The $500 Billion Tell
The biggest clue isn’t in price charts. It’s in deal flow.
Over the past 18 months, Apple has locked long-term agreements with AI hardware suppliers most investors have never heard of. Google has poured hundreds of millions into startups building tools far outside its core search business. Nvidia itself has quietly taken stakes in next-generation firms just to secure chip capacity.
“When giants start writing checks to outsiders,” Green says, “it’s because they see the ground shifting. They can’t build everything in-house anymore. They’re betting on the very firms poised to become the second wave.”
What makes this moment different is geography. Not every player in the second wave hails from Silicon Valley.
Austin is rapidly becoming the chip corridor of America.
Toronto and Montreal have turned into machine-learning hotbeds.
Boston’s biotech-AI labs are pushing boundaries that could create entirely new trillion-dollar industries.
International hubs like Seoul, Tel Aviv, and Berlin are producing startups the Magnificent Seven can’t afford to ignore.
Innovation is dispersing. Capital is following. The second wave is rising in places most traders don’t even have on their screens.
The Generational Handoff
There’s another signpost: demographics.
Look at Robinhood accounts. Ask a 25-year-old what they own. It isn’t Buffett’s banks or industrial stalwarts. It’s AI chips, gaming platforms, and early-stage tech tied directly to artificial intelligence.
This “under-30 portfolio” isn’t just a cultural curiosity. It’s a signal of capital rotation. Younger traders don’t need convincing that AI is the next megatrend—they’re already positioned.
For older investors, that’s both a warning and an opportunity. The wealth transfer happens during the handoff—when a new generation locks onto the assets the old guard is still doubting.
The Seven Companies Positioned to Win
Green has identified exactly seven firms he believes will lead this transition. They’re in the right industries, backed by the right partnerships, and still small enough to move fast.
Like Google, Amazon, and Nvidia once were, these companies trade for dollars—not hundreds of dollars. But they’re already signing deals, scaling capacity, and building technology that could define the next decade.
History proves that second waves don’t wait around. Facebook’s leapfrog of MySpace happened in months, not years. Investors who bought Nvidia at $1.10 in 2004 didn’t have a decade to mull it over—they had weeks before the move began.
The same dynamic is accelerating now. Deals are being signed. Capital is rotating. Younger investors are already in.
The man who spotted Nvidia at 11 cents has just released his full research on The Next Magnificent Seven—including company names, ticker symbols, and specific price targets.
Editor’s Note: Today we’re sharing a message from Adam O’Dell at Money & Markets. In it, he digs into recent political developments and what he believes could be a potential “$7.5 trillion” opportunity.
While his message may not reflect the views of The Oxford Club, we thought you might find it interesting – check it out here or read more below.
– Rachel Gearhart, Publisher
The Real Reason Trump Invaded Iran
Dear Reader,
Is the U.S. invasion of Iran just one giant smokescreen?
Adam O’Dell Chief Investment Strategist, Money & Markets
You are receiving this email because you subscribed to Liberty Through Wealth. Liberty Through Wealth is published by The Oxford Club.
To stop receiving special invitations and offers from Liberty Through Wealth, please click here. Please note: This will not impact the fulfillment of your subscription in any way.
Questions? Check out our FAQs. Trying to reach us?Contact us here. Please do not reply to this email as it goes to an unmonitored inbox.
Nothing published by The Oxford Club should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after publication before trading on a recommendation.
Any investments recommended by The Oxford Club should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.
Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of The Oxford Club, LLC, 105 West Monument Street, Baltimore, MD 21201.
You are receiving this email because you purchased tickets, signed up online or registered with the Phoenix Suns, Phoenix Mercury, Valley Suns, Mortgage Matchup Center or its affiliates.
Season ticket offers cannot be combined with any other offer, are available online only unless otherwise noted, are subject to service charges unless otherwise noted, do not apply to previously purchased tickets and are available on limited inventory. Due to COPPA regulations you must be 13 or older to use this form.
We make every effort to provide accurate and timely information in this email. Unfortunately, we cannot be responsible for any changes, cancellations and postponements, which might be announced after distribution. We apologize for any inconvenience.
RJ Hamster 