I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
Market Signal | A Timely Investment Alert from Lindsey Hough
Editor’s Note: Silicon Valley legend Jeff Brown is forecasting that Elon Musk’s “Kardashev Project” is about to trigger the greatest wealth creation event in history. If you missed out on Tesla… Go here to see the details of what Elon has coming next or read more below.
Elon Warns of Impending “Chip Wall.” Will you be on the right side?
Elon Musk warns of the biggest bottleneck threatening the AI economy…
Without enough chips, AI will crumble, and the stocks it’s holding up will fall with it.
America’s best tech entrepreneur, Elon Musk, helped build four of the most valuable companies in history.
Now, he’s sounding the alarm about the impending chip wall threatening the AI bubble and every stock dependent on it.
Electronics giants like Dell, Samsung, and Xiaomi are already warning customers of price hikes as chips become scarce.
But Elon says he has a solution.
A solution that could soon result in the world’s first $10 trillion company as Musk takes matters into his own hands.
It’s all part of his master plan.
For the everyday American who’s worked hard to build their nest egg, this could be your last chance to get on the right side. Before the chip wall changes everything we know about the AI economy…
Preserving and even growing everything you’ve built for yourself.
February was my first losing month using the Dark Wire at TheoTRADE. I finished down 0.1%. After nine consecutive winning months, the streak ended. I’m not going to sugarcoat it.
But here’s the full picture. The markets in 2026 have been brutal. The Iran conflict has everything in a tailspin. Other traders are getting crushed. And the worst month this system produced was a fraction of a percent in the red.
March is already up 15%. And the day before yesterday I placed four trades using Dark Wire beacons — all four were winners.
Yesterday I walked through the entire system live. The overnight beacon scan. How those beacons give me a 12-hour head start on where institutional money is moving. The two-hour execution window I use every single morning.
Everything is in the replay. Watch it now before it comes down.
Disclaimer: Neither TheoTrade.com or any of its officers, directors, employees, other personnel, representatives, agents or independent contractors is, in such capacities, a licensed financial adviser, registered investment adviser, registered broker-dealer or FINRA |SIPC |NFA-member firm. TheoTrade does not provide investment or financial advice or make investment recommendations. TheoTrade is not in the business of transacting trades, nor does TheoTrade agree to direct your brokerage accounts or give trading advice tailored to your particular situation. Nothing contained in our content constitutes a solicitation, recommendation, promotion, or endorsement of any particular security, other investment product, transaction or investment.Trading Futures, Options on Futures, and retail off-exchange foreign currency transactions involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources. You may lose all or more of your initial investment. Opinions, market data, and recommendations are subject to change at any time. Past Performance is not necessarily indicative of future results.
TheoTrade
PO Box 24790 Christiansted, Virgin Islands 00824 1 (800) 256-8876
Two and a half months into 2026, and the S&P 500 and tech-heavy Nasdaq 100 are both down.
And if you’ve been watching the headlines, you have a good idea why: software stocks getting crushed, a new slate of global tariffs, and the Iran conflict sending oil prices up 40%.
Jeff has spent decades trading through volatile conditions like these and much, much worse. Think 1987, the dot-com bust, 2008 crash, COVID, and plenty in between.
He’s seen what happens when fear takes over. More important, he knows how to profit from it.
His tool of choice is options. But he doesn’t use them to gamble with reckless leverage.
In fact, Jeff believes you can take any stock trade idea and, with options, make more money with less risk every single time.
In this conversation, Jeff lays out why he believes much of the damage in this selloff has already been done – at least beneath the surface. And he reveals which sectors he’s watching for his next big trade.
This one’s worth your full attention.
Jeff’s track record in 2026 speaks for itself.
Seven consecutive winning trades, averaging more than 87% gains, using a straightforward approach that anyone can follow.
He did that with his unique approach to options trading, built and refined over decades in the market.
If you’d like to learn more about Jeff’s approach, but aren’t too familiar with options, his beginner-friendly Jeff Clark Trader advisory is exactly what you’re looking for.
It’s not just a “trade of the month” newsletter. It comes with a mountain of educational resources that will help get you set up to trade options the right way.
Silicon Valley insider Luke Lango is stepping forward to share how you can get a pre-IPO stake in OpenAI (for under $10). It will likely be the biggest headline of 2026, and could create THOUSANDS of new millionaires. This is the best chance to achieve the biggest gains this year. Click here for the full story.
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I’m the founder of one of the largest financial research firms in the world. Over the last 26 years we’ve helped investors navigate almost every major economic cycle.
We’ve also been on the forefront of every big financial story from the rise of Bitcoin and MRNA vaccines to robotics and artificial intelligence – just to name a few.
An economic story the likes of which we’ve not seen in centuries. In fact, the last – and only time – this happened was in 1776. But now, on the eve of America’s 250th anniversary, it’s happening again.
And as you’ll discover today, the aftershock of this event could “reset” not just your personal wealth, but the entire U.S. economic system:
How you work, how you vote, how you protect and build your wealth… it’s all being turned upside down by what one famous Stanford economist says is:
“The biggest change ever… bigger than electricity… bigger than the steam engine.”
Yet almost nobody is prepared for it. So, if you’ve been watching the chaos of the past year unfold, struggling to understand what it all means… you’re about to get many – if not all – of the answers you’ve been searching for.
And, most importantly, what it all means for you, your money, and your investment portfolio in the months ahead
Because as you’ll discover, everything from the government taking stakes in companies like Intel, Lithium Americas, and MP Materials.
To Trump’s strike on Venezuela… his deal with Greenland… his seemingly never-ending slew of executive orders… and increasingly centralized grip over the economy…
All the way to the surging popularity of radical socialist politicians like Bernie Sanders, AOC, and Zohran Mamdani…
It’s all deeply and inexorably intertwined in what is, without a doubt, the most consequential story of the year.
A turning point that one Nobel Prize winner says is dividing not just the economy but our entire society.
And, as my guest and I explain, the financial decisions you make in the face of this New 1776 Moment… they could dictate whether you’re enriched, left stuck in the past, or potentially even impoverished by the seismic changes barreling down upon America.
The stocks to buy… the stocks to sell… and the three money moves to ensure you and your loved ones end up on the winning side of this new economic reality.
It’s all laid out here for you…
Good investing,
Porter Stansberry
Special Report
Market Crash Warning? Wall Street Veteran Says Mid-March Could Mark a Turning Point
Written by Bridget Bennett. Originally Published: 3/11/2026.
Key Points
Marc Chaikin, founder and CEO of Chaikin Analytics, says the midterm year has historically been the weakest phase of the presidential cycle, with peaks often forming in mid-March to early April.
Even if indexes are near highs, internal weakness in speculative and large-cap tech can show up first and foreshadow broader downside.
Preparation matters: build cash, trim weak holdings, and watch key technical levels to stay flexible if volatility rises.
When asked about the market outlook heading into mid‑March, Wall Street veteran Marc Chaikin said current conditions are unfolding much as he predicted a year ago.
Chaikin, the founder and CEO of Chaikin Analytics, has more than 50 years of experience in the stock market and is known for blending fundamental and technical analysis. His current warning is rooted in the presidential election cycle, one of the market’s longest‑tracked seasonal patterns. Historically, the second year of a presidential term—often called the midterm year—has been the weakest stretch for equities.
A major force in the crypto world is quietly becoming one of gold’s most aggressive buyers — and most investors have no idea it’s happening.
A longtime gold analyst says profits from a leading stablecoin operation are being funneled into physical gold at a scale that could materially impact supply and demand. After a recent meeting with insiders, he began outlining what this trend could mean for gold prices and a small group of companies positioned to benefit.Read the full gold briefing here
Looking at the last 17 presidential cycles, dating to the 1950s:
The second year of the cycle averaged just a 1% gain in the S&P 500.
The other three years averaged double‑digit returns.
Market peaks during midterm years often occur between mid‑March and early April.
That timing window is exactly where the market finds itself now.
Historical patterns don’t guarantee future outcomes, but Chaikin says they provide a useful framework for understanding probabilities—especially when other warning signs are emerging.
Markets Trading on Expectations, Not Fundamentals
Recent volatility highlights how sensitive markets have become to headlines and geopolitical developments.
That combination presents a difficult dilemma for the Federal Reserve.
Normally, rising inflation would push the Fed to raise rates, while weakening employment would argue for cuts. With both pressures occurring at once, the central bank’s flexibility may be limited.
Geopolitical tensions and rapidly shifting headlines add to the uncertainty. Real‑time information—often amplified through social media and political messaging—can prompt algorithmic trading systems to react instantly, accelerating short‑term market swings.
The result is an environment driven less by fundamentals and more by short‑term reactions and uncertainty.
Weakness Already Appearing Beneath the Surface
Despite the recent volatility, the broader market remains relatively close to its highs: the S&P 500 is only about 2% below its peak. For context, a correction is typically defined as a 10%–20% decline, while a bear market generally requires a 20% drop.
However, Chaikin says many popular stocks are already struggling.
Several of the so‑called Magnificent Seven—a handful of mega‑cap tech leaders—account for roughly one‑third of the S&P 500’s market value, and a number of them are already in steep downtrends. Investors heavily exposed to tech through ETFs or individual holdings like Microsoft (NASDAQ: MSFT) may be experiencing losses far larger than the overall index suggests.
These internal cracks often appear before the broader market begins to decline.
3 Ways Investors Can Protect Their Portfolios
Rather than trying to predict exactly what will happen next, Chaikin emphasizes preparation. If markets move into a correction or bear phase, investors who plan ahead will be better positioned.
The goal isn’t to exit the market completely but to create a cushion.
Cash serves two important purposes:
It reduces emotional pressure during declines.
It provides dry powder to take advantage of opportunities later.
Investors who stay fully invested during downturns often feel forced to sell at the worst possible moment.
2. Sell Weak Stocks First
If you need cash, a logical place to start is selling your weakest holdings.
Chaikin recommends trimming stocks that exhibit bearish characteristics in quantitative models such as the Chaikin Power Gauge, which evaluates companies on 20 fundamental and technical factors.
Stocks already showing bearish signals near market highs are often the most vulnerable during corrections, while stronger areas may remain resilient. Chaikin highlighted sectors currently demonstrating relative strength, including healthcare, aerospace and defense, energy, and infrastructure tied to data center expansion.
Rather than automatically buying the dip, investors may benefit from focusing on industry groups with strong momentum and fundamentals.
3. Watch Key Technical Levels
Technical indicators can provide early clues about the market’s direction.
One widely watched signal is the 200‑day moving average of the S&P 500. Many traders view it as a dividing line between longer‑term uptrends and downtrends. If the index holds above the 200‑day, pullbacks often stay contained; a decisive break below it can signal that selling pressure is widening and that a routine dip may be turning into something more serious.
Other gauges, such as the VIX volatility index, have already spiked in recent sessions. While volatility can create short‑term buying opportunities, sustained spikes often accompany periods of market stress.
Why the Best Opportunity May Come Later
Despite the cautious outlook, Chaikin remains optimistic.
Midterm years have often produced some of the best buying opportunities in the presidential cycle. Markets frequently bottom in late September or early October after months of volatility, then launch into powerful rallies. In some cases, gains following those lows have averaged more than 40% over the next 15 months.
That’s why preparation now can matter more than prediction.
Investors who maintain cash during volatile periods have the flexibility to act when prices reset. Those who stay fully invested through a sharp downturn may instead be forced to react at exactly the wrong moment.
With historical patterns pointing to a weaker midterm year and geopolitical uncertainty adding to volatility, this may be a time to focus on strengthening portfolios rather than chasing short‑term moves.
If history repeats itself, the turbulence of 2026 may not just test investors’ patience—it could ultimately create one of the most attractive buying opportunities of the entire market cycle.
A 52-week high is a technical indicator used by some of the world’s top traders and investors to determine the current and future value of a stock. In this report we reveal today’s top 4 stocks about to reach their 52-week highs.
Futurist Eric Fry predicted that Artificial General Intelligence (AGI) would arrive in 2026, years before most experts said it was possible. Now that this advanced form of AI is emerging from Silicon Valley, Eric says we need to brace for an entirely different phase of the AI boom. Continue reading ➔3 Stocks to Buy After the “Iran Shock”
PORT-OF-SPAIN, Trinidad (AP) — Trinidad and Tobago’s government has received House of Representatives approval to extend a state of emergency for three months, as the twin-island Caribbean nation struggles with a high level of crime. Continue reading ➔Where things stand after the US and Israeli strikes on Iran
Trump’s AI and Crypto Czar David Sacks warned that the U.S. strategy in Iran could lead to “catastrophic” outcomes. Continue reading ➔
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