I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
(32) Then Jesus called his disciples unto him, and said, I have compassion on the multitude, because they continue with me now three days, and have nothing to eat: and I will not send them away fasting, lest they faint in the way.
(2) I have compassion on the multitude, because they have now been with me three days, and have nothing to eat: King James VersionChange email Bible version
On the third day, Jesus decides to send the people away. Any food that they had brought with them had been eaten by this time, and they had nothing to sustain them on their return journey. Thus, Jesus has “compassion on the multitude” and decides to intervene. It is encouraging to notice that Christ’s miraculous power often originates, not necessarily in answer to a challenge, but simply from compassion.
Jesus commands the multitude to be seated in orderly fashion and then gives thanks. This miracle emphasizes His gratitude to God for physical blessings. All the multitude witnesses that their provision comes directly from God.
Jesus truly is the Bread of Life. His kindness and compassion teach us that He is our loving, considerate, omniscient Provider, able to intervene for us under any circumstance.
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Here’s What Billionaires Are Buying Hand Over Fist
When billionaires and high-level insiders buy, it’s worth paying attention.
Not because every purchase is a guaranteed winner, but because these investors often have a sharper view of long-term positioning, cycle timing, and—especially for insiders—internal execution. Their buying activity can be a useful “signal,” particularly when it shows up after a stock has already been punished and sentiment is washed out.
That said, there’s an important nuance: some of the most visible “billionaire buying” headlines come from 13F filings, which are backward-looking snapshots of holdings at quarter end. They can provide valuable clues, but they are not real-time trade alerts.
With that in mind, here are three stocks drawing meaningful “smart money” interest—spanning a beaten-down consumer icon, a dominant AI platform, and a higher-risk quantum computing play.
Company: Nike (SYM: NKE) Insider confidence near the lows after a painful reset
Nike has been a classic “great brand, tough tape” story.
The stock slid hard late last year amid concerns tied to China demand, margin pressure, and cautious outlook commentary. But what stood out is what happened near the bottom: significant insider buying.
Apple CEO Tim Cook—who has served on Nike’s board since 2005—bought 50,000 shares at an average price of $58.97 for roughly $2.95 million, according to regulatory filings and reporting. In the same time window, Nike director Robert Holmes Swan bought 8,691 shares at an average price of $57.54, a purchase worth about $500,000.
This matters for two reasons:
It’s non-trivial size. These aren’t symbolic $50,000 “window-dressing” buys.
It happened after weakness. The best insider signals often appear when headlines are ugly and the stock is already discounted.
Of course, Nike isn’t magically “fixed” overnight. The operating story still hinges on product execution, inventory discipline, China traction, and a credible roadmap to stabilize and rebuild margins. But insider buying at depressed levels can be an encouraging tell that the selloff may have overshot reality.
Where it stands now: NKE last traded around $63.36.
It just surpassed a $1B valuation, joining private US companies like SpaceX and OpenAI. Unlike those companies, you can invest in EnergyX today. Industry giants like General Motors, Eni, and POSCO already have. Why? EnergyX’s patented tech can recover up to 3X more lithium than traditional methods. Now, they’re readying 100,000+ acres of lithium-rich Chilean land for commercial production.
Company: Alphabet (SYM: GOOG) Billionaire accumulation + a power-and-data-center catalyst
Alphabet has been a magnet for large investor interest as AI shifts from novelty to infrastructure.
In Berkshire Hathaway’s Q3 2025 13F filing, Berkshire disclosed a sizeable new Alphabet stake—widely reported at around 17.8 million shares. Alphabet also appeared in reports covering other billionaire activity in the same period, including Stanley Druckenmiller’s Duquesne Family Office initiating an Alphabet position (noted in some summaries as ~102,200 shares).
Again, remember the 13F lag: these filings confirm positioning as of quarter-end, not necessarily what is being bought today. Still, it’s meaningful when heavyweight investors choose to establish or add exposure—especially in a mega-cap where capital allocation requires conviction.
Why the Alphabet thesis is strengthening
The AI opportunity isn’t just about models and chatbots—it’s about compute, data centers, and power availability. Alphabet has moved to address that constraint directly via an announced acquisition of Intersect Power, an energy and data center infrastructure company, in a deal reported at $4.75 billion plus debt.
In discussing the deal, Alphabet/Google CEO Sundar Pichai said Intersect will help expand capacity and build power generation in step with data center load—an increasingly strategic priority as AI demand accelerates.
Translation: Alphabet is trying to secure the “fuel line” for AI growth. In a world where power constraints can bottleneck data-center scale, owning more of the infrastructure pipeline can be a competitive advantage.
Where it stands now: GOOG last traded around $333.08.
Company: D-Wave Quantum (SYM: QBTS) A higher-risk bet as quantum computing gets louder
Quantum is speculative—but it’s gaining attention because of its potential to solve certain categories of problems that are extremely difficult for classical systems.
That’s part of why Ken Griffin’s Citadel drew headlines for its D-Wave position. Multiple reports citing Citadel’s Q3 13F indicated the firm bought 169,057 shares, increasing its stake by about 201%.
What’s the catalyst on D-Wave’s side? The company has continued to push its platform forward. D-Wave announced the general availability of its Advantage2 system, describing it as its most advanced and performant system, and positioning it as capable of solving certain hard problems beyond classical reach (in the company’s framing).
This is still early-stage technology, and the market can swing violently on sentiment. But the upside narrative is why billionaires and institutions occasionally take “option-like” positions in the space.
The market size story
Estimates vary, but the broad “quantum value creation” narrative is substantial. For example, BCG has projected quantum computing could create $450B–$850B of economic value by 2040. (That figure is often cited in media discussions as a rough framing of the opportunity size, not a guaranteed revenue forecast.)
Where it stands now: QBTS last traded around $19.19.
Risk to respect: this is not a “sleep well at night” blue-chip. Quantum equities can be extremely volatile, profitability is uncertain, and timelines are long. Positions here tend to work best when sized appropriately for high-risk exposure.
Are there any other stocks you’re interested in with recent billionaire buys? What other sectors of the market are you looking at right now? Hit “reply” to this email and let us know your thoughts!
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DISCLOSURE: EnergyX’s Regulation A offering has been qualified by the SEC. Before investing, carefully review the offering circular, including the risk factors. The offering circular is available at invest.energyx.com
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Families didn’t fail. The systems they trusted failed. This outbreak proved that clear, normal-looking water can be dangerously contaminated, and experts still study this outbreak for one reason: it can happen again.
The good news is today there’s one simple solution that safeguards your family’s health before systems fail. You don’t have to rely on government systems for your safety anymore.
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The past few years of high interest rates have turned the credit market on its head. As a result, the bonds of blue-chip businesses are trading at a massive discount.
But according to Rob Spivey – director of research for our corporate affiliate Altimetry – that likely won’t be the case for much longer. And it’s creating a rare opportunity for investors who are paying attention…
In today’s Masters Series, originally from the October 31 issue of the Altimetry Daily Authority daily e-letter, Rob details how you can position yourself to profit from this market shift…
These Blue-Chip Bonds Are Trading Like Junk
By Rob Spivey, director of research, Altimetry
Investors love to sit where the grass is greenest…
When interest rates were near zero, long-term corporate bonds traded near face value – also called “par” ($1,000). Some even climbed above par for a time.
Folks were hungry for stable income. They jumped at the prospect of earning 5% or more through bonds issued by blue-chip businesses. There was just no other way to lock in those kinds of returns for a decade-plus.
But when the Federal Reserve started driving rates higher in 2022, those same long-dated bonds were suddenly worth less on paper.
Even the biggest, safest companies on Earth pale in comparison with the U.S. government. It’s bigger… has more money… and is all but guaranteed to keep chugging along.
So when short-term U.S. Treasurys started yielding as much as long-term corporate debt, the choice was obvious.
Investors fled to shorter-term debt… pushing prices down even though the underlying credit quality didn’t change. And bonds are still cheap today.
But as we’ll explain, that likely won’t be the case for much longer. And it’s creating a rare opportunity for the folks who are paying attention…
Top experts call this both a “port in the storm” and their No. 1 recommendation of 2026. It’s a group of opportunities that could DOUBLE in the next year – with a risk profile like buying Treasurys. (Some think even better.) It’s only possible because of a rare anomaly that could disappear within weeks. Today, our corporate affiliate Altimetry is breaking the story. Get the details here while there’s still time.
Fifty-year Wall Street legend Marc Chaikin, founder of our corporate affiliate Chaikin Analytics, called the 2022 bear market, the 2023 bank failures, the 2020 crash, and the 2025 tariff tantrum – all in advance. In light of the recent volatility, he’s now stepping forward to warn of a “violent market shift” headed straight for U.S. stocks in early 2026. Here’s how to prepare.
Interest rates are still high relative to history…
And bond prices – as measured by the Vanguard Total Bond Market Index Fund (BND) – are close to their lowest levels of the past decade.
Take a look…
You can see in the chart that bonds are trading at much lower prices, on average, because of higher interest rates. And importantly, it’s not just distressed debt that’s cheap…
It’s the entire bond market.
The bonds of many stable, blue-chip businesses are trading at distressed prices – hundreds of dollars below par value ($1,000).
But as we said, this setup might not stick around for much longer.
The Fed cut rates three times in 2024. And after holding off for most of 2025… it cut rates three consecutive times to close the year.
That likely won’t be the end…
President Donald Trump has been pushing for lower rates since he took office. He has gone as far as threatening to remove Powell from his post.
While the Fed’s current plan would leave rates around 3.5% to 3.75%… that’s still much higher than Trump’s 1% to 2% target.
We think Trump will get his way this year. Powell’s term as Fed chair ends in May. The Trump administration will be able to appoint a new chair who shares the president’s views on rate cuts.
And when that happens… it will be like 2022 in reverse. Bond investors will ditch U.S. Treasurys when they stop being so attractive.
They’ll hop right on over to the blue chips they’ve been ignoring for years.
As investors pile back in, the prices of those bonds will soar back toward par value.
That brings us to today’s opportunity…
Investors have a short window of time to buy in before the rush. And that’s exactly what we told folks to do in our Credit Cashflow Investor monthly advisory.
Only we didn’t just recommend our one favorite bond…
We recommendedsix.
The bonds were all issued by household names. You’d likely recognize most, if not all, of the underlying companies. There’s no question about their stability.
And yet, they’re dirt-cheap today.
If Trump gets his way in 2026, our recommendations could appreciate far sooner than maturity. We could be ready to take profits in as little as a year or so.
Opportunities like this don’t come around often. The past few years of high interest rates have turned the credit market on its head. The bonds of stable, trusted businesses are trading like “junk.”
And folks who take advantage of this setup could be in for a sizeable reward.
Regards,
Rob Spivey
Editor’s note: According to Rob, Trump’s actions are creating a rare anomaly that has never existed in market history.
For investors who are paying attention, this could result in the opportunity to double your money – with less risk than nearly any other asset in the markets.
That’s why Rob recently went on camera with Joel Litman – Altimetry’s chief investment officer – to discuss how you can position yourself to profit from this market shift. Learn more here…
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Karim Rahemtulla, Head Fundamental Tactician, Monument Traders Alliance
Dear Reader,
I’ve had some great stock successes in my career.
RYCEY was one of the big ones. I called it the “single best value play in the history of the markets” in 2022.
Since then it’s gone from under $2 to over $16.
My followers have reported making $141,000… $272,000… $1 million… and even $8.2 million on this one stockAnd yet, RYCEY was not as good as the stock I just found.
The Center for Strategic & International Studies reports this new tech “has emerged as a frontrunner in the quest to push the boundaries of electronics, ushering in a new era of energy-efficient and high-performance devices.”
Karim Rahemtulla, Head Fundamental Tactician Monument Traders Alliance
Monument Traders Alliance, LLC
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News for you, Peter
Today’s game
Trending now1. 
RJ Hamster 