Author Archives: RJ Hamster

I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis. I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God. I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree. Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons. I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA. While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon.. In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God. We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987). From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting. Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982. I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects. In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston. In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018. Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia. In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey. As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova. Love and God Bless, Peter – aka RJ Hamster Jo hi

DealWiki – A Wiki of Today’s Top Deals – Don’t miss a deal, from over 500 top merchants. Our team of deal-savvy editors find you the best products at the lowest prices online.

DealWiki – A Wiki of Today’s Top Deals – Don’t miss a deal, from over 500 top merchants. Our team of deal-savvy editors find you the best products at the lowest prices online.
— Read on dealwiki.com/

The Private Credit Crisis Could End EVERYTHING

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The Private Credit Crisis Could End EVERYTHING

By Prof. Jeffrey Bierman, CMT

Hey trader,

The largest private credit fund in America just froze investor redemptions.

That was just the beginning.

They then started fire-selling $1 billion in assets. 

Most retail traders don’t know and couldn’t care less about private credit. That is about to change. 

I am going to show you how that contagion works and why this is just the first fund to fall. I am sitting on 55% cash right now for exactly this reason.

This fund blowing up puts a hard ceiling on the S&P 500 at 7,000 and threatens to drag the entire equity market down with it.

Losses in private credit do not stay in private credit. They jump into equities through the banks that sit on both sides.

Private credit is the shadow lending market underneath the financial system you follow every day. Funds raise money from investors and lend it directly to companies outside public markets with almost no transparency and no liquidity.

When those loans go bad, there is no exchange to sell them on. The money is just gone.

Billionaire hedge fund manager Boaz Weinstein just warned that private credit is “financial alchemy.” He says the problems have just begun and will multiply by the quarter.

Jamie Dimon has already admitted JP Morgan holds what he called “corrupt” private credit-linked funds inside the bank. They are bracing for billions in losses.

Let me walk you through it.

Boaz Weinstein runs Saba Capital and just called private credit “financial alchemy.”

He is one of the sharpest old-school hedge fund managers on Wall Street. When he speaks, I lean in and listen.

I helped build the algorithmic logic that powers Wall Street’s trading machines. I engineered it at ThinkorSwim for over 7 million clients.

That technology is called the Genesis COG. It allows algos to fire off multiple orders simultaneously, hijacking stocks for hours at a time with virtually one-sided pressure.

When structural cracks like private credit blow up, those same machines accelerate the selling. The Genesis COG Scanner detects those moves before they hit the tape.

👉 See how the Genesis COG Scanner works →

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