I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
This year is full of possibility, and you’re just getting started. Carry forward the lessons of January and keep moving with hope in your heart.KEEP MOVING FORWARD
You’re always one blessing away from a brighter day… and a bigger life. May these stories, affirmations, prayers, and insights lift your spirits and inspire you to lift others.
WSJ: $5,000 Gold Shows Why It Should Be In Every Investor’s Portfolio
Gold Tops $5,000, Silver Soars As ‘Breathtaking And Profoundly Scary’ Rally Continues
Mon, January 26, 2026
“We’re at the start of a global debt crisis, with markets increasingly fearful governments will attempt to inflate away out-of-control debt.”
Gold continued to rise on Monday after breaking above $5,000 an ounce earlier than Wall Street expected. Futures hit the major milestone on Sunday while silver also soared at one point beyond $115, raising questions about the stunning speed of the rally in precious metals.
Gold’s surge has become a hallmark of the “debasement trade,” with investors buying assets to protect against the erosion of purchasing power amid soaring government debt worldwide.
Silver has moved even more aggressively, posting a near-parabolic surge and climbing 50% year-to-date.
“The rise in precious metals prices is breathtaking and profoundly scary,” Robin Brooks, senior fellow at the Brookings Institution, wrote on Sunday, noting the rise in gold prices is “part of something much bigger.”
“We’re at the start of a global debt crisis, with markets increasingly fearful governments will attempt to inflate away out-of-control debt,” Brooks wrote.
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WSJ MarketWatch: Gold’s Rise Above $5,000 Shows Why It Should Be In Every Investor’s Portfolio
Gold is the hedge against economic and geopolitical risks that can’t be diversified any other way.
Markets see that trade and alliance arrangements have become less airtight and more political..
Jan. 26, 2026.
Gold is absorbing risk that markets are no longer confident can be diversified away..
Gold has topped $5,000 an ounce. Now what? Because at $5,000, the story stops being about a higher gold price and starts being about what markets are hedging against..
I wrote in mid-November that gold prices above $4,000 will open the door to $5,000. But with gold now at that milestone, investors need to consider a different issue: not the price at which gold trades — but the price at which it’s being held.
The reason for this shift is not simply data on inflation, nor is it data on inflation expectations. It is a shift in how markets view policy risks..
Investors realized their portfolios were underhedged against sudden policy shocks — and that those shocks can arrive faster than positioning can adjust..
European leaders didn’t only make declarations; they also delayed trade engagements and signaled resistance. This matters, as it increases the likelihood that policy conflict will be structural, not episodic.
Jack Hanney is the CEO & Co-Founder of Patriot Gold Group, and a nationally sought after financial speaker and guest. Recently featured on Fox Los Angeles “Good Day LA”, he was interviewed on his insights on the global health crisis and its impact on the economy, and he accurately predicted the catastrophic 17% pullback we saw last week. His interview can be viewed here: Fox Interview
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Browne warns this isn’t just market noise — it’s a currency war unfolding in slow motion.
This is a full-blown attack on America, as President Donald Trump warned that when the dollar stops being the world’s reserve currency, it will be like “losing a world war.”
As BRICS succeeds, your savings, your investments — even your Social Security checks — could lose massive value overnight.
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P.S. This video is hard to watch, but gives critical information on protecting yourself and your loved ones—WATCH IT HERE.
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Protect the Wild exists for one reason: to defend British wildlife from cruelty, persecution and exploitation wherever it occurs.
From illegal hunting and the badger cull to the industrial killing of birds for sport, we work tirelessly to expose abuse, challenge those responsible, and push for lasting change.
By adopting an animal, you are directly funding frontline campaigns that protect some of Britain’s most persecuted species.
Our fox adoption symbolises our fight to finally end fox hunting for good. Our badger adoption represents our determination to stop the badger cull and protect wildlife from government-sanctioned killing. And our peregrine falcon adoption stands for our work exposing the bird shooting industry and defending birds of prey from persecution as we work to take that industry down.
Every adoption helps fund vital work, including:
investigations and undercover work
eyes and boots on the ground to gather evidence
public campaigning and legal challenges
Your support allows us to react quickly, document cruelty as it happens, and hold those harming wildlife to account.
As a small thank you, every adopter will receive a cuddly animal to represent the species they’re standing up for — a reminder that behind every campaign are real, living animals who need protection.
We’ll also keep you updated by email on our latest campaigns and the real-world impact your adoption is having, so you can see exactly how your support is helping protect wildlife now and for the future.
If you’re able to, please consider adopting an animal today and standing with us for British wildlife.
(12) There is a way which seemeth right unto a man, but the end thereof are the ways of death. King James VersionChange email Bible version
There is only one “end” no matter how many “ways” that man might take. There is an American way, a Japanese way, and a German way. There can be family ways. People can walk all kinds of ways, but there is an end to all of them, and that is “the way of death.”
In his ignorance and presumptuousness, mankind has thought that any old way will do. What God wants us to understand is that may be true, but it all depends on what we want to produce at the end. What do we want to produce at the end of our lives? If we want to produce the same things that God wants to produce, then we will walk, conduct our lives, a certain way. And that way, of course, is the way of God.
Thus, in this verse, He is giving us an overview of life. The conclusion He wants us to take from it is that we should have a long-range view of life; He wants us to understand and conduct our lives according to this principle: It is what happens at the end that counts.
Present appearances can be deceiving. There are people who may look good, respectable, discreet, and civil. Then there are others who do not look so credible. Yet, in the end, the ones who are not currently respectable may turn out to be the ones who have eternal life, whereas the ones who appear good and civil may be the ones who end up failing.
If we had looked at Solomon at the beginning of his relationship with God and then at someone thought to be a harlot (like the woman who anointed Jesus’ feet with precious oil), on the surface who would we think had the better chance? Present appearances are deceiving. God says to aim for the end. “Seek first the Kingdom of God” is the unspoken directive here.
Shohei Ohtani appears to have the No. 1 spot on lock, but that could all change in just one year. If someone jumps from outside of the current top 10 to unseat him in ’27, who will it be?
Like many of us, Dodgers president Andrew Friedman was hanging on every pitch of the 18-inning Game 3 marathon. “I may or may not have spiked a barstool,” he said recently.
Isn’t it obvious? Carlos Narváez walked to the mound in a huge playoff moment for the Red Sox and kept it pretty darn simple. He told Aroldis Chapman to bring the heat, and the veteran closer did the rest.
After an undefeated run and a 3-2 victory over the United States, Japan captured its third Classic title, led by tournament MVP Shohei Ohtani. Look back at all the best moments at 7 p.m. ET & 9 p.m. ET.
Jack Hanney is the CEO & Co-Founder of Patriot Gold Group, and a nationally sought after financial speaker and guest. Recently featured on Fox Los Angeles “Good Day LA”, he was interviewed on his insights on the global health crisis and its impact on the economy, and he accurately predicted the catastrophic 17% pullback we saw last week. His interview can be viewed here: 
News for you, Peter
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RJ Hamster 