I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
Christians who closely watch prophecy may have to soon wrestle with a perplexing question: What happens to the Ezekiel 38 scenario if Iran suddenly becomes pro-Western? But history–and Scripture–warn believers against assuming that today’s headlines define tomorrow’s prophetic reality.
The political rise of James Talarico took a dramatic turn this week when the Texas Democrat defeated Jasmine Crockett in the Democratic primary for the U.S. Senate. Talarico has built much of his political brand around Christianity but critics argue that the version of Christianity he presents bears little resemblance to historic Christian doctrine.
What unfolded in Tehran was not simply a missile strike. It was the culmination of years — perhaps decades — of intelligence gathering, cyber infiltration, psychological warfare, and careful timing that allowed Israel to strike the very center of Iran’s power structure with surgical precision.
Statistician Ryan Burge recently posted a demographic breakdown of 20 Protestant denominations, showing the percentage of “Boomers” in each. Across Protestant denominations, both mainline and evangelical, a disproportionately large number of congregants are in their 60s, 70s, and 80s.
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The Cathedral Scholars Program, along with partners at Friendship Place, are excited to announce the 4th annual Easter Boxes initiative to help community youth. Intended for children between the ages of 5 and 12, the boxes will contain essential school supplies and fun toys to brighten their Easter holiday.
To help support this initiative, we invite you to donate new or gently used school supplies and/or age-appropriate toys or donate directly to Cathedral Cares.
Due to capacity concerns, the two Easter Sunday Festival Holy Eucharist services require reserved passes, available free of charge. The 11:15 am service is currently at capacity, but we welcome you to join us at the 8 am service or online.
Catch up on highlights from our recent program featuring poets Pádraig Ó Tuama and Marilyn Nelson. Through the lenses of history and faith, the duo explores how poetry can amplify ignored American stories, how silence shapes the act of listening, writing, and truth-telling, and what it means to make space for voices long disregarded.
The Cathedral’s Sanctuary Ministry calls those who would like to support our migrant siblings at this difficult time to join an upcoming info session with the Episcopal Migrant Belonging, Resistance and Action Coalition. Come learn about opportunities to support your neighbor and follow the call of Matthew 25.
Online Reflective Writing Workshop: Metaphors & Meaning
Sunday, Mar 15 | 4 pm
Discover how reflective writing inspired by visual art can help us navigate challenging times and deepen our inner knowing. Join us for an interactive workshop led by teaching artist, playwright, and museum educator Mary Hall Surface.
The Tallis Scholars bring their acclaimed sound to the Cathedral with a luminous Easter season program. Centered on Victoria’s Missa O magnum mysterium, the concert traces stories of wonder and revelation, from Christ’s birth to resurrection. This performance is made possible through the generous support of Mary Wennerstrom Phillips and an anonymous benefactor.
Join us on a pilgrimage to Iona this summer as we listen to the silence of the land, the wisdom of saints, and the stories of our fellow pilgrims.
Dr. Terri Lynn Simpson, poet, retreat leader, and the program manager of the Center for Prayer and Pilgrimage at the Cathedral, leads this journey to this thin place in the landscape where heaven and earth seem to meet.
“We may not have all the details spelled out, but this is a season to reflect on our lives, not just the ways in which we’ve been separated from God and one another, but to open ourselves up to new possibilities, new ways of being new ways of being in this hurting and broken world. Heaven knows we need some light and life and love in the world we see today.”
If the market feels faster and more chaotic than it used to, you’re not imagining things.
In today’s Friday Digest takeover, our hypergrowth expert Luke Lango explains why modern markets behave differently than they did even a decade ago. With algorithms executing the majority of trades and geopolitical headlines hitting the tape at all hours, prices can shift before most investors have time to react.
The result is a market that feels unpredictable – unless you know where to look.
Luke argues the key isn’t trying to forecast every headline, but identifying when a stock quietly shifts from consolidation into momentum – what traders call a Stage 2 breakout – before the crowd catches on.
Below, Luke walks through how this framework works and why it has helped flag some of the market’s biggest winners over the last few years before their major runs.
And for a deeper dive, he’s put together a free presentationexplaining how his upgraded system scans thousands of stocks to find these setups – and he reveals one name the system just flagged. You can watch that broadcast right here.
If you’ve been feeling the market’s whiplash lately, today’s Digesttakeover is for you. I’ll let Luke take it from here.
Have a good evening,
Jeff Remsburg
On Saturday, at roughly 9 a.m. in Tehran, explosions lit up the Iranian capital.
Wall Street didn’t wait for the morning shows. It didn’t wait for analysis. It didn’t even wait for traders to wake up.
Within milliseconds, trading algorithms had already processed the headlines, recalculated risk, and started selling.
By the time most of us saw “U.S.-Israel strikes Iran” on our phones, equity futures were sharply lower, oil was spiking, and volatility was jumping.
No panic on a trading floor. No shouting brokers.
Just machines.
This is how markets work now. Wars don’t slowly ripple through investor psychology anymore. They hit the wires — and algorithms pull the trigger.
More than 70% of U.S. equity trades are now executed by algorithms (and in certain high-frequency windows, that figure approaches 90%).
At the same time, retail participation has surged, with brokerage cash flows jumping more than 50% last year.
Fast machines. Record individual participation.
That combination creates a market that feels jumpier than ever.
I hear it from readers all the time: “I’m doing everything right… and it still feels like I’m one bad afternoon away from losing months of progress.”
That anxiety is real — and rising.
Just look at the extremes:
Netflix Inc. (NFLX) down 75% in six months…
Bill Ackman reportedly losing $400 million on that trade in three months…
And a profitless “meme” stock like Opendoor Technologies Inc. (OPEN) rallying 900% while stronger peers finished the year down.
No wonder investors feel on edge.
So what’s the answer?
Not prediction. Not panic.
A process.
Treat volatility as information, and then focus on the one signal that tends to survive chaos: breakouts.
The opportunity isn’t in reacting to headlines. It’s in recognizing when a stock quietly shifts from consolidation into momentum, before the crowd shows up.
OpenAI is gearing up for a historic IPO, and Silicon Valley insider Luke Lango has found a way for you to invest BEFORE the announcement is even made. You don’t need to file any special paperwork… buy shares from a former employee… have a source on the inside – or jump through any other hurdles. Best of all, all you need is just $10 to get started.
Chaos Is an Asset Class… If You Have the Right Map
Volatility doesn’t care about your retirement timeline.
It doesn’t care how “strong” the fundamentals look on paper.
When missiles strike while we sleep, the algorithms start firing before most investors have poured their first cup of coffee.
And just like that, months of steady gains can evaporate in an afternoon.
If your strategy depends on markets moving calmly and gradually, you have a problem.
Yet momentum traders are having their best stretch in years. Study after study shows momentum strategies tend to outperform over time.
The reason is simple.
You’re not predicting the future.
You’re reading the present.
But spotting genuine momentum before it becomes obvious requires more than instinct. It requires a system
Introducing Stage Analysis: The Hidden Architecture of Every Stock
In 1988, trading pioneer Stan Weinstein outlined a framework in his book, Secrets for Profiting in Bull and Bear Markets, that changes how you see stock charts.
His thesis: Every asset moves through four stages.
Stage 1: Sideways consolidation, largely ignored.
Stage 2: Breakout and sustained advance.
Stage 3: Distribution, as smart money exits.
Stage 4: Decline.
The money is made in Stage 2.
Consider a few examples…
Palantir Technologies Inc. (PLTR)entered Stage 2 in May 2023 around $9. By late 2025, it traded above $200.
Carvana Co. (CVNA) broke into Stage 2 at nearly $7 in May 2023. It climbed more than 6,500%.
The investors who caught those moves didn’t need insider information. They recognized the Stage 2 setups before the rest of the market showed up.
That’s the power of stage analysis.
A System That Does the Work for You
Identifying true Stage 2 breakouts across thousands of stocks before they move requires serious analytical horsepower.
That’s why my team and I have built a system that quantifies Weinstein’s framework into a proprietary scoring model – grading thousands of stocks in the market from 0 to 5 based on the strength of their momentum setup.
In back-testing, it flagged eight of 2025’s top-performing stocks before their big runs, including:
Hycroft Mining Holding Corp. (HYMC) before a 1,100% move.
Terns Pharmaceuticals Inc. (TERN) before an 865% surge.
MP Materials Corp. (MP) months before the Pentagon deal and a partnership with Apple Inc. (AAPL) sent it to the moon.
The system doesn’t chase headlines.
It looks for one thing.
Stocks on the verge of entering Stage 2.
In a market driven by algorithms and geopolitical shocks, reading price structure instead of predicting headlines isn’t optional.
It’s essential.
The Window Is Open, but It Won’t Stay That Way
AI has fueled a powerful bull market. But history shows late-stage rallies can accelerate – and then reverse just as quickly.
That doesn’t mean you sit on the sidelines.
It means you use the right tools while the opportunity is still there.
Volatility isn’t going away.
Geopolitical shocks aren’t going away.
Algorithms aren’t going away.
But chaos always produces outliers – stocks entering stealth bull markets while the rest of the headlines scream crisis.
The question is whether you have a way to find them.
In my latest free presentation, I explain why the old playbook no longer works… and what’s replacing it.
You’ll see how volatility has become the new normal… why buy-and-hold now feels like a white-knuckle ride… and how my Stage 2 breakout strategy is designed to target stocks just as major momentum runs begin.
I’ll walk you through the four-stage framework, show you how my upgraded Nexus Stock Screener analyzes more than 3,000 stocks in seconds, and reveal the name and ticker of a stock the system just flagged.
If you’re tired of reacting to market chaos, and ready to get ahead of the next major move, this broadcast is for you.
Manage your account We hope this timely investment research is valuable to you. As you know the markets move fast and conditions change frequently. So please check the current issue for the most recent advice. Please note that we cannot be liable for any missed bulletins caused by overzealous filters. To ensure that you continue to receive this valuable part of your service please take a moment to add services@exct.investorplace.comto your address book.
The NFL offseason is heating up, with the franchise tag window closed and free agency right around the corner.
Albert Breer wrote about why Kyle Pitts Sr. and George Pickens will likely play on the franchise tag in 2026 in his Tuesday notes. Conor Orr unpacked the Colts’ decision to transition tag Daniel Jones, while Matt Verderame listed the franchise tag deadline winners and losers.
The free agency frenzy is around the corner, with the legal tampering period set to begin on Monday.
But before we get there, let’s assess which top free agents each team should pursue. There’s still plenty of star power even after the franchise tag deadline came and went on Tuesday.
Daniel Jones won’t be available for quarterback-needy teams because the Colts used the transition tag on him, but Kyler Murray will soon be available after he announced that the Cardinals informed him of his release.
From our top 50 free agents list, here’s one external free agent each NFL team should chase come Monday. Murray wasn’t on the list, but we can swap him for Jones, who was listed at No. 7 before being tagged.
The Colts and Daniel Jones agreed to the transition tag on Tuesday, loosely binding the team and player on a one-year deal worth $6 million less than the franchise tag threshold for NFL quarterbacks.
Immediately following the news, a handful of red flags about Indianapolis’s decision emerged.
For one: This is one of the more quarterback-starved offseasons in recent memory. The Steelers, Vikings, Cardinals, Dolphins, Jets, Browns, Raiders and Falcons all need some degree of help at the position. In theory, Atlanta, Minnesota and Pittsburgh offer just as much of a chance of reaching the playoffs as the Colts. All three are coached by established quarterback minds who would run quarterback-friendly systems. The Falcons and Vikings both have equal or superior weapons than the Colts. Arizona is coached by Mike LaFleur, who comes from the same Rams coaching tree as Kevin O’Connell. There is absolutely a world where Jones’s agents are skilled and talented enough to drum up a market for him with one of these teams that forces the Colts to pay above and beyond the transition tag threshold (a transition tag guarantees the signing team a right of first refusal on a contract offer but no draft pick compensation). If the team aims to save money by using the transition tag, it will almost assuredly eat into the savings once a competing offer comes in.
Franchise tags were due at 4 p.m. ET on Tuesday, and going into the day, just two teams had filed them: The Falcons tagged tight end Kyle Pitts Sr., and the Cowboys franchised wide receiver George Pickens.
I’d say, in both cases, there’s a good chance those guys will wind up playing on the tag in 2026, rather than on new long-term deals. And while their circumstances aren’t identical, the idea is mostly the same. With both players, it would be understandable if the team wanted to see another year of evidence that what happened in 2025 was sustainable.
In Pitts’s case, this is purely an on-field thing. After a promising rookie year in 2021, a knee injury the following season set his career back, both in needing to have the knee drained regularly in 2023 and in the effect that had in his development. By 2024, he was in a platoon with Charlie Woerner. And then in 2025, after failing to hit even 700 yards or five touchdowns in three consecutive seasons, he went for 88 catches, 928 yards and five scores.
NFL teams couldn’t wait until free agency opened to address their roster holes.
We’ve already seen two tradesinvolving the Texans this week and there was a rare player-for-player swap between the Jets and Titans last week. But, except for a couple of announcements about imminent releases (Kirk Cousins, Kyler Murray), we still haven’t seen official movement from the quarterbacks.
Expect many quarterbacks to be on the move in the coming weeks. There are at least seven teams that we counted as having a critical need at the position.
With that said, here are the biggest roster holes for every team to fill ahead of free agency, which begins Monday with the legal tampering period.
Pencils down. The franchise tag window has slammed shut, with only four tags being placed in the two weeks teams had to utilize them.
Three players got the non-exclusive tag: Falcons tight end Kyle Pitts Sr., Cowboys receiver George Pickens and Jets running back Breece Hall. That tag means an outside organization can still offer a contract but must surrender two first-round picks if the tagging team doesn’t match. In other words, don’t expect any offers soon, guys.
The Colts, meanwhile, placed the transition tag on quarterback Daniel Jones.
With the tag window closing, here’s a look at who came out of the situation doing well, and who should be fretting about what did, or didn’t, take place.
We’re a few days away from the legal tampering period for free agents to negotiate new contracts. But before we get there, let’s take a look at what happened last March for the free agency frenzy and how it ultimately shaped the 2025 season.
At the time, there were mixed reviews for the Seahawks signing Sam Darnold, but now they’re Super Bowl champions.
As for the Packers, they thought they were a few players away, splurging for guard Aaron Banks and cornerback Nate Hobbs. That didn’t exactly work out last year.
Free agency is always a crapshoot, so let’s see which signings were hits and which were misses. Here’s one of each for all 32 teams.
According to NFL Network’s Ian Rapoport, the two sides have agreed to terms on a trade that will send right tackle Tytus Howard from Houston to Cleveland in exchange for a fifth-round pick. In addition, Howard will receive a new three-year, $63 million contract extension.
Here’s a look at what the move means for both clubs.
Sports Illustrated’s Chris Mannix provides a weekly spotlight, featuring in-depth reporting and sharp commentary, on the biggest fights and stories inside the ring.
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There is a tremenous energy behind this album. I felt it from the moment the title track, “Music In Me”, was written. That song was a turning point, opening a new chapter for me – one filled with curiosity and purpose.
Keith and I, along with an incredible team of support, were able to create the album we have always wanted to. And it’s doing the things I’ve always dreamed of:
Whenever these accolades come our way, it is with such gratitude that I get to share it with the people who make this all possible. Thank you for downloading, sharing, and listening!
Even though the vinyl ship date has been pushed back by at least a month, I’m sweetening the deal. If you placed an order, check your email! Choose a free merch item of your choice upon shipping, plus a signed “Music In Me” poster. This goes for new orders, as well!ORDER YOUR VINYL ships in April
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RJ Hamster 