I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
An Elevated View from New Vision News- AD CONTENT –Heroic Civilians Halt Terrorists—Prevent Massacre!– AD CONTENT –DOJ STING Scandal EXPLODES – White House Scrambles…– AD CONTENT –Radioactive Shrimp Sparks Senate Meltdown…– AD CONTENT –ABOUT US In a world brimming with information yet starved of wisdom, New Vision News stands as a sentinel for truth and tradition. Our mission is simple: to deliver news and commentary that resonate with the time-honored values of conservatism. We delve beyond the headlines, offering in-depth analysis rooted in principles that have withstood the test of time.DISCLAIMER By engaging with this Publisher’s email, website, or any published content, you are agreeing to abide by the Privacy Policy and Terms of Use available on the Publisher’s official site. Be aware that “sponsored” content could be advertisements from external sources and does not have the backing or assurance of our personnel or corporation. The material disseminated via our emails serves either informative or recreational purposes and should not be seen as a substitute for specialized counsel. For any medical advice or diagnosis, always seek the opinion of a professional. It is recommended that you perform diligent research before acting on the information provided in our content.Inbox News 6417 Penn Ave S Ste 7-33 Minneapolis, MN 55423 Intended for: peter.hovis@gmail.comUnsubscribe
Republican majorities in Arizona are slim. However, with national Republicans doubling down on an extreme agenda, even slim majorities can do serious harm.
Together, they’ve come for critical climate change research, dismantled the Department of Education, and cut critical funding for programs Arizonans rely on. That’s why it’s so important to act today.
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500% Gain in 3 Weeks Last Month… See HowUsing Maximum Pessimism for MEGA RETURNS! In my book Mega Returns, I explain how to use negative sentiment to your advantage. Stocks often go too far in both directions, both on the upside and downside.There are many terms for this: John Templeton called it maximum pessimism, George Soros calls it reflexivity, some call it buying when there is “blood in the streets.” What you are looking for are stocks or assets that have overshot to the downside and where investors are too negative on the outlook.This happened to the entire market in 2009 when the market priced in a full-blown depression while the economy was about to bottom. Valuations became the cheapest in nearly two decades and the market soared for years after.The market valuations, according to many metrics such as market cap to GDP and price to sales, are the most overvalued they have ever been.However, even in this overvalued market you can find hidden gems, and I have managed to do this over the past year.Basic Rules for Maximum Pessimism InvestingWhen I am looking for maximum pessimism turnaround plays in stocks, I usually look for three things:A stock that has fallen at least two-thirds from its all-time highs.A stock trading at a large discount to sales.A catalyst for turning around. Most stocks are depressed for a reason; they have too much debt; they are in a sector that has collapsed; their business has struggled so you need a catalyst to turn the company or sector around.An added bonus is if the company possesses a cheap price-to-earnings ratio or large dividend, but this is not strictly necessary as many turnaround players are struggling and may be losing money or paying no dividends.American Eagle AEO — This was my most recent maximum pessimism trade. American Eagle is a clothing store that specializes in jeans targeted to millennials and Gen Zers.The stock peaked at $34 a share back in 2021 and fell to as low as $9 a share over the past year. This got the stock down to 11 times earnings and a near 4.50% dividend at its lows. It was also trading at a cheap 0.4 times sales.However, there was a reason for this decline. The company’s sales were struggling in 2020; they recorded nearly $5 billion in sales, and that had only increased to 5.2 billion by 2024. If you factor in inflation, their sales had decreased in inflation-adjusted terms during that period.They needed a rebranding and a way to turn around the stock. Enter Sydney Sweeney and Travis Kelce.Sweeney’s great “jeans” campaign went viral. American Eagle’s website and social media traffic blew up. Many on the left were outraged. However, when President Donald Trump came to her defense and backed up the ads, it added the MAGA crowd to their customer base and Gen X and baby boomer clients. In addition, there is a huge backlash against “woke culture” and I know many politically incorrect people such as myself would buy American Eagle products out of spite.Then they also signed a contract with Travis Kelce, the famed tight end of the Kansas City Chiefs, who is now more famous for dating and being engaged to pop superstar Taylor Swift.Both MAGA and Swift fans are rabid, and I realized these two campaigns could drive sales. In addition, the company has cut expenses, making it leaner so any growth would go directly to the bottom line.I bought a ton of the stock in August 2025, making it my largest position. I even juiced the trade with some call options (a call option is a bet that a stock will be at a certain price by a certain date). I bought September 2025 $14 options when the stock was about $13.30 for $0.70. Meaning that by Sept. 19, 2025, I needed the stock to hit 14.70 a share to break even.Recent earnings were a blow-out and the stock spiked nearly 38% in one day. I was up about 45% on my stock and nearly 500% on my options in just a few weeks!!!FuboTV Another rule of investing I learned from the famed investor Peter Lynch is to buy products of companies that you like and use. Lynch in the 1980s and 1990s used to say that if you like a product, go to the store that sells it and if the store is busy and the product is good, it’s probably a safe bet the company will do well.Where I live in the Bahamas, I cannot get cable, so I use all sorts of streaming services. I love American and European football and Fubo is a great streaming service for both. I use the service, and it is great. So, I looked up the company. It had fallen from an all-time high of $62 a share in 2021 to just over $1 a share in 2024. I got in at around $1.40 a share.At $1.40 the stock was trading at only a quarter of sales with a market cap of $400 million and sales of $1.6 billion, and they were growing their revenues at nearly 20% a year! Also, I could see a catalyst on the horizon. 2024 was the European Cup, and in 2026 the World Cup will be held in the United States. With soccer growing in popularity, it should drive subscription growth to Fubo.There was an additional kicker: Disney, Fox, and others were trying to start a rival streaming service called Venu, which would be a sports-only streaming service. But here was the catch: Fubo had already asked these companies’ permission to do a similar “skinny package” which would be a sports-only streaming service, and those companies turned Fubo down.Fubo then filed an antitrust complaint against these companies saying they were monopolizing sports streaming. Even Venu’s logo was a ripoff of Fubo’s! Fubo won the first hearing, which meant that the antitrust case would go to trial. I figured they had a very good case, which would mean hundreds of millions for Fubo and the right to stream sports-only packages!The case never went to trial because Fubo made a deal with Disney to stream sports, and Disney paid them hundreds of millions. The stock shot up to nearly $5 a share, where I sold for a gain of more than 300% and my options made nearly 400%!I saw a company that was beaten up, with a quality service that had a catalyst, and it soared.GoPro (GPRO) This is the final company we will talk about. This company has been both irrational exuberance in a bubble and then maximum pessimism after the bust.In 2024 GPRO’s action-based camera, which could be used for vlogging and underwater video, was all the rage.I remember sitting in Sip Sip, my favorite restaurant in the Bahamas, just over 10 years ago and overhearing a bunch of middle-aged men talking about how they were going to make a fortune in GoPro. The stock at that time was about $60 a share. It went to $100 at its high.Where did GoPro trade in 2025? $0.50! A decline of over 99% from its 2014 highs!I looked at the financials, and they were OK. Revenues were declining but the company at its lows was trading at a sixth of sales. The issue was they were bleeding money and burning through cash.I figured, if the company could stop bleeding cash, they could trade back at one times revenues (which is still cheap). Even with the stock’s decline, GPRO still makes the best vlogging and action cameras around.I bought the stock at $0.90 and soon after, it began to soar. Little did I realize that GoPro was a meme stock (stocks with large short positions that retail investors pump to squeeze shorts). It soared to $2 a share, where I sold for a more than 100% gain!The reason I sold was, unlike American Eagle or FuboTV, GoPro had not yet turned around its business and the rally was just a short squeeze. However, buying a cheap stock that was out of favor again yields a great return!I will look to return to GPRO after the meme craze is over.ConclusionAs you can see from the above, using maximum pessimism and finding diamonds in the rough and cheap beaten-up companies with the potential to turn around can bring great returns.In my book Mega Returns: Profit from Maximum Pessimism, I discuss how to use maximum pessimism to make fortunes.I also use these techniques in my monthly articles for the Financial Intelligence Report.Click HERE and I will send you my book for FREE with this special offer.To Mega Returns,David Skarica
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If you’re like most people, on Friday morning you’ll probably follow your set routine: Wake up… eat breakfast… go to work…
But if you say these two setences to your broker… you could collect as much as $1,250 on Friday… no matter where you live, whether you’re working or already retired.
It all has to do with a unique stock market secret that’s worked 97% of the time for the past 10 years running.
This may be the most powerful phrase to ever say to your broker…
Regards, Roger Michalski Publisher, Eagle Financial Publications
Just For You
NVIDIA’s Earnings Show a Green Light for Taiwan Semiconductor
Written by Gabriel Osorio-Mazilli. Published 8/28/2025.
Key Points
NVIDIA’s recent earnings results highlight a new path higher for Taiwan Semiconductor stock, as demand is quickly outpacing production supply.
Markets are placing a premium on Taiwan Semiconductor’s sales for a reason.
Institutions are buying in the billions ahead of the next quarterly earnings announcement.
Most profits aren’t earned by buying gold during a rush but by selling shovels to those digging. Periodically, a new rush emerges in an economic cycle, and shovel makers quietly capture most gains. Today’s “gold” is AI-driven chips, and the “shovels” are wafer equipment providers and foundry specialists.
Hyperscaler spending—think cloud giants and AI leaders—has crossed the $1 trillion mark, driven by an “AI-first” approach. That’s fueling soaring demand for chips and semiconductors. Holding over 75% of this market is Taiwan Semiconductor Manufacturing (NYSE: TSM), and one of its largest customers just gave investors a compelling reason to buy the stock today.
NVIDIA’s Growth: A Guaranteed Check for Taiwan Semiconductor
Catching a small-cap before it takes off isn’t luck—it’s pattern recognition. Before lithium stocks were hot, Patriot Battery Metals (PMETF) traded under $0.60. It later soared past $10.
NVIDIA Corporation (NASDAQ: NVDA) recently reported its much-anticipated quarterly results. As the S&P 500’s largest constituent, NVIDIA dominates many portfolios—but its performance also serves as a key barometer for chipmakers like TSMC.
NVIDIA’s data center revenues hit $41.1 billion—a 56% year-over-year jump—driven by its Blackwell superchip. These three-nanometer chips are produced exclusively by TSMC on its advanced nodes, so every NVDA order directly boosts TSMC’s revenue and pricing power.
This dynamic duo presents a prime opportunity for investors today.
TSM’s Valuation Premium: Justified and Strategic
Investors are willing to pay up to 11.5x price-to-sales (P/S) for TSMC because NVIDIA’s surging demand could create supply bottlenecks, enhancing TSMC’s pricing power and contract terms.
Similar to the 2020–2022 chip shortage—when foundries hiked prices amid scarce alternatives—if demand continues to outpace supply, TSMC can command a premium. Smart markets are willing to pay for that future growth, justifying its current P/S multiple.
Even with its elevated valuation, institutions have snapped up $8.6 billion of TSMC stock in the past quarter, underscoring confidence in its long-term value.
Another upside is TSMC’s future earnings power. MarketBeat forecasts about $2.52 in EPS for Q3 2025—a modest 2% rise from the reported $2.47.
Investors have a window to position ahead of a potential earnings beat. If next quarter’s results reflect NVIDIA-driven demand—again topping the $2.13 consensusby 16%—TSMC shares could push into new 52-week highs.
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Why spend half your Rome trip waiting outside when you could already be inside staring at the Sistine Chapel ceiling? The Vatican lines stretch for hours and the sun doesn’t forgive. But waiting in line? That’s not our thing. We prefer to walk straight past the crowds and into the rooms that house famous masterpieces with echos of scandal, power and Roman history. Skipping the line with a guide changes everything, and here’s why:
THE SISTINE ISN’T THE ONLY HEADLINER
Michelangelo’s ceiling is the main character, but did you know he didn’t even want to paint it? Or that he did NOT paint it laying on his back. That’s why a guide is worth it, they get you past the line and the tiny details that matter most. WORTH IT? MICHELANGELO: THE SCULPTOR, NOT THE PAINTER While the ceiling is divine, he didn’t want to be known as a painter. He was a sculptor, and what he made redefined art as we know it. Like La Pietà in St. Peter’s Basilica. Why? Just ask your guide. They’ll tell you why we’re still so obsessed with him.
WHAT’S BEYOND THE CEILING ART WITHOUT CONTEXT? THAT’S DECORATION 1400 rooms, 20,000 artworks and one secret entrance from the Sistine Chapel to St. Peter’s Basilica that’s only for guided groups. You could spend days walking the halls and still miss the point. Get a guide and skip the line.
Privileged Entrance Vatican Tour: Sistine Chapel & St. Peter’s BasilicaSkip the line and gain direct access to the Raphael Rooms, Creation of Man & Scala Regia passagewayfrom $96Exclusive Sistine Chapel After Hours Small Group Tour Step inside the Vatican Museums after they close to the public for a once-in-a-lifetime experiencefrom $484
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500% Gain in 3 Weeks Last Month… See HowUsing Maximum Pessimism for MEGA RETURNS! In my book 
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