I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
On March 18, 2026, The Options Industry Council (OIC)® will continue its free educational webinar series with a focus on advanced Greeks and strategic decision-making.
Roma Colwell, OIC instructor, will lead investors through an exploration of how the Greeks serve as essential tools for managing complex positions. Among the main discussion points will be:
How option prices react to changes in key market variables
Identifying and using the Greeks to measure sensitivity and risk
Applying Greeks-based analysis to evaluate and manage option positions
Advanced Greeks: Core Drivers of Option Pricing and Strategic Decision-Making Date: Wednesday, March 18, 2026 Time: 3:30 P.M. CT Where: Online Duration: 1 hour
Best regards,
The Options Industry Council
P.S. By registering to attend this free event, you also gain access to the extensive on-demand library from OIC, featuring a wealth of past option webinars.
Ratings changes for Interface, Nektar Therapeutics, Align Technology, Rhythm Pharmaceuticals, Target Hospitality, Kaltura, Semtech and more…Text “MarketBeat” to 68285 to get SMS breaking news alerts for stocks on your watchlist and other special reports. Learn More.
ALERT: Drop these 5 stocks before the market opens tomorrow! (ad)The Wall Street Journal is asking whether a stock market crash is coming. Research from Weiss Ratings suggests the first half of 2026 could be very tough for certain stocks as a radical shift hits the market. Some of America’s most popular names could take serious damage. Analysts have identified five stocks you should consider avoiding before this event plays out. If these are in your portfolio, you’ll want to review your positions carefully.
Amazon.com (AMZN) had its “buy” rating reaffirmed by analyst Laura Martin at Needham & Company LLC ( ). They now have a $265.00 price target on the stock. This represents a 24.3% upside from the current price of $213.12.
Adecoagro (NYSE:AGRO) was upgraded by Morgan Stanley from “underweight” to “equal weight”. They now have a $13.00 price target on the stock, up from $9.50. This represents a 11.6% upside from the current price of $11.65.Align Technology (NASDAQ:ALGN) was upgraded by Barclays PLC from “equal weight” to “overweight”. They now have a $200.00 price target on the stock. This represents a 14.1% upside from the current price of $175.32.Canadian Solar (NASDAQ:CSIQ) was upgraded by Mizuho from “underperform” to “neutral”. They now have a $19.00 price target on the stock, down from $21.00. This represents a 0.3% downside from the current price of $19.06.Dover (NYSE:DOV) was upgraded by Wells Fargo & Company from “equal weight” to “overweight”. They now have a $230.00 price target on the stock, up from $210.00. This represents a 8.9% upside from the current price of $211.15.Essential Properties Realty Trust(NYSE:EPRT) was upgraded by Raymond James Financial, Inc. from “outperform” to “strong-buy”. They now have a $37.00 price target on the stock. This represents a 11.2% upside from the current price of $33.29.Ichor (NASDAQ:ICHR) was upgraded by Stifel Nicolaus from “hold” to “buy”. They now have a $55.00 price target on the stock, up from $30.00. This represents a 21.2% upside from the current price of $45.36.Lifecore Biomedical (NASDAQ:LFCR) was upgraded by Barrington Research from “market perform” to “outperform”. They now have a $5.50 price target on the stock. This represents a 26.2% upside from the current price of $4.36.Lemonade (NYSE:LMND) was upgraded by Morgan Stanley from “equal weight” to “overweight”. They now have a $85.00 price target on the stock, up from $80.00. This represents a 36.2% upside from the current price of $62.39.LATAM Airlines Group (NYSE:LTM) was upgraded by Citigroup Inc. from “neutral” to “buy”. They now have a $58.00 price target on the stock. This represents a 13.5% upside from the current price of $51.08.MSCI (NYSE:MSCI) was upgraded by Raymond James Financial, Inc. from “outperform” to “strong-buy”. They now have a $710.00 price target on the stock. This represents a 27.0% upside from the current price of $559.16.Neste Oyj (OTCMKTS:NTOIF) was upgraded by Barclays PLC from “equal weight” to “overweight”.The current price is $27.15.Alpine Income Property Trust (NYSE:PINE) was upgraded by Raymond James Financial, Inc. from “outperform” to “strong-buy”. They now have a $22.00 price target on the stock. This represents a 14.2% upside from the current price of $19.26.Target Hospitality (NASDAQ:TH) was upgraded by Oppenheimer Holdings, Inc. from “market perform” to “outperform”. They now have a $11.00 price target on the stock. This represents a 15.3% upside from the current price of $9.54.Tandem Diabetes Care (NASDAQ:TNDM) was upgraded by Piper Sandler from “neutral” to “overweight”. They now have a $33.00 price target on the stock, up from $21.00. This represents a 42.0% upside from the current price of $23.25.W.P. Carey (NYSE:WPC) was upgraded by Raymond James Financial, Inc. from “market perform” to “outperform”. They now have a $76.00 price target on the stock. This represents a 5.0% upside from the current price of $72.36. VIEW MORE UPGRADES 3 tickers just showed unusual early patterns. See the Trading Ideas report now. (ad)Spot the Signals Before They Become Obvious
We track early shifts in volume, structure, and emerging trends as they begin to form.
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CONMED (NYSE:CNMD) was downgraded by Piper Sandler from “overweight” to “neutral”. They now have a $39.00 price target on the stock, down from $55.00. This represents a 4.7% upside from the current price of $37.24.DraftKings (NASDAQ:DKNG) was downgraded by Argus from “buy” to “hold”.The current price is $24.72.EPR Properties (NYSE:EPR) was downgraded by Raymond James Financial, Inc. from “strong-buy” to “outperform”. They now have a $60.00 price target on the stock. This represents a 6.0% upside from the current price of $56.60.Li Auto (NASDAQ:LI) was downgraded by The Goldman Sachs Group, Inc. from “buy” to “neutral”. They now have a $19.00 price target on the stock. This represents a 4.6% upside from the current price of $18.16.Eli Lilly and Company (NYSE:LLY) was downgraded by HSBC Holdings plc from “hold” to “reduce”. They now have a $850.00 price target on the stock. This represents a 12.9% downside from the current price of $976.32.MarketAxess (NASDAQ:MKTX) was downgraded by Argus from “buy” to “hold”.The current price is $177.25.NNN REIT (NYSE:NNN) was downgraded by Raymond James Financial, Inc. from “outperform” to “market perform”.The current price is $45.06.NETSTREIT (NYSE:NTST) was downgraded by Raymond James Financial, Inc. from “strong-buy” to “outperform”. They now have a $22.00 price target on the stock. This represents a 9.5% upside from the current price of $20.10. VIEW MORE DOWNGRADES 3 Under-the-Radar Companies Priced Below 10 With Upside (ad)3 Buy-Rated Stocks Under $10 with Big Potential
Looking for affordable stocks that could deliver big returns? Our latest report showcases 3 buy-rated stocks under $10 that analysts believe have major upside potential. Don’t miss out on these hidden opportunities that could boost your portfolio.
Arthur J. Gallagher & Co. (NYSE:AJG) is now covered by Royal Bank Of Canada. They set an “outperform” rating and a $260.00 price target on the stock. This represents a 22.4% upside from the current price of $212.40.BioXcel Therapeutics (NASDAQ:BTAI) is now covered by Rodman & Renshaw. They set a “buy” rating and a $17.00 price target on the stock. This represents a 962.5% upside from the current price of $1.60.Ingredion (NYSE:INGR) is now covered by Benchmark Co.. They set a “buy” rating and a $130.00 price target on the stock. This represents a 15.1% upside from the current price of $112.97.Navan (NASDAQ:NAVN) is now covered by BMO Capital Markets. They set an “outperform” rating and a $13.00 price target on the stock. This represents a 41.8% upside from the current price of $9.17.Nektar Therapeutics (NASDAQ:NKTR) is now covered by TD Cowen. They set a “buy” rating on the stock.The current price is $73.21.Ocugen (NASDAQ:OCGN) is now covered by Canaccord Genuity Group Inc.. They set a “buy” rating and a $12.00 price target on the stock. This represents a 375.6% upside from the current price of $2.52.PTC (NASDAQ:PTC) is now covered by Barclays PLC. They set an “overweight” rating and a $180.00 price target on the stock. This represents a 14.8% upside from the current price of $156.85.QuinStreet (NASDAQ:QNST) is now covered by Northland Securities. They set an “outperform” rating and a $17.00 price target on the stock. This represents a 39.1% upside from the current price of $12.22.Tenax Therapeutics (NASDAQ:TENX) is now covered by Cantor Fitzgerald. They set an “overweight” rating and a $35.00 price target on the stock. This represents a 136.1% upside from the current price of $14.83.TIC Solutions (NYSE:TIC) is now covered by Roth Mkm. They set a “buy” rating and a $10.00 price target on the stock. This represents a 26.7% upside from the current price of $7.89. VIEW MORE NEW COVERAGE
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On March 18, 2026, The Options Industry Council (OIC)® will continue its free educational webinar series with a focus on advanced Greeks and strategic decision-making.
Roma Colwell, OIC instructor, will lead investors through an exploration of how the Greeks serve as essential tools for managing complex positions. Among the main discussion points will be:
How option prices react to changes in key market variables
Identifying and using the Greeks to measure sensitivity and risk
Applying Greeks-based analysis to evaluate and manage option positions
Advanced Greeks: Core Drivers of Option Pricing and Strategic Decision-Making Date: Wednesday, March 18, 2026 Time: 3:30 P.M. CT Where: Online Duration: 1 hour
Best regards,
The Options Industry Council
P.S. By registering to attend this free event, you also gain access to the extensive on-demand library from OIC, featuring a wealth of past option webinars.
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Cryptocurrency news for Movement, Coinbase tokenized stock FTX, Meteora, GoPlus Security, Convex Finance, FidoMeta, Travala and more…Text “MarketBeat” to 68285 to get SMS breaking news alerts for stocks on your watchlist and other special reports. Learn More.
ALERT: Drop these 5 stocks before the market opens tomorrow! (ad)The Wall Street Journal is asking whether a stock market crash is coming. Research from Weiss Ratings suggests the first half of 2026 could be very tough for certain stocks as a radical shift hits the market. Some of America’s most popular names could take serious damage. Analysts have identified five stocks you should consider avoiding before this event plays out. If these are in your portfolio, you’ll want to review your positions carefully.
TITLEPRICEMARKET CAP24-HOUR VOLUME1-HOUR CHANGE1-DAY CHANGE7-DAY CHANGE Bitcoin (BTC)$73,604.93$1.47 trillion2.66 billion-0.07%+1.46%+5.36% Ethereum (ETH)$2,327.55$280.92 billion33.89 billion+0.58%+1.60%+14.41% Tether (USDT)$1.00$184.08 billion112.16 billion+0.01%+0.00%-0.01% Waifu Token (WAIF)$454.82$126.67 billionN/A+0.45%-2.18%N/A XRP (XRP)$1.50$91.98 billion5.34 billion-0.39%+1.39%+7.83% BNB (BNB)$665.29$90.72 billion2.19 billion+0.10%-2.28%+3.53% Wrapped TRON (WTRX)$0.30$26.47 billion1.98 million+0.04%+1.35%+6.29% Lido Staked ETH (stETH)$2,323.00$21.33 billion26.36 million+0.36%+1.83%+14.45% Dogecoin (DOGE)$0.10$16.72 billion1.92 billion-0.35%-1.76%+2.60% Bitcoin Cash (BCH)$473.32$9.47 billion309.22 million+0.00%-0.92%+5.84%TOTAL+0.07%+0.05%+6.03% VIEW WATCHLIST Altucher: My #1 FREE Stock Pick is NYSE: (___) (ad)In this short 3-min. video, legendary investor James Altucher reveals the name and ticker symbol of a company he believes will skyrocket as soon as March 26th…
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Advanced Stock Screeners and Research ToolsIdentify stocks that meet your criteria using seven unique stock screeners. See what’s happening in the market right now with MarketBeat’s real-time news feed. Export data to Excel for your own analysis.
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RJ Hamster 