Author Archives: RJ Hamster

I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis. I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God. I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree. Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons. I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA. While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon.. In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God. We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987). From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting. Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982. I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects. In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston. In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018. Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia. In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey. As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova. Love and God Bless, Peter – aka RJ Hamster Jo hi

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Market Momentum: 3 Stocks Poised for Major Breakouts

Written by Ryan Hasson

Following a sharp correction in November, sparked by a tech-ledpullback, concerns over AI capital expenditure payoffs and renewed anxiety about the pace of rate cuts have led to a surprising rebound in the broader market. The S&P 500 now sits just 1% below its all-time high, and with a Fed decision approaching where odds strongly favor a 25 bps cut, investors are once again positioning for upside into year-end.

In this environment of rising momentum and improving sentiment, a handful of stocks are setting up for potential breakouts. Three in particular stand out, each sitting just below critical resistance levels and showing technical and fundamental strength that could fuel meaningful continuation.

GE Vernova: Breaking Out of a 5-Month Bull Flag

GE Vernova Inc. (NYSE: GEV) has quietly become one of the strongest industrial names in the S&P 500 this year, rallying an impressive 90% year-to-date (YTD). What makes that performance even more notable is how much of it came before the most recent move. For nearly five months, GEV traded sideways in a well-defined bull-flag structure, tightening gradually and waiting for a catalyst.

That catalyst arrived on Tuesday, Dec. 9. The company announced a dividend doubling, raised full-year guidance, and expanded its stock buyback authorization, all in one update. The reaction was immediate. Shares surged in after-hours trading, blasting through the key $675 resistance level that had capped the bull flag since early summer. By early Wednesday, the stock was trading around $679, marking a clean breakout from its multimonth consolidation.

From a technical perspective, this is one of the most attractive higher-timeframe setups in the market right now. If GEV can hold above the former resistance at $675, the breakout could carry meaningful continuation into early 2026. Institutional flows back this up, with the stock seeing $23.5 billion in inflowsversus $16.8 billion in outflows over the past 12 months, a vote of confidence that aligns strongly with the breakout.

Tesla: Coiling Under All-Time Highs With Robotics Tailwinds

Tesla Inc. (NASDAQ: TSLA) hasn’t shared much of the spotlight this year, at least relative to its Tech peers. Up just 10% YTD, it has lagged the big-cap tech sector. But under the surface, Tesla’s chart has been quietly strengthening. The stock has been building a tight multi-timeframe consolidation directly beneath a central breakout zone at $475, which sits just below its all-time high at $488.

If Tesla can maintain this tight structure, and if bullish momentum carries through year-end, the stage is set for a potential high-velocity breakout. A decisive move above $475 would likely trigger a wave of momentum buying and short-term repricing, especially as Tesla increasingly gains recognition as one of the leading players in humanoid robotics.

Sentiment on Tesla remains its usual mixed bag, with the stock rated a Hold. However, the real story is in institutional behavior. Over the prior 12 months, Tesla saw massive inflows of $106 billion, compared with $44 billion in outflows. That scale of accumulation is hard to ignore and hints that big money is positioning for something larger beneath the surface.

TeraWulf: Tight Consolidation With High Short Interest Fuel

The most speculative name in this group, but potentially the most explosive, is TeraWulf Inc. (NASDAQ: WULF). The mid-cap digital asset infrastructure company focuses on zero-carbon bitcoin mining, integrating sustainable power with advanced data-center operations. With bitcoin strengthening and clean-energy mining gaining traction, WULF sits at an interesting intersection of themes.

Technically, the stock has spent more than two months consolidating just below its 52-week highs, forming a constructive base between $16 and $17. What makes this setup particularly compelling is the 32% short floatreported as of mid-November. That level of bearish positioning means any breakout above resistance could trigger a significant short-covering rally, amplifying upside momentum. READ THIS STORY ONLINE

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3 Reasons Casey’s General Stores Will Continue Trending Higher

Written by Thomas Hughes

There are three reasons Casey’s General Stores’ (NASDAQ: CASY)stock price will likely continue to trend higher despite valuation concerns. The stock isn’t cheap in late 2025, trading at approximately 33 times its current-year earnings. Still, this price reflects a reliable growth trajectory, suggesting deep value for long-term, buy-and-hold investors.

The stock is trading at approximately 10 times its 2035 earnings outlook, suggesting a potential 100% upside in stock price over the coming years. Below, we’ll explore three good reasons investors could expect the stock to trend higher in 2026—growth, cash flow and capital returns, and broad market support.

Reason #1: Casey’s Revealed Momentum in Its FQ2 Report

Casey’s General Stores had a solid fiscal second quarter (FQ2), with earnings results showing strength and momentum, which is expected to carry through to the fiscal year-end. The $4.51 billion in net revenue grew 14.2% year-over-year (YOY), outpacing the consensus by a slim margin, driven by new-store growth and comp-store growth. The store count is up 9% YOY and 0.6% year-to-date (YTD), driven by last year’s Fike’s acquisition.

Strength was seen in both the inside and outside segments, with total inside sales up by 13%, inside comps up 3.3%, and fuel gallon comps up by 0.8%.

Within the Inside segment, both the grocery and prepared foods sub-segments showed strength, including at the margin.

The company widened its fuel margin, offsetting increased costs in other areas, to maintain a solid margin compared to the prior year. This margin strength led to an EBITDA increase of 17.5%, net income and GAAP earnings increase of 14%, and GAAP EPS of 33 cents.

Notably, the 33-cent EPS was 630 basis points better than MarketBeat’s reported consensus forecast. These results support an improved outlook for full-year profitability, with operating momentum expected to continue into 2026.

Reason #2: Casey’s Generates Healthy Cash Flows and Value

While Casey’s operates with modest margins typical of the retail sector, its operational efficiency and balance sheet strength enable it to generate substantial free cash flow. In FQ2, positive cash flow contributed to balance sheet improvements, with assets growing faster than liabilities. Total liabilities are low at 1.25 times the equity, and equity is rising. Shareholder equity increased by 8% YTD in addition to the dividend payments and share buybacks.

Neither the dividend nor the buybacks could be called aggressive. Rather, they are disciplined and consistent. The 0.4% yield as of mid-December is only 10% of the earnings forecast and expected to grow annually. The company is a Dividend Aristocrat and is on track to extend its streak to 50 years and achieve Dividend King status.

The buybacks are less robust but reduce the count incrementally each quarter. Investors should note that Casey’s share count is up YOY in the quarter due to capital-preserving activity ahead of the Fikes acquisition. Buybacks have resumed, reduced the share count in FQ2, and are expected to continue in 2026.

Reason #3: Casey’s Has Broad Market Support

While the earnings results, momentum, and capital return all provide incentives to buy and own this stock, it is the broad market supportthat drives its price higher over time.

The support is evident in analyst and institutional activity, which reveals a high ownership rate and a tendency toward accumulation. Analysts who rate the stock as a Moderate Buy have been raising their 2026 price targets, and the trend continues following the FQ2 release.

The first update includes a price target increase from RBC, which sees this stock trading at an above-consensus $591, sufficient for a new all-time high. Institutions own 85% of the stock and bought on balance in every quarter of 2026, running a balance of approximately $2 bought for each $1 sold. READ THIS STORY ONLINE

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Golden Cross Alert: 3 Stocks With Major Upside Potential

Written by Chris Markoch

The golden cross is a highly accurate and bullish technical signal that investors can use to find stocks that can make good momentum trades. A golden cross pattern forms when a stock’s 50-day moving average crosses above its 200-day moving average. This pattern confirms that near-term momentum is strong enough to outweigh months of prior price movement.

The golden cross is also the preferred signal of many computer trading programs. When this pattern forms, it often triggers increased volume, including short covering that reinforces a strong move higher.

Golden cross patterns are typically, although not always, associated with longer-term bull cycles. However, buy-and-hold investors will want to see this signal supported by strong fundamentals before adding to a position with conviction. That could be the case with these three stocks that could present a golden cross setup.

Sun Communities Positioned as a Momentum Play for 2026

Sun Communities Inc. (NYSE: SUI)could be one of the best examples of a momentum play for 2026. SUI stock is flat in 2025, but analysts forecast about 12% upside from its closing price on Dec. 9.

However, many analysts believe 2026 could be a strong year for real estate investment trusts (REITs). REITs are known for paying high-yield dividends, which become more attractive to income-oriented investors when interest rates are moving lower.

However, Sun Communities may have another catalyst. The company specializes in the acquisition, ownership, and operation of manufactured home communities. This is becoming a more appealing option for first-time homebuyers as well as retirees who are ready to trade down.

Many of these homes can be rented initially, and then the renters can eventually own the house. That can make it an option for consumers who may not be able to obtain conventional financing.

The company’s topline revenue was down sharply year-over-year (YOY)in its most recent quarter. That was due, in large part, to the company’s exposure to the recreational vehicle (RV) business.

Darling Ingredients Emerges as a Golden Cross Contender

Darling Ingredients Inc. (NYSE: DAR) is the next golden cross candidate that could be ready for a sustained move. DAR stock is up more than 9% in the last month, when many stocks have been selling off.

The company is a global leader in converting edible and inedible bio-nutrient streams into sustainable food, feed ingredients, renewable fuels, and specialty products. Darling appears to be well-positioned heading into 2026, supported by favorable biofuel policy trends that may promote strong demand and pricing for fats and used cooking oil (UCO).

Analysts are raising their price targets for DAR stock on the heels of the company’s solid earnings report in late October. On the top line, the company reported YOY revenue growth of 10%, more than the 2% it made in the prior quarter. The company also saw 9% YOY earnings per share (EPS) growth; it had negative YOY growth in the prior quarter.

The consensus price target of $45.33is more than 27% above the current price. That outlook is buoyed by expectations of 44% earnings growth in the next 12 months.

Wave Life Sciences Surges After Positive Phase 1 Obesity Data

The last company on this list is a pure momentum trade for now. In fact, some traders will say that the golden cross bump has already happened. Wave Life Sciences (NASDAQ: WVE) stock shot up nearly 180% on Dec. 8 on news that its lead candidate showed positive Phase 1 results in the treatment of obesity.

The market for obesity drugs is expected to surge higher for the rest of this decade, and likely longer. There’s room for more than one player in this space, which is currently dominated by Eli Lilly & Co. (NYSE: LLY) and Novo Nordisk A/S (NYSE: NVO).

Despite this jump, analysts believe WVE stock has more room to run. The consensus price target is $27.46, which would be a jump of nearly 30%.

Having said that, Wave Life Sciences is a clinical-stage company that is not profitable and has little revenue. That means the company’s fortunes depend on getting this drug across the finish line. That’s likely to be two years away or more. Investors will need patience and time to reap the big reward in WVE stock.

READ THIS STORY ONLINE

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3 Stocks Most Likely to Split in 2026

Written by Thomas Hughes on December 8, 2025

Quick Look

Stock splits are a powerful signal to investors that a strong company will remain strong in the upcoming years: stocks that split tend to trend higher over time.
Analysts’ forecasts point to substantial upside for the stock-split candidates on this list, increasing the odds for a 2026 split.
Institutional support is solid for these stocks, underpinning market support and the price trends that have them on track for stock splits.

Stock splits are a powerful tool for investors that provide portfolio leverage. While a stock split does nothing to alter the fundamental quality of the business of the stock value, companies that split are a rare breed whose stocks have been trending higher and tend to continue trendinghigher over time. Their qualities include growth, cash flow, and robust market support, sufficient to drive their stock prices to elevated levels and sustain the rallies over the long term.

It is the elevated price points that matter in this scenario. The primary reason for a stock to split is that its price is too high for “average” investors to buy regularly, and there is an expectation for it to continue rising. Three stocks are positioned as strong candidates for a split in 2026, based on current share prices, recent momentum, and expected gains over the next year.

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Meta Platforms: The Stock Most Likely to Split in 2026

Meta Platforms’ (NASDAQ: META) stock is among the most likely to split in 2026 because its bent on AI is driving growth, sustaining robust cash flow, and powering a strong capital return. The stock price entered a consolidation in 2025 but remains in an uptrend, likely to continue in 2026. Among the concerns is a forecast of increased tech investment; however, the takeaway is that when Meta invests in AI, it pays off. That’s why the stock is trending higher today and has risen 550% over the past three to four years.

Coincidentally, Meta Platforms is the only Magnificent Seven stock that hasn’t split. Analysts believe that increases the odds for a 2026 split, as does their price target trend. The trend includes increased coverage, a firm Moderate Buy rating, and an expectation for 25% upside from critical support levels. They align with the December price bottom, a likely launch pad for 2026’s rally. Regarding 2026’s forecasts, analysts expect Meta to sustain a high-single-digit growth pace and to widen its margin incrementally.

Ulta Beauty: Gains Share, Outpacing Competitors, Widening Margins

Ulta Beauty’s (NASDAQ: ULTA) stock price got a boost following its fiscal Q3 (FQ3) earnings report and is likely to head higher. As it stands, the stock is trading at record highs, near $600, and is on track for a 2026 stock split. Analysts’ forecasts are improving and point to another 25% upside, likely achieved well before the end of 2026, and results will likely sustain the bullish trend. While 2025 has been a good year for the business, the forecast for 2026 includes substantial margin improvement, and it is likely to be low. Ulta is gaining market share from competitors and expanding its store count, providing a dual tailwind for growth.

Like Meta Platforms, Ulta Beauty focuses some of its cash flow on share buybacks. Unlike Meta, which reduces the count incrementally, Ulta Beauty aggressively buys its share. Activity in FQ3 reduced the count by more than 4.5% on average, and there is sufficient authorization to sustain the pace for years, which is why institutions like it. Institutional support is solid, with institutions owning about 90% of the stock, and the group is accumulating in Q4 2025.

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Caterpillar: Blue Chip Stock Accelerates Rally With Robust Support

Caterpillar’s (NYSE: CAT) stock price is near $600 in late 2025 and heading higher in 2026. Business strength, compounded by less-than-expected tariff impacts, sustains the rally, and 2026 is forecast to be another good year. Strength is tied to activity globally, including the surge in datacenter construction, and underpins an outlook for accelerating top-line results and margin improvement. Margin is critical for this Dividend Aristocrat as it pays approximately 30% of its earnings to investors and has been increasing at a semi-aggressive 7% pace over the last few years.

The analyst trends are supporting the CATprice action. Coverage is not only increasing rapidly, but sentiment has firmed from Hold to Moderate Buy over the last year, and price targets are trending higher. While the consensus offers limited upside in late 2025, it is up 60% in the past 12 months, with the high-end offering a 40% upside.

Read this article online ›

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Proton Concentration

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Longtime readers know the intersection of AI and biotechnology has nearly unfathomable implications for the future of medicine.

Timelines – and costs – will be diminished across the board. Drug development will be significantly faster. AI algorithms are working from start to finish, tackling the inefficiencies of traditional research & development… and with the advent of artificial general intelligence (AGI), these algorithms will be able to run constantly and with minimal human oversight. Even self-directed research will be possible.

More treatments for diseases with no known cures, faster therapeutic development – think scaling back timelines from matters of months and years to weeks or days – and an entirely new generation of profitable biotech firms… just to name a few changes.

Folks are only just beginning to understand the sheer potential of AI-empowered biotechnology… and still, they don’t realize just what’s coming.

But because I’ve tracked the technology so closely, and for so long, I can say with certainty that what has happened in just the last two years is Earth-shattering with profound implications.

Meta’s Foray Into Atomic Biotech

Every major area of biology that has been hampered for decades by the need for manual experimentation limited by time, grants, and how many hours a researcher could work a day in a laboratory has been deconstructed and reconstituted into a computational process that leverages artificial intelligence.

For example, a team at the Zitnik Lab at Harvard Medical School developed ATOMICA, a geometric deep-learning model that discovers atomic-scale representations of intermolecular interfaces across five modalities:

Ligands
Proteins
Metal Ions
Small Molecules
Nucleic Acids

ATOMICA was trained on 2.1 million molecular interaction interfaces and can now model atomic-level interactions between all five modalities listed above. It has the ability to now understand the biophysics involved with how molecules interact with one another.

Or how about Meta’s Universal Models for Atoms (UMA)? It’s life sciences breakthrough this year was highly unusual coming from an advertising company known for its social media software.

Meta’s UMA – which is open-sourced – used Meta’s advanced frontier AI model to predict the forces and energies between atoms. Historically, this was such a complex problem that it required quantum calculations to predict.

But with Meta’s AI, it can use this information to now simulate materials, molecules, and sorbents (a material that collects liquids or gases) quickly and cheaply at a scale that was previously impossible.

As a result, Meta, of all companies, was able to produce the largest and most significant materials database used for AI research in the field.

And before Meta released its UMA, Google’s DeepMind released AlphaFold 3 – an AI capable of predicting “the structure and interactions of all of life’s molecules.” This was a subject I recently wrote about in The Bleeding Edge – How DeepMind Made History.

And if developments in AI-empowered biotech couldn’t get more interesting…

Futurist Eric Fry Says It Will Be A “Season of Surge” For These Three Stocks

One company to replace Amazon… another to rival Tesla… and a third to upset Nvidia. These little-known stocks are poised to overtake the three reigning tech darlings in a move that could completely reorder the top dogs of the stock market. Eric Fry gives away names, tickers and full analysis in this first-ever free broadcast. Watch now…

Trump’s Favorite AI Energy Stock??

It’s wildly profitable… Over $3 billion in operating income. It has a partnership with the hottest AI stock on Wall Street. And Trump has publicly backed it? Get the details on #1 AI energy stock here.

25 Years of Research… Down to Weeks

Last month, a research team at Notre Dame announced some incredible research that will help transform disease modeling.

Human cells are 10 microns – that’s 10 one-millionths of a meter – wide. And Notre Dame’s research focused on something even smaller – proton concentration, typically referred to as pH.

pH-dependent structures are critically important to understand as they regulate cell movement and division. This research was widely missed by the media. They didn’t understand the significance of what the team had developed.

pH changes are linked to diseases like:

Cancer, where an altered pH can accelerate cancer cell division and tumor growth
Neurodegenerative diseases like Huntington’s and Alzheimer’s
Diabetes and autoimmune disorders

Using AI, the team at Notre Dame developed a methodology for identifying pH-sensitive proteins and the molecular mechanisms that regulate their pH-dependent activity.

For example, in the research, the team discovered the pH-dependent function of c-Src, a well-studied enzyme that is activated in many forms of cancer.

The lead author noted that…

These proteins are central to cell regulation in addition to being mutated in certain cancers, and in addition to showing that they are pH-sensitive, we’ve also found exactly where on the protein the pH regulation is occurring.

She went further to summarize the significance of their work: “ We’ve managed to condense 25 years of work into a few weeks.”

Unbelievable… Something that used to take two and a half decades is now possible in a few weeks with AI and enough computational resources.

Another researcher involved stated the practical implications of this discovery:

Before even picking up a pipette or running a single experiment, we can predict which proteins are sensitive to these pH changes, which proteins actually drive these critical processes like division, migration, cancer development, and neurodegenerative disease development.

And that’s exactly the point…

The Bright Future of Biotechnology

Thanks to developments in computer science, artificial intelligence, and oddly, teams at advertising companies like Google and Meta, the days when human researchers labor manually in laboratories for decades to make just a few discoveries are over.

Every biotech company, before they ever “pick up a pipette” in a lab, will conduct the equivalent of decades of work in a matter of days using a range of AI-powered tools like ATOMICA, UMA, AlphaFold 3, the pH-related predictions from Notre Dame, and others.

The power of these computational systems has already proven to be more capable than the summation of every life sciences researcher on the planet. What these systems have discovered would have simply been impossible to achieve via manual experimentation.

It’s like the entire life sciences and biotech industry has been transported decades into the future, where it can predict the atomic interactions between any molecules and use that knowledge to design highly precise drug therapies.

This accomplishes six critical things:

It develops therapies that are precisely designed for the problem at hand.
It results in less toxicity and side effects for the therapy.
And it accelerates the drug discovery process by at least tenfold.
Results in a dramatic reduction of the cost associated with bringing a drug through clinical trials and ultimately to FDA approval.
It will radically reduce the number of ineffective therapies that have historically plagued the clinical trial process.
Results in an incredible improvement in therapeutic outcomes for patients.

While we may not see and feel the significance of these developments yet, it is important to understand that these breakthroughs are very recent events.

Every biotech company is leveraging these breakthroughs in its own drug discovery and therapeutic pipeline. The changes are happening now, in real time.

Investors and patients will soon be beneficiaries of these AI-enabled breakthroughs. And just imagine what we’ll be able to accomplish once we achieve artificial general intelligence.

We have so much to look forward to,

Jeff

Your Night Prayer

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A Night Prayer

Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.

Quote of the Day

“I was indeed happy when on the way to Loreto. Our Lady had chosen an ideal spot in which to place her Holy House. Everything is poor, simple, and primitive; the women still wear the graceful dress of the country and have not, as in the large towns, adopted the modern Paris fashions. I found Loreto enchanting. And what shall I say of the Holy House? I was overwhelmed with emotion when I realized that I was under the very roof that had sheltered the Holy Family. I gazed on the same walls Our Lord had looked on. I trod the ground once moistened with the sweat of St. Joseph’s toil, and saw the little chamber of the Annunciation, where the Blessed Virgin Mary held Jesus in her arms after she had borne Him there in her virginal womb. I even put my Rosary into the little porringer used by the Divine Child. How sweet those memories!” -St. Thérèse of Lisieux

Today’s Meditation

I encourage you to consider your own prayer life and to think about how you pray for your family. Like me, you might be a parent. Or perhaps you are a young adult who is not yet a parent. You might be a grandparent or even a great-grandparent. If the latter is the case, your role as a prayer warrior is perhaps different than it was previously, but it is no less important, for you now have an extremely crucial position and frame of reference for your extended family. I remember a priest once telling me that a grandparent’s prayers can be the saving “grace” of families. But in whatever phase of life you are in and in whatever role you currently play, prayer is essential. —Good Catholic Series, The Heavenly Table

An excerpt from

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Examination of Conscience

The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life. Basically, it consists in taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments. The Act of Contrition is often said afterwards. The daily examination also serves as an excellent ongoing preparation for regular Confession.

Reflect on the victories and losses

Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.

Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
In what moments did you practice virtue and moral courage?
Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
Ask Him for the graces necessary to follow His Will more purposefully tomorrow.

Act of Contrition

O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.

Practice gratitude

It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day.

Where did you feel His loving gaze upon you today?
What people or moments helped you see God in your life?
Thank God for all these moments!
Ask Him to help you recognize His blessings and providence tomorrow.

Renew your commitment to Christ

Remember our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.

Thank God for the gift of His Son Jesus and our call to be His disciples.
Tell the Lord of your desire to know Christ more personally.
If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
Pray a Hail Mary, Our Father, or another beloved prayer.