Author Archives: RJ Hamster

I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis. I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God. I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree. Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons. I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA. While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon.. In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God. We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987). From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting. Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982. I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects. In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston. In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018. Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia. In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey. As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova. Love and God Bless, Peter – aka RJ Hamster Jo hi

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🪙 Dividend Stocks Newsletter for 3/25/2026

Unsubscribe March 25, 2026 Why the Fed’s new 24/7 banking system is a trap (ad)

The Federal Reserve is selling banks their new FedNow system with one major promise: transfers will happen instantly, 24/7/365 with no more weekend or holiday delays—but when your money moves instantly through a centralized government hub, it can also be frozen instantly by automated algorithms inside the Fed’s new network. Imagine it’s 6:00 p.m. on a Friday when your account is instantly locked by a faceless government computer in Washington because an algorithm flagged a recent purchase or donation as suspicious, cutting you off from your own money until Monday morning or later with no way to pay for anything.

Get The 4 Steps To Fed-Proof Your Savings NowTop Dividend NewsCommercial Metals Boosts Quarterly Dividend, Signals Confidence DT Midstream Posts Record 2025 Results, Hikes Dividend Secretary of Defense: This is the truth about SpaceX (from Wyatt Investment Research)HSBC Awards Dividend-Linked Shares to Executives as Senior Leader Sells Stake After Blowout Earnings, How Much Higher Can Micron Go?Macy’s Beats Expectations Again, But Guidance Spooks Investors When Insider Selling Is a Good Thing: 2 Stocks to Watch Buffett, Gates and Bezos Quietly Dumping Stocks—Here’s Why (from Banyan Hill Publishing)3 Smart Investments If Interest Rates Stay Higher for Longer 5 High-Yield Stocks to Shield Your Portfolio From the Storm Income Boosters: 3 Stocks Raising Their Dividends by 15% to 33%Active ETFs Surge Past Passive, and These Are in the Lead

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Ex-Dividend Stocks for Thursday, March 26th

CompanyShare PriceAmount / PeriodYieldPrevious AmountPayout RatioPayable DateCWCurtiss-Wright$707.34$0.24
quarterly0.15%$0.247.5%4/13/26
GTYGetty Realty$32.53$0.49
quarterly6.21%$0.49144.8%4/9/26
INVHInvitation Home$24.90$0.30
quarterly4.80%$0.30125.0%4/17/26
MTNVail Resorts$131.39$2.22
quarterly6.59%$2.22144.9%4/9/26
Please note you must purchase shares of these companies by the market close today to receive the next dividend payment.Pentagon-backed metal play still trading under $6 (ad)

For 61 years, one Brazilian family has controlled 77% of a metal used in MRI machines, jet engines, and skyscrapers – with no open market, no real competition, and no domestic supply.

On July 13, a Presidential mandate targets that monopoly. A tiny U.S. company holding the only American deposit trades under $6. On February 2, the White House and EXIM launched Project Vault – a $12 billion initiative to stockpile the very metal this company produces.

See The Full Details On This Under-The-Radar Domestic Metal Play

Ex-Dividend Stocks for Friday, March 27th

CompanyShare PriceAmount / PeriodYieldPrevious AmountPayout RatioPayable DateBTIBritish American Tobacco$58.37$0.83
quarterly5.51%$0.74- 5/12/26
CMCanadian Imperial Bank of Commerce$97.39$1.07
quarterly4.13%$1.0744.6%4/28/26
CPCanadian Pacific Kansas City$79.04$0.23
quarterly1.27%$0.2320.4%4/27/26
CTSCTS$50.29$0.04
quarterly0.28%$0.047.3%4/24/26
DHRDanaher$186.46$0.40
quarterly0.76%$0.3225.4%4/24/26
DKSDICK’S Sporting Goods$191.43$1.25
quarterly2.54%$1.2147.5%4/10/26
ELSEquity Lifestyle Properties$63.39$0.54
quarterly3.31%$0.52102.5%4/10/26
FLSFlowserve$76.09$0.22
quarterly0.98%$0.2132.1%4/10/26
HUMHumana$171.63$0.89
quarterly1.86%$0.8936.0%4/24/26
ICFIICF International$65.59$0.14
quarterly0.70%$0.1411.3%4/14/26
KDPKeurig Dr Pepper$26.30$0.23
quarterly3.29%$0.2360.1%4/10/26
KFYKorn/Ferry International$62.50$0.55
quarterly3.55%$0.4837.9%4/15/26
MDTMedtronic$87.35$0.71
quarterly3.06%$0.7179.1%4/17/26
PSECProspect Capital$2.61$0.05
monthly20.69%$0.05-66.7%4/21/26
PUKPrudential Public$29.44$0.382.62%- – 5/13/26
RLRalph Lauren$342.79$0.91
quarterly1.10%$0.9124.8%4/10/26
SBSCompanhia de saneamento Basico Do Estado De Sao Paulo – Sabesp$29.65$0.48
special0.56%- 4.6%5/11/26
SNNSmith & Nephew SNATS$32.28$0.482.81%- – 5/27/26
TILEInterface$25.41$0.03
quarterly0.38%$0.024.1%4/10/26
TRNOTerreno Realty$61.43$0.52
quarterly3.23%$0.5253.3%4/10/26
VMIValmont Industries$404.94$0.77
quarterly0.68%$0.6816.2%4/15/26
Please note you must purchase shares of these companies by the market close tomorrow to receive the next dividend payment.Paper Gold Faces Default Shadow Miner Gains Steam (ad)

What does the “Smart Money” know that you don’t?

On March 31st, a 90-year-old law is set to pull the rug out from under the global gold market.

While retail investors are sleepwalking in paper ETFs…

Institutions like Bank of America and Jane Street are quietly loading up on a specific “Shadow Miner.”

See The 13F Filings And The Evidence Here >>>

Ex-Dividend Stocks for Monday, March 30th

CompanyShare PriceAmount / PeriodYieldPrevious AmountPayout RatioPayable DateEQREquity Residential$58.66$0.70
quarterly4.74%$0.6994.5%4/10/26
GGALGrupo Financiero Galicia$46.51$0.16
monthly4.18%$0.1597.0%4/6/26
INDBIndependent Bank$75.10$0.64
quarterly3.44%$0.5953.0%4/9/26
ITRNIturan Location and Control$52.21$1.50
quarterly12.06%$0.5068.7%4/16/26
MUMicron Technology$379.14$0.15
quarterly0.13%$0.122.2%4/15/26
NOGNorthern Oil and Gas$29.39$0.45
quarterly6.62%$0.45545.5%4/30/26
NVONovo Nordisk A/S$36.59$1.285.41%- 23.6%4/8/26
TIMBTIM$26.42$0.16
special- – 84.4%5/7/26
TTCToro$95.18$0.39
quarterly1.64%$0.3946.7%4/13/26
WKCWorld Kinect$22.90$0.20
quarterly3.54%$0.20-7.2%4/16/26
Please note you must purchase shares of these companies by the market close tomorrow to receive the next dividend payment.

Dividend Stock Ideas

This is a list of companies that meet common criteria that investors use to evaluate dividend stocks. This list contains companies that have dividend yields greater than 3%, payout ratios of less than 75% (or less than 100% for REITs), five-year average annual dividend growth of at least 1.5% and a minimum market cap of $1 billion.CompanyDividend YieldAnnual PayoutPayout RatioAnnual Dividend GrowthP/E RatioMarket CapTBCGTBC Bank Group PLC9.77%GBX 886.6034.95%5.29%1.68£2.35KPRGOPerrigo Company plc12.03%$1.16N/A5.21%N/A$1.32KUKWGreencoat UK Wind PLC10.34%GBX 10.09N/A1.86%N/A£2.11KBMEB&M European Value Retail S.A.7.93%GBX 1560.73%2.73%6.36£1.58KPKPark Hotels & Resorts Inc.9.51%$1.00N/A17.32%N/A$2.13KCAGConagra Brands9.00%$1.40N/A10.50%N/A$7.22K

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The RJ Hamster morning Show….dedicated to my late father, Richard R Hovis

www.podbean.com/ei/pb-kkdqd-1a801fd

The RJ Hamster afternoon Show

www.podbean.com/ei/pb-7shnc-1a7ecb3

This Bill Could Criminalise Protest in the UK

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This Bill Could Criminalise Protest in the UK

PROTECT THE WILD

MAR 24READ IN APP

This week, a piece of legislation is about to pass through Parliament that could quietly reshape the right to protest in the UK.

And hardly anyone is talking about it.

The Crime and Policing Bill, heading for its final reading in the House of Lords this Wednesday, would expand police powers and make it easier to restrict protests — including those carried out by campaign groups.

Even the Equality and Human Rights Commission has warned that parts of the Bill risk creating a “chilling effect” on peaceful protest.

In simple terms:
👉 It could make it easier to shut protests down
👉 It could be used to target campaigners
👉 It could discourage people from speaking out at all

Why this matters

Every major step forward — for animals, the environment, or society more broadly — has relied on people being willing to protest.

If you weaken that right, you weaken everything that depends on it.

This isn’t about one group or one issue.

It’s about whether people in this country can still:

organise
challenge injustice
and be heard

We still have a small window to act

The Bill hasn’t passed yet.

Peers in the House of Lords can still challenge these measures — but only if they feel public pressure.

That’s where you come in.

Add your name to the public petition

Show there is widespread opposition by signing the Change.org petition set up by campaigner Nathan McGovern

Sign the Change.org petition

If the right to protest can be restricted for one group, it can be restricted for all.

This is one of those moments where silence makes it easier for bad law to pass.

It takes less than 2 minutes to act and it matters.LIKE COMMENT RESTACK

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