I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
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Don’t worry, it’s nothing scary. You could even say it’s all gain and no pain.
But first, some context: There is a popular myth that it takes 21 days to break a habit.
Surely there are many habits we all would be better off breaking. But as an investor, there are particular habits that could be holding you back from reaching maximum profits.
An important one is perspective.
My “macro” approach to investing, for example, utilizes a broad “topdown” perspective to pinpoint opportunities. By examining the global big-picture trends that drive huge, multiyear moves in entire sectors of the market, I’m able to discover some moneymaking opportunities that a non-global perspective might miss.
Admittedly, U.S. stocks have delivered world-beating results for nearly two decades, but many American investors assume this delightful trend will continue long into the future.
No matter what happens next, investors should never remain “overweight” in U.S. stocks and bonds simply because they are familiar.
So, here’s where my challenge comes in.
Over the next 21 days, which brings us neatly to the end of the month, I challenge you to adjust your investing habit and look beyond U.S. markets.
Over the span of a full market cycle, a dose of international exposure can provide a helpful diversification to your portfolio, while also growing your wealth.
For 40 years, Louis Navellier has had a front-row seat to history’s greatest wealth creation events. His proprietary stock grading system — what some have called “Wall Street’s FICO score” — has helped transform everyday Americans into millionaires. During one remarkable 15-year stretch, his recommendations turned every $1 invested into $41. These aren’t just claims. They’re documented successes that have led major financial institutions to pay a fortune for Louis’ insights. But what he’s seeing now is unlike anything in his four decades on Wall Street.
To be clear, I’m by no means bearish on the United States. I think we’re still the ground zero of innovation and capitalistic dynamism.
But it doesn’t mean there aren’t other opportunities in other countries.
Let’s take a look across the Atlantic Ocean…
For decades, Europe built its economic model around openness – cross-border trade, export dependence, global supply chains, and trans-Atlantic reliability. That model worked beautifully when the global system was stable.
It works less well when trade becomes political.
Energy shocks… supply-chain disruptions… war in Ukraine… and now growing policy unpredictability from the U.S. have all delivered the same message: Europe can no longer assume that external commerce will always be reliable.
So, Europe has begun prioritizing intra-European trade and supply chains.
Over the span of decades, global investors have learned a simple reflex: When in doubt, buy America. Its companies were always among the world’s most dynamic, innovative, and profitable enterprises… and still are.
However, in a world where trade is fragmenting, policy is unpredictable, and alliances are increasingly transactional, Europe’s emphasis on internal commerce and strategic autonomy becomes a valuable asset.
In fact, we’re already seeing a pullback in U.S. reliance following last week’s India-European Union (EU) deal, which dramatically lowered tariffs on EU imports into India, creating the world’s largest free trade zone.
By itself, that’s not some headline. But it isa part of a mosaic where we’re seeing capital attempt to flow around the U.S. – instead of into the U.S.
As an investor, if you’re not monitoring other countries’ behaviors and what they’re doing with their capital, then there’s a good chance you’re missing out on some opportunities.
So, I’d like to share how I’ve reaped the benefits of investing in international stocks – and how you can, too…
Putting My Challenge Into Practice
You don’t want to ignore something just because it’s a habit, nor do you want to behave a certain way out of routine or limited perspective.
That’s why I challenge you – for the next 21 days – to begin widening your investment approach. Simply adding several non-U.S. stocks can bolster returns in today’s market.
In fact, my global macro perspective allowed me to identify a current international holding in Fry’s Investment Report at the ideal time – a luxury and lifestyle company now up 56% in 10 months.
At Fry’s Investment Report, I also recommend several foreign ETFs that are currently capturing double-digit gains and outpacing the S&P 500 by a wide margin, as I advised members to ride the potential of their countries’ transformations.
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A federal appeals court has sided with the Trump administration in upholding a policy that mandates detention without bond hearings for illegal immigrants in the United States who entered without…
Almost 2,000 truckers deemed to be unqualified to drive on U.S. roads have been removed, with several arrested and many vehicles put out of service, the Department of Transportation (DOT)…
They talked about locking in control over energy, nuclear power, space technology, and high-tech industries — the exact tools that decide who runs the global system.
As global tensions are rising, U.S. influence keeps shrinking.
China is quietly helping Russia survive sanctions.
And Europe is making trade deals with Beijing.
When energy, money, and technology move away from the U.S., everyday Americans pay the price.
And unfortunately, most people won’t see this coming until the damage is done.
While mainstream media has ignored his warning, putting millions at risk,one man has seen this on the horizon for months…
Wall Street insider John Browne, a one-time adviser to President Trump, as well as a regular Newsmax contributor, is warning of this imminent crisis — millions of Americans could see their purchasing power collapse if they don’t prepare now.
That’s why he’s urging Americans to Take 15 minutes and read this IMPORTANT BREIFING.
In his latest warning,Browne reveals the EXACT steps you can take to prepare for a collapse of the U.S. dollar.
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RJ Hamster 