Costco Members: This New Policy is a Game Changer—and it’s about much more than just bulk purchases! You already know the thrill of saving money thanks to your membership. That moment you walk past the register, knowing you got a massive discount, is unbeatable—almost as good as biting into that famous $1.50 hot dog. But what if we told you there are even more genius ways to stretch your dollars that you might be missing?
Saving money shouldn’t be a random occurrence; it should be a strategy. Your Costco card proves you’re already smart about where you spend, so take the next step and capitalize on this new information. We’ve compiled a quick list of essential money hacks that go far beyond the aisles of the warehouse.
Click here to check out our list and start discovering simple, smart ways to keep more cash in your wallet every month. Stop missing out on easy savings and start treating yourself to the financial freedom you deserve!
This email is never sent unsolicited. You have received this Newsmax email because you subscribed to it or someone forwarded it to you. To opt out, see the links below.
Remove your email address from our list or modifyyour profile. We respect your right to privacy. Viewour policy.
This email was sent by: Newsmax.com 362 N. Haverhill Road West Palm Beach, FL 33415 USA
Father, as I sit to write tonight, my heart feels tender in a way I can’t fully explain. I’ve been lingering on Acts 12:5 all day: “So Peter was being kept in the prison, but the congregation was intensely praying to God for him.” There’s something so beautiful about the way the early believers united—not in panic, not in despair, but in prayer. Intense, expectant, hopeful prayer. It makes me examine the focus of my own prayer life, and honestly, Lord, I feel a gentle conviction rising in me. I see how easily I slip into bringing You my concerns first, my needs, my anxieties, my dreams. And yes, You say to cast all my cares on You (1 Peter 5:7), but I also hear You asking me to widen my gaze.
Today You asked me, “Do you pray more for yourself than for others?” And my heart whispered, “Yes… sometimes.”Not always, but more often than I want to admit. There are days I rush to pray about my job, my relationships, my future, my uncertainties—sometimes without pausing to lift up the people around me who may be carrying far heavier burdens. And then I think about Peter in that prison, and how the church didn’t stop to think about themselves—they united for him. They prayed him into freedom. They prayed with passion because they believed prayer mattered. They believed prayer moved Heaven. I want to pray like that—for others—consistently and with deep compassion.
Lord, I’m realizing that praying for others requires a softness of heart that only Your Spirit can produce. It means noticing people. It means slowing down long enough to actually see their need. It means letting my heart be moved by the pain, hopes, and longings of those around me. When Paul wrote, “Carry each other’s burdens, and in this way you will fulfill the law of Christ”(Galatians 6:2), he wasn’t offering a polite suggestion—he was laying out part of the structure of Christian community. True love isn’t passive. True love kneels. True love intercedes. True love remembers the suffering of others even when our own lives feel heavy. Lord, shape my heart into one that loves like that.
I’ve also been thinking about all the different people Scripture tells us to pray for. “I urge, then, first of all, that petitions, prayers, intercession, and thanksgiving be made for all people— for kings and all those in authority…” (1 Timothy 2:1–2). Sometimes praying for leaders feels distant, or impersonal, or honestly… a little pointless. But Your Word says it matters. Praying for the unsaved matters. Praying for ministers of the gospel matters. Praying for the persecuted church—who right now may be sitting in prisons, like Peter once did—matters deeply. You move through intercession. You knit hearts together through intercession. You break spiritual chains through intercession. And You grow us spiritually through intercession because it pulls us out of the center of our own universe and places You there instead.
Lord, one of my greatest weaknesses is that sometimes my prayers become lists rather than conversations. I never want my relationship with You to be mechanical. I never want to treat You like a dispenser of blessings. I want to love You more than what You can give me. I want my prayers to reflect trust, surrender, and compassion—not spiritual consumerism. When I pray only for myself, my world becomes small. But when I pray for others, my world expands, because I begin to see people the way You do. Their names take on weight. Their struggles become personal. Their victories feel like my own. In praying for them, I step into their stories, and in doing that, I step closer to You, because You are always near the brokenhearted.
I think of Jesus praying for others—how He prayed for His disciples, how He prayed for all believers that would come after them (John 17), how He prayed for forgiveness for the ones crucifying Him. If the Son of God Himself prayed so earnestly for others, shouldn’t I follow that example? It humbles me, Lord. It reshapes my view of prayer entirely. Prayer isn’t just about my life being changed; it’s about Your kingdom being revealed in the lives of others. It’s about standing in the gap for someone else when they are too weary to stand on their own. It’s about being willing to be inconvenienced in my heart for the sake of loving someone the way You ask me to.
Screenshot
Today, You placed specific people on my heart. A friend who is struggling silently. A family member who is drifting spiritually. A coworker who seems happy but carries deep insecurity. A young woman at church who is growing in faith but feels spiritually attacked. These people matter to You more than I can comprehend. Lord, let me be faithful to lift them up. Let me pray for them the way the early church prayed for Peter—with intensity, with unity in Spirit, with unwavering trust that You hear. Let my prayers be fueled not by duty but by genuine love.
Father, I don’t want to be someone whose prayers revolve around my own world. I want to grow into someone who instinctively lifts others up, who intercedes with joy, who sees intercession as partnership with You rather than a task on a spiritual checklist. I want to be someone who looks at the brokenness of the world and responds—not with complaint or hopelessness—but with prayer. Because prayer acknowledges that You are still working. Prayer acknowledges that nothing is impossible with You. Prayer acknowledges that You care for every need—no matter how big or small.
And now, Lord, I want to pray:
Heavenly Father, soften my heart and widen my perspective. Teach me to pray for others with sincerity and perseverance. Help me see the people around me—really see them—and lift them before Your throne. Let my prayers be shaped by Your will, guided by Your Word, and filled with compassion. Deliver me from self-centeredness in prayer. Make me an intercessor, not for my glory, but so that Your love may flow through me. Help me to obey the command to pray for all people, for leaders, for the lost, for the church, and for those who suffer for Your name. Give me a heart that kneels before it speaks, a heart that carries others’ burdens with tenderness. Lord, help me to grow spiritually through praying for others, and in all things, make me more like Jesus. Amen.
As I close this entry, my heart feels lighter, but also more aware. I see now that one of the surest ways to grow spiritually is to make prayer less about me and more about others. When I shift my focus outward—when I intercede, when I cry out for someone else’s freedom, healing, salvation, or comfort—something in me transforms. I become less self-absorbed. I become more compassionate. I become more aligned with Your heart. And Lord, that is what I long for more than anything—to have a heart that reflects Yours.
Help me, Jesus, to live this out—not just tonight, but day after day. Help me to love others deeply, pray for them boldly, and trust You completely. Amen.CommentLikeYou can also reply to this email to leave a comment.
The numbers say everything’s fine… but it doesn’t feel fine, does it?
The cost of living keeps rising. The divide keeps widening. The anger keeps building.
Listen, I’ve spent three decades studying financial systems, and I’ve never seen pressure like this. It’s as if the old order of the economy has cracked and something new is forcing its way through.
Most people can’t see it yet. But they sense it. They feel it in their gut.
I’ve pulled on that thread for the past year, and what I’ve uncovered is bigger than anything I’ve ever reported. And it’s happening much faster than anyone imagines.
Written by Jeffrey Neal Johnson. Published 11/12/2025.
Key Points
Growing geopolitical competition is solidifying long-term government support for a secure domestic supply chain.
America’s leading rare earth companies are successfully turning strategic blueprints into tangible operational milestones.
Recent market volatility driven by temporary headlines may present a compelling entry point for long-term investors.
Recent headlines celebrating a U.S.-China trade truce have lulled the market into a false sense of security and triggered a sharp sell-off in domestic rare earth stocks. Behind those headlines, however, a more strategic and confrontational reality is emerging.
Beijing is now crafting a validated end-user (VEU) system — a surgical tool designed to maintain the flow of rare earths to approved, purely civilian American companies while explicitly blocking access for the U.S. military and its extensive network of contractors.
Most traders don’t realize there’s a window of time each day when price movements become highly predictable — and I’ve built a strategy designed to capitalize on it. One user reportedly earned thousands in his first few months using this approach, though results always vary. The key is timing and consistency, not luck or leverage.Discover how to target daily trading windows for potential profit
This isn’t de-escalation; it’s a declaration of a new, more targeted front in the global tech and defenserace. The shift makes the development of domestic producers such as MP Materials (NYSE: MP) and USA Rare Earth (NASDAQ: USAR) not just strategically important but mission-critical.
China Sharpens Its Weapon, Russia Joins the Fray
Pressure to build a secure U.S. supply chain is now coming from two global rivals, reshaping the strategic landscape and strengthening the long-term investment case for domestic producers.
First, China has sharpened its export-control tools. The VEU plan is a sophisticated escalation that weaponizes its supply-chain dominance by creating a potential red list for defense-related firms. That uncertainty affects any U.S. company with dual-use applications in sectors like aerospace and automotive.
The targeted approach is intended to inflict maximum pain on America’s national-security apparatus while minimizing collateral damage to broader commercial ties, making it a more sustainable — and more dangerous — long-term policy.
Second, while China refines its export tools, Russia is moving to build its own. President Vladimir Putin’s recent directive to create a national strategy roadmap for rare earth extraction signals a long-term strategic pivot. That raises the prospect of a coordinated China–Russia bloc in critical minerals, which would further consolidate supply away from the West.
These developments elevate the U.S. domestic supply-chain initiative from an important industrial policy to an urgent national-security mission. The investment case is no longer a speculative hedge on trade tensions; it is a fundamental bet on a government-mandated build-out of a defense-oriented supply chain.
De-Risked and Ready to Deliver
China’s VEU plan makes recent multi-billion-dollar U.S. investments in the domestic rare earth sector look not just strategic, but prescient. Washington is building a resilient ecosystem designed to withstand this exact threat, with MP Materials and USA Rare Earth as cornerstones.
MP Materials: America’s designated prime contractor. China’s strategy to cut off the U.S. military directly elevates MP’s importance. Its contracts with the Department of Defense are now more critical than ever. The 10-year price floor, which began on Oct. 1, provides revenue stability for the very products China seeks to restrict. MP Materials’ recent third-quarter 2025 earnings reportshowed record production of 721 metric tons of high-value NdPr (neodymium-praseodymium), demonstrating its ability to meet secure demand. With a cash balance of $1.94 billion, it has the financial firepower to accelerate build-out to meet defense-related demand surges.
USA Rare Earth: The strategic second source. In a world of targeted supply-chain attacks, redundancy is key. USAR’s acquisition of UK-based Less Common Metals (LCM)brings immediate non-Chinese expertise in specialized metals and alloys needed for defense-grade magnets. Combined with a post-Q3 cash position of over $400 million, USAR is well positioned to become America’s critical second source and increase its chances of securing lucrative DoD contracts as it approaches Q1 2026 commissioning.
The Market’s Miscalculation: A Powder Keg of Opportunity
The market sold off on a simplistic truce headline, creating a stark valuation disconnect. Analyst consensus remains a Moderate Buy on both companies, and the recent price drops have widened the gap to their average analyst targets.
Adding to the dynamics is high short interest against the sector — 17.89% for MP and 14.45% for USAR. That extreme pessimism creates a coiled-spring scenario: any sudden geopolitical escalation, such as a formal announcement of China’s VEU list or a new U.S. defense contract, could instantly invalidate the bearish thesis and force short sellers to buy back shares en masse.
That forced buying could trigger an explosive rebound. The race for rare earth supremacy is accelerating; for investors with a long-term horizon, today’s fear may have put a strategically vital sector on sale.
This email content is a paid sponsorship provided by Porter & Company, a third-party advertiser of MarketBeat. Why did I get this message?.
If you have questions about your newsletter, please contact our South Dakota based support team at contact@marketbeat.com.
While many stocks have come under considerable pressure over the past month, entertainment giantWarner Bros. Discovery (NASDAQ: WBD)continues trudging higher. As of the Nov. 24 close, shares are up approximately 8% during the past 30 days.
Warner Bros’ gains have persisted as rumors around a potential acquisition of the firm heat up. Below, we’ll dive into the latest news around this stock and detail what it means going forward.
Warner Bros. Eyes Year-End Deal, PSKY, NFLX, and CMCSA Submit Bids
The last time MarketBeat covered Warner Bros, the firm had just put up its proverbial “for sale” sign. WBD said on Oct. 21 that the company had received multiple unsolicited offers for some or all of the firm. It initiated a review of these offers to “maximize shareholder value.”
All three firms have sent in their first round of non-binding bids. Paramount Skydance is reportedly looking to acquire the entire firm, including WBD’s linear television networks like CNN and TNT Sports.
Meanwhile, Netflix and Comcast are only interested in the company’s film production and streaming assets. Film production includes DC Studios, which holds valuable intellectual property, such as Superman and Batman. Streaming is primarily centered around HBO Max, which is one of the world’s top five players in video streaming with 128 million subscribers as of last quarter.
Paramount’s Bid Offers the Clearest Path Forward
Among the offers, Paramount’s bid appears to be the most comprehensive and straightforward. Reports emerged that Paramount was planning to offer $71 billion for the firm through a group investment with the sovereign wealth funds of Saudi Arabia, Qatar, and Abu Dhabi.
This price would represent an approximately 25% premium over the stock’s Nov. 24 market capitalization of just under $57 billion and a share price between $28 and $29. However, this report appears to be inaccurate, as Paramount denies these claims.
According to Bloomberg Intelligenceanalyst Geetha Ranganathan, Paramount’s offer is likely between $25 and $27 per share. An offer price in this range would represent an approximate 9% to 18% premium over WBD’s Nov. 24 closing price. This would still be a solid win for shareholders, who would receive the offer price upon acceptance of a deal. Importantly, Ranganathan also indicated that the sale process could extend beyond WBD’s year-end timeline.
Potential Deal Denial Creates Risks
If no buyer meets WBD’s price expectations, the company could opt to split its business into two separate entities: one for film and streaming, and another for its linear TV assets.
This scenario is likely the biggest near-term risk for WBD shares. The current stock price likely already has a significant takeover premium baked in. If no takeover materializes, then the premium could dissipate quickly.
When Warner Bros. first announced that the company would split in June, shares were trading at around $10. Today, they sit around $23. In the event of a split, it’s difficult to predict how shares could behave, but it would not be surprising to see a significant drop. However, it is also possible that this path could create the most value long-term for WBD, making up for any short-term impacts.
WBD Shares and Price Targets on the Rise
The market continues to bid up WBD stock, indicating that hopes of a sale are rising. Wall Street analysts also continue to push up their price targets.
The consensus target on WBD sits just below $22, implying around 4% downside in shares.
However, among targets issued after Oct. 22, the average is just above $25, implying 9% upside to align with statements made by Ranganathan.
It’s difficult to say what will happen next for WBD. Markets could react differently depending on which firm strikes a deal with WBD—or if no deal is reached at all.
Investors should consider this risk and should also evaluate the relative merits of the stock if WBD is not acquired. READ THIS STORY ONLINE
For years, the autonomous vehicle (AV) sector has been defined by a frustrating narrative of high cash burn and distant promises. Investors have watched billions of dollars vanish into research and development (R&D) with very little revenue to show for it. Now as November ends, that narrative is beginning to shift.
WeRide (NASDAQ: WRD) shares jumped 14.7% to $8.26 after its third-quarter earnings release. Despite geopolitical headwinds and a 73.8% year-to-date (YTD) decline, WeRide finally gave investors something concrete: real revenue growth and improving margins.
How WeRide Turned the Corner
WeRide reported a 761% year-over-year (YOY) jump in robotaxi revenue, which marks a potential inflection point for the industry. For the first time, the firm is offering evidence that it has moved from R&D mode to commercial viability, and Wall Street has taken notice.
Total revenue for the quarter hit RMB 171 million (approx. $24 million USD), representing a 144.3% increase compared to the same period last year. This growth was driven by two distinct engines:
Product Revenue: This segment, which includes the sale of Robobuses and autonomous sweepers, grew 428% to $11.1 million.
Service Revenue: This segment, primarily robotaxi fares and data services, grew 66.9% to $12.9 million.
Perhaps the most critical data point for long-term investors is gross margin. In the third quarter of 2024, WeRide’s gross margin was a thin 6.5%, typical for a hardware-heavy manufacturing phase. In this latest report, that figure expanded to 32.9%.
A rising gross margin indicates that a company is scaling efficiently. It signals a shift away from expensive hardware testing toward high-margin software and service operations. This is the holy grail for tech sector investors, as it suggests the business can grow without costs spiraling out of control.
While WeRide is not yet profitable, it is moving in the right direction. The net loss for the quarter narrowed by 71% to $43.2 million. Adjusted for non-cash items, the loss was $38.7 million. This reduction is significant because it shows that revenue growth is outpacing operating expense growth.
A Blueprint for Profit: The Abu Dhabi Model
WeRide’s revenue jump is not an accident—it is the direct result of a strategic pivot. While the United States has effectively closed its doors to Chinese autonomous technology, WeRide has found a lucrative market in the Middle East.
In October 2025, WeRide secured the world’s first city-level fully driverless robotaxi permit outside the U.S. in Abu Dhabi, a transformative agreement. The permit allows the company to remove the safety driver from the front seat, the biggest expense in the robotaxi business model.
Partnering with Uber (NYSE: UBER), WeRide sells the vehicles and provides the autonomous tech, while Uber handles customer acquisition. This structure delivers upfront product revenue and ongoing service revenue—without the need for a consumer-facing fleet.
CEO Tony Han revealed that a robotaxi breaks even at roughly 12 trips per day. The company’s current utilization target is 25 trips per day with 24/7 service, which would make each vehicle a standalone profit generator.
Cash Is King: A Billion Dollar War Chest
Autonomous driving is a capital-intensive business. Critics often cite high cash burn rates as a reason to steer clear of this part of the transportation sector. However, WeRide’s latest report offers a strong rebuttal to liquidity concerns.
As of Sept. 30, 2025, WeRide held approximately $764.1 million in cash, cash equivalents, and wealth management products.
This figure excludes the roughly $308 million raised during the company’s recent dual listing on the Hong Kong Stock Exchange in November.
When combining these figures, WeRide effectively has over $1 billion in accessible liquidity—a massive competitive advantage. The case provides a multi-year runway to continue R&D (which currently accounts for 73% of operating expenses) without the immediate need to dilute shares further.
Because of these facotors, WeRide is financially positioned to weather economic downturns while competitors may struggle to raise funds.
The Geopolitical Pivot: Risk vs. Reward
Investors must acknowledge the elephant in the room: The U.S. Commerce Department has issued a final rule banning Chinese connected vehicle software starting in 2027. This effectively locks WeRide out of the American market.
However, the market reaction to the Q3 earnings suggests this risk is already priced in. By succeeding in the UAE and securing new permits in Singapore and Switzerland, the company has proven that the Total Addressable Market (TAM) outside of the United States is large enough to support a viable business.
WeRide now holds autonomous driving permits in eight countries, including Belgium, France, and Singapore. The company has accumulated over 55 million kilometers of Level 4 (L4) autonomous mileage, a data advantage that is difficult for new entrants to replicate. The company’s success in the Middle East validates the thesis that autonomous driving is a global revolution, not just an American one.
Beyond the Taxi: The Dual Flywheel Effect
While the robotaxi segment is grabbing headlines, WeRide is not a one-hit wonder. The company operates a dual-flywheel strategy that leverages its technology to generate immediate cash flow while the robotaxi network scales. The company’s WePilot 3.0 system achieved Start of Production (SOP) in November 2025.
WePilot 3.0 is an Advanced Driver Assistance System (ADAS) sold directly to automakers for mass-market passenger cars. WeRide is currently rolling this out with partners and has been nominated by the GAC Group for future models.
Selling software to carmakers generates immediate revenue and provides vast amounts of driving data, which in turn helps refine the algorithms used in the robotaxis.
Despite the 14.7% rally, WeRide shares are still trading down approximately 74% YTD. This steep decline attracted significant short interest, which rose nearly 35% in October. The strong earnings report likely triggered a bit of a short squeeze, forcing bears to buy back stock to cover their losses.
For new investors, the Abu Dhabi Model offers tangible proof of concept. If WeRide can replicate this unit-economic success in Singapore and Dubai, the current valuation (trading significantly below its IPO levels) could represent a deep-value opportunity in the artificial intelligence sector. READ THIS STORY ONLINE
Years before it became a household name, Shopify showed an early momentum pattern that experienced traders used to catch a 120% move — and that same repeatable signal has just appeared on a new small-cap ticker that hasn’t hit the mainstream yet. Our free Momentum Trading Report breaks down how to spot these stealth setups and reveals which names are flashing right now.GET EARLY ACCESS TO THE FREE MOMENTUM TRADING REPORT HERE
Risks remain, but the S&P 500’s (NYSEARCA: SPY) uptrend is intact. The November correction was more of a broad-market consolidation, setting the market up for another leg of the rally, likely to unfold in December. This is an examination of three major themes driving S&P 500 price action and why it’s set up to advance to new highs before year-end.
Macro-Economic Headwinds Ease
Macroeconomic uncertainty has been causing significant concern among investors throughout the year. Uncertainty is linked to trade relations, tariff impacts, and, more recently, the government shutdown. The story for December is that the government shutdown is over, trade relations aren’t deteriorating, and there has been some relief regarding tariffs.
Primarily, the impact of tariffs on Q3 results was far less than expected. The average S&P 500 company outperformed its consensus estimate by more than 600 basis points, which is well above average, and the Q4 season is likely to follow a similar trend.
While the Q3 results outperformed, and most companies improved their guidance, the Q4 consensus forecast remained unchanged. The likely outcome is that Q4 results will outperform by a similarly large margin.
Meanwhile, the FOMC remains on track to cut rates in 2026. The outlook for cuts has dimmed, but there is still an expectation of another two to three 25-basis-point cuts by next summer. The odds for a cut in December are also significantly high and may increase as the month progresses.
With the government shutdown over, government-collected data is being released, and it aligns with healthy, albeit cooler, economic conditions compared to the previous year.
Retail Earnings Were Good, Guidance Was Increased
There were some areas of weakness in the retail sector’s earnings data, but the overall trend was bullish. Most retailers grew revenue and earnings, produced solid margins, and provided favorable guidance. The takeaway is that Black Friday and Cyber Monday sales events mark the beginning of the holiday shopping season and are likely to exceed forecasts.
As it stands, holiday spending is expected to increase by 3% to 3.5% with strength centered in eCommerce. Deals and value will be a driver, positioning off-price retailers and Walmart as winners. Among the critical factors for investors is that retail leaders like Walmart (NYSE: WMT) and The TJX Companies (NYSE: TJX) have solid cash flow, pay attractive dividends, and repurchase shares, sometimes aggressively.
The next visible catalyst is the Q4 reporting cycle in January. Still, analysts could drive this sector higher before then with revenue, earnings, and stock price target revisions linked to Q3 results and early holiday spending data.
The AI Trade Is Reignited
Fears of an AI bubble bursting were laid to rest by NVIDIA’s (NASDAQ: NVDA)Q3 results, which showed stronger-than-expected growth, and by subsequent news that Amazon (NASDAQ: AMZN) plans to invest up to $50 billion in AI infrastructure for U.S. government contracts. Together, these developments reinforce the durability of AI demand across both commercial and public sectors.
The NVIDIA release confirms that its AI business is larger than initially thought, growing faster than anticipated, and accelerating in the second half of the year. This has it set up to outperform in the current and following quarters and to sustain strength long into the future.
The S&P 500 remains on course to hit the 7,300 mark soon. The move may not occur before the year’s end, but the rebound is likely to start by then, and new highs will quickly follow. Notable technical indicators include the stochastic oscillator, which has retreated to the middle of its range, indicating a market that has rebalanced itself and has ample room to move higher. READ THIS STORY ONLINE
Central banks and major institutions have been increasing their gold holdings at one of the fastest paces in decades — and Dr. David Eifrig believes this trend reflects deeper shifts in the financial system that most everyday investors aren’t seeing. After four decades in the markets, including time on a trading desk during 1987’s Black Monday, he says this surge isn’t just a reaction to price movements but part of a broader realignment that could influence savings, investments, and even borrowing costs.
Eifrig recently released a new briefing explaining what’s driving this global accumulation, what it may mean for individual investors, and the practical steps he recommends considering now. During Stansberry’s Black Friday event, his latest research is also available at the lowest access price of the year.CLICK HERE TO GET THE FULL BRIEFING AND BLACK FRIDAY ACCESS
The Night Owl is a financial newsletter that provides in-depth market analysis on stocks of interest to individual investors. Published by MarketBeat and Early Bird Publishing, The Night Owl is delivered around 9:00 PM Eastern Sunday through Thursday. If you give a hoot about the market, The Night Owl is the newsletter for you.
Louis Navellier Senior Quantitative Investment Analyst, InvestorPlaceStockguru LLC (dba InvestingDistrict), 2563 cherry hill ln, Hermitage, PA 16148, United StatesYou may unsubscribe or change your contact details at any time.
Holiday Spending to Hit $1 Trillion—Time to Buy This Retail ETF?
Written by Jordan Chussler on November 24, 2025
Key Points
Consumer discretionary stocks have been uninspiring in 2025, but with Christmas approaching, that could change.
For the first time ever, holiday spending in the United States is projected to surpass $1 trillion.
The VanEck Retail ETF can provide exposure for investors hoping for a near-term rally through the end of the year.
Between tariffs, sticky inflation, and ongoing weakness in the U.S. dollar, it has been a difficult year for the consumer discretionary sector. When household budgets are strained, consumers focus their purchasing power on essential goods and services, while new cars, electronics, vacations, and restaurant meals take a back seat.
Such has been the case in 2025, with the consumer discretionary’s year-to-date gain of 0.51% representing the second-worst performance of all of the S&P 500’s 11 sectors. Only the consumer staples sector, down 0.90%, has fared worse this year.
Those trends are likely to persist into 2026. But with the holidays just around the corner, all short-term bets are off. According to the National Retail Federation (NRF), holiday spending in the United States is projected to be between $1.01 trillion and $1.02 trillion for the first time ever.
This marks an increase of 3.7% over 2024, when that figure reached $976.1 billion.
And while the consumer discretionary sector has broadly underperformed this year, the Van Eck Retail ETF (NASDAQ:RTH) can provide investors with exposure to top companies in that space, which have the potential for a near-term rally that could carry through the end of the year.
Years before it became a household name, Shopify showed an early momentum pattern that experienced traders used to catch a 120% move — and that same repeatable signal has just appeared on a new small-cap ticker that hasn’t hit the mainstream yet. Our free Momentum Trading Report breaks down how to spot these stealth setups and reveals which names are flashing right now.Get early access to the free Momentum Trading Report here
The Who’s Who of Consumer Discretionary Stocks
The fund’s nearly 11% gain in 2025 trails the S&P 500, but it has outperformed the overall consumer discretionary sector.
That has a lot to do with the RTH’s holdings. According to the ETF’s prospectus, it aims to replicate as closely as possible the performance of the MVIS® US Listed Retail 25 Index (MVRTHTR). This index tracks the overall performance of companies involved in retail distribution, e-commerce, multi-line and specialty retail, and food staples.
In short, the RTH can put some of the biggest consumer names into your portfolio leading up to the holiday season. Among its top holdings are mega-cap giants, including Amazon (NASDAQ: AMZN), Walmart (NYSE: WMT), and Costco Wholesale (NASDAQ: COST), which account for nearly 38% of the fund’s portfolio.
In total, the RTH offers 80.5% exposure to specialty retail, which should pan out nicely for shareholders as consumer spending ramps up during the last week of November. Despite waning sentiment, consumers are still expected to spend aggressively. The University of Michigan’s Index of Consumer Sentiment fell to 51.0 in November from 53.6 in October—and a significant drop from 71.8 one year ago.
Yet despite that lower consumer confidence, Americans are still expected to spend big bucks on discretionary purchases through the end of the year. According to a study by Talker Research, nearly 1 in 3 Americans expects to slip into debt this holiday season. At the same time, the study found that over half of shoppers (51%) have created a holiday budget this year, but of those, a majority (64%) have already overspent or anticipate doing so.
That isn’t just good news for Amazon, Walmart, Best Buy, and company—it’s good news for shareholders of the VanEck Retail ETF, who get access for a low-cost expense ratio of 0.35%, which is entirely offset by the fund’s dividend, which currently yields 0.70%, or $1.73 per share annually at current prices.
Trump’s Next Export Ban Could Reshape the Global Economy
It’s not semiconductors, AI chips or quantum computers. But none of those technologies can exist without it. On January 19th, 2026, Trump is expected to ban exports of something every tech company desperately needs—forcing them all to relocate to U.S. soil.See what he’s about to ban here…
Is RTH a Buy Ahead of Black Friday?
While the fund doesn’t boast significant institutional ownership at less than 26%, buyers have outnumbered sellers over the past 12 months to the tune of $45.14 million in inflows versus just $6.33 million in outflows.
Meanwhile, Wall Street’s bears are largely staying away from the ETF as the holiday season approaches. Short interest currently stands at a miniscule 0.69%—a nearly 7% decrease since last month, suggesting that the smart money is also expecting big retail numbers in Q4.
The fund’s average daily volume is light, with just 5,005 shares traded per day, which may limit liquidity for some investors. But of the fund’s 25 holdings, out of 628 analyst ratings, not one company in its portfolio is recommended as a Reduce, Sell, or Strong Sell.
For investors eyeing a potential Santa Claus rally, the VanEck Retail ETF offers diversified exposure to top-performing retail names during a time of historically strong consumer spending.
MarketBeat empowers individual investors to make better investment decisions by offering up-to-the-minute financial information and independent investment analysis.
If you need help with your account, don’t hesitate to email MarketBeat’s U.S. based support team at contact@marketbeat.com.
Med-X (preparing for a Nasdaq listing under ticker MXRX) is shaking up pest control with its eco-friendly Nature-Cide products—already trusted by pros and sold through e-commerce giants like Amazon, Walmart, Kroger, and more. With $6.4M in revenue and expansion into 41+ global markets, Med-X is riding the wave of climate, regulatory, and consumer demand for safer, plant-based solutions.
Shares are currently available at $4.00 through a Regulation A+ offering.
Disclosures:This is a paid advertisement for Med-X’s Regulation A+ Offering. Please read the offering circular at invest.medx-rx.comClick Here…
Three energy stocks to buy for fueling profits have been trending upward despite a recent market dip in technology and Bitcoin.
The three energy stocks to buy for fueling profits do not compete with each other but each is championed by a market forecaster who has a proven track record of ascending share prices. For investors who are open to purchasing stocks that may not be high-flyers, but positive performers, this trio of investments may be of interest.
When some industries like technology or cryptocurrencies such as Bitcoin lose favor with investors, others can gain popularity. That situation may be about to unfold with energy investments.
Three Energy Stocks to Buy for Fueling Profits: NVGS
Navigator Holdings Ltd. (NYSE: NVGS) describes itself as the owner and operator of the world’s largest fleet of “handysize liquefied gas carriers” and a global leader in the seaborne transportation services of petrochemical gases, such as ethylene and ethane, liquefied petroleum gas (LPG) and ammonia. The company also has a 50% share in a joint venture for an ethylene export marine terminal at Morgan’s Point, Texas, on the Houston Ship Channel.
The stock has risen more than 10% since it was recommended in the Five Star Trader advisory service led by Mark Skousen, PhD, who also heads the Forecasts & Strategies investment newsletter. Skousen also is a Presidential Fellow and economics professor at Chapman University, as well as an occasional contributor of op-eds for the Wall Street Journal.
Navigator’s fleet now consists of 56 semi- or fully refrigerated liquefied gas carriers, 25 of which are ethylene and ethane capable. The company plays a key role in the liquefied gas supply chain for energy companies, industrial consumers and commodity traders.
In addition, Navigator has sophisticated vessels that provide an efficient and reliable “floating pipeline,” its officials said. Navigator’s fundamentals have “strengthened materially” in the past year with both its shipping fleet and ethylene export terminal performing well to produce consistent profitability, they added.
As energy infrastructure grows, demand for Navigator’s existing ethylene capable carriers should continue to improve, according to the company.
Three Energy Stocks to Buy for Fueling Profits: UEC
Bryan Perry, whose Cash Machineinvestment newsletter offers subscribers an average dividend yield of more than 10% before adding gains from capital appreciation, is a Wall Street veteran who more than doubled the initial investment he produced in a fledgling uranium company to members of his Micro-Cap Stock Trader advisory service. His recommendation of Uranium Energy Corporation (NYSE: UEC) in Feb. 2024 soared 120.13% by the time he advised its sale on October 16, 2025.
Additional good news came on Nov. 7 with the U.S. government decision to add uranium in the U.S. Geological Survey’s (USGS) Final 2025 Critical Minerals List, as published in the Federal Register. The designation recognized uranium’s “essential role in America’s energy and national security” and resulted in praise from Amir Adnani, president and chief executive officer of Uranium Energy Corporation.
Particularly, praise was offered for U.S. Interior Secretary Doug Burgum and the U.S. Geological Survey for taking an “important step” toward fulfilling President Trump’s vision of restoring America’s leadership in critical minerals and achieving true U.S. energy dominance, Adnani said in a statement.
“UEC is heeding that call with ramp-up and development activities at our three licensed hub-and-spoke production platforms in Texas and Wyoming,” Adnani continued. “In parallel, we’re advancing the United States Uranium Refining & Conversion Corp. to help restore and expand America’s domestic nuclear fuel conversion capabilities.”
The Energy Act of 2020 allows the Secretary of the Interior to designate a mineral as critical when another federal agency, such as the Department of Energy or another relevant agency, determines it is strategic and critical to U.S. defense or national security. The Department of Energy recommended uranium’s inclusion, citing its importance in energy production and defense applications, and the Department of Defense also emphasized its national security significance.
Three Energy Stocks to Buy for Fueling Profits: COP
Conoco Phillips (NYSE: COP) is a “solid energy company” that is expanding its international liquid gas (LG) portfolio, said Michelle Connell, who heads Dallas-based Portia Capital Management. COP has strong fundamentals, she added.
“When they announced their latest earnings on November 6, they reiterated that they’ll be adding an additional $7 billion in free cash flow between now and 2029,” Connell counseled. “These monies will be the result of an expanding international liquid natural gas (LNG) portfolio and the Willow project, an oil production facility in Alaska.”
In the same Nov. 6 earnings announcement, COP increased its dividend by 8% and reiterated a goal of retiring $6 billion of the company’s shares, Connell continued. Through November, the company had retired $4 billion in stock. Embedded in this $6 billion share retirement is the company’s desire to retire the shares issued for the acquisition of Marathon Oil over the next few years, she added.
COP’s increasing free cash flow reflects an energy company with solid fundamentals, Connell told me. The company offers a current dividend yield of 3.84%, supported by the increasing free cash flow and the declining share count. Connell said she expects COP’s dividend yield to increase substantially in the years ahead.
Billions of dollars could vanish like flipping a switch in the next market crash, yet not everything will suffer. Giants like Tesla, Apple, and Nvidia may survive the next ‘Market Tsunami’ but offer limited upside. Discover the fast growers and hidden opportunities in our FREE live A.I. training and see which assets are set to surge before the next wave hits.Click Here…
Geopolitical Risk Stays Significant
President Trump and his diplomats are trying to forge a peace agreement between Ukraine and Russia, but it remains unfinalized. An earlier draft called for Ukraine, the country whose sovereign territory has been invaded, to relinquish some of its precious land to the aggressor, Russia. Such proposals in the past have been most unpopular with the Ukrainian people, who have sacrificed greatly to defend their freedom and protect themselves against the yoke of oppression Russia exerted after World War II on its nearby nations.
Claims to the contrary by Russia’s leaders belie the reality of increased prosperity for the countries that have the greatest freedom. Skousen, who also is the Doti-Spogli Chair of Free Enterprise at Chapman University in Orange County, California, is a free-market economist who travels the world to praise freedom as a key to opening opportunities for prosperity across the globe.
A war zone remains in Ukraine after Russia invaded the nation nearly four years ago. President Trump has advocated that other countries defang Russia’s war machine and boycott its oil. The idea has had gained support, but not enough to stop the war so far.
Despite Trump’s call for peace and an end of the killing, Russia’s President Vladimir Putin and his empire-building cadre of leaders remain undeterred. The war is threating to worsen further if Putin and his comrades in the country’s leadership continue to keep ignoring damage to their nation’s economy and force its citizens to fight and die, despite negligible gains.
Russia’s miliary strikes keep killing children, women and elderly civilians in Ukraine with little apparent regard for human life. The latest resulted in seven deaths this week when civilian sites were struck in Ukraine’s Capitol far from the front lines. Russia’s tactic of charging forward to gain portions of Ukraine’s territory after Russia’s initial invasion nearly four years ago has been criticized by military strategists around the world. Thus far, Russia’s leaders have opted for a protracted war, not prosperity aided by new trade agreements that President Trump has proposed.
Paul Dykewicz, www.pauldykewicz.com, is an accomplished, award-winning journalist who has written for Dow Jones, the Wall Street Journal, Investor’s Business Daily, USA Today, the Journal of Commerce, Seeking Alpha, GuruFocus and other publications and websites. Paul is the editor of StockInvestor.com and DividendInvestor.com, a writer for both websites and a columnist. He further is the editorial director of Eagle Financial Publications in Washington, D.C., where he edits monthly investment newsletters, time-sensitive trading alerts, free e-letters and other investment reports. Paul previously served as business editor of Baltimore’s Daily Record newspaper. Paul also is the author of an inspirational book, “Holy Smokes! Golden Guidance from Notre Dame’s Championship Chaplain,” with a foreword by former national championship-winning football coach Lou Holtz. Follow Paul on Twitter @PaulDykewicz.
Paul Dykewicz is an accomplished, award-winning journalist who has written for Dow Jones, the Wall Street Journal, Investor’s Business Daily, USA Today, Seeking Alpha, GuruFocus and other publications and websites. Paul is the editor of StockInvestor.com and DividendInvestor.com, a writer for both websites and a columnist. He further is the editorial director of Eagle Financial Publications in Washington, D.C., where he edits monthly investment newsletters, time-sensitive trading alerts, free e-letters and other investment reports. Paul also is the author of an inspirational book, “Holy Smokes! Golden Guidance from Notre Dame’s Championship Chaplain“, with a foreword by former national championship-winning football coach Lou Holtz. Follow Paul on Twitter @PaulDykewicz.
About Us:
Eagle Financial Publications is located in Rosslyn, VA. – Blocks from the Capitol. Our products have been helping investors build their wealth for several decades. Whether you’re a long-term investor or short-term trader, you’ll find the right strategy for you, including how to earn more steady income to spend now, preserve and grow your capital to enjoy later, and whatever other investment goals you have.
To ensure future delivery of Eagle Financial Publication’s emails please add the domain @info2.eaglefinancialpublications.com to your address book or contact list.
This email was sent to pahovis@aol.com because you are subscribed to theEagle Stock Investor Insights List. To unsubscribe please click here. To instantly stop receiving emails simply click here. View this email in your web browser.
The stock quickly ballooned to almost $250, then fell, before rallying again over the summer. As of late November, shares have dropped by more than 42% in the past month, falling below $72.
While this volatility is notable, what really makes Circle’s story interesting for investors is its ambitious price target. Analysts collectively see the stock more than double to $150.33 per share.
Below, we’ll explore the drivers behind the recent selloff and whether there is still a bullish case to be made for this beleaguered new entrant to the fintech stock space.
Most traders spend all day glued to charts, hoping for a big move — but Graham Lindman says the easiest gains this year have come from a simple pricing quirk that appears in blue-chip options over and over again. By entering select $1-or-less contracts on names like Apple, Nvidia, and Google, he’s shown how small moves in the stock can still deliver fast 100%+ wins — without timing the market or relying on complex setups. Now he’s setting up the next round of these “$1 trades” and revealing exactly how he finds them.Click here to see how the $1 trade setup works and where the newest opportunities are
A Closer Look at Circle’s Selloff
The recent selloff, which brought Circle in line with its debut price from early June, seems counterintuitive based on the company’s recent earnings performance.
For the third quarter, Circle’s year-over-year (YOY) revenue improvement reached 66%, an acceleration over the prior quarter’s already-impressive gains.
Revenue of $740 million came alongside an improvement in adjusted EBITDA to $166 million from $126 million a year earlier.
A portion of the recent decline in Circle’s price is likely tied to its exposure to the broader crypto space, which has tumbled as Bitcoin plunged by nearly 23% in the last month.
Despite Circle’s focus on the stablecoin corner of the crypto sphere, this market is still not sufficiently disentangled to avoid the situation in which a major correction in Bitcoin impacts firms that are only loosely linked to BTC.
But the bigger problems for Circle may have been its anticipated costs and the external headwinds of changing interest rates. Circle announced in its latest earnings that it would raise its full-year guidance for adjusted operating expenses as high as $510 million, putting pressure on margins.
Additionally, a significant portion of its revenue is tied to interest earned on cash and Treasuries backing USDC. With potential U.S. interest rate cuts looming, this revenue stream may shrink in the coming quarters.
Analysts Split on CRCL’s Future as Price Target Holds Firm
So far in November, firms including Wells Fargo and Needham & Co. have lowered their price targets—but kept their ratings.
Others, like Baird and JPMorgan, are in a small group that believes CRCL’s decline could be a prime opportunity to buy the dip—these firms have actually upgraded CRCL targets in the last several weeks.
The bullish thesis is rooted in USDC’s rapid adoption. In the latest quarter, USDC’s circulation more than doubled YOY, and on-chain transaction volume surged 580%. If this momentum continues, it could drive long-term gains for CRCL.
Broader stablecoin adoption in the face of a declining greenback, inflation, or other macro pressures may also fuel growth. Finally, if Circle continues to expand its infrastructure revenue, making it less reliant on the success of USDC, investors may find it worthwhile to reward this diversification.
Man Group’s record AUM made headlines, but the real story is the market force that firms like D.E. Shaw, Citadel, and Renaissance have been quietly using for years. It’s the same phenomenon I first saw while working inside a major Wall Street trading shop — a pattern powerful enough to pinpoint which stocks are about to attract unusually heavy attention each morning.
Nate Tucci and I recently broke down how we track this flow and how it identifies the #1 ticker to watch each day. No guarantees, of course — but the method has correctly flagged setups on AAPL, TSLA, NVDA, and more with strong consistency, and the next signal is already flashing.Tap here to see the full story and today’s #1 ranked ticker
Can Circle Really Double?
To be sure, Circle’s challenges are many—the company faces intense margin pressure, increasing competition from other stablecoins, and a shifting regulatory landscape marked earlier this year by the passage of the GENIUS Act. The company’s successes will have to outweigh these risks by a wide margin if it is to reverse course from its current decline, let alone double in value.
Investors willing to take a risk on a company that could generate significant returns may appreciate the opportunity that Circle’s dip presents. Similarly, long-term fintech bullsbelieving that stablecoins are likely to be widespread might be drawn to CRCL. For most investors, though, CRCL’s recent selloff may seem to be justified, so long as the risks remain.
HIMS Has Been a Roller Coaster Ride. Should Investors Hop On?
Written by Jordan Chussler. Published 11/19/2025.
Key Points
Shares of HIMS have seen gains of 173% and 146% this year, but they’ve also seen massive double-digit corrections after each run-up in price.
The company’s management was able to achieve profitability just three years after its IPO.
Analysts’ forecast an average 12-month price target nearly 25% higher than where the stock is trading today.
Most headlines in the health care sector are dominated by Big Pharma giants. Legacy companies such as AbbVie (NYSE: ABBV), Eli Lilly (NYSE: LLY), Pfizer (NYSE: PFE), and Merck (NYSE: MRK)—and their lineup of game-changing drugs—receive the lion’s share of attention. But one newcomer is making a splash, and investors seeking growth opportunities in the health space should be paying attention.
Founded in November 2017, Hims & Hers Health (NYSE: HIMS) went public in January 2021. By the end of 2024, the consumer-focused health platform posted its first profitable year, reporting net income of $126 million.
While that figure is small compared with mega-cap peers, it demonstrates a level of financial discipline rarely seen among companies less than five years removed from their IPO. Combined with operations at the intersection of several high-demand industries, this makes Hims & Hers an intriguing buy-and-hold prospect for some investors.
A Turbulent Year for Shareholders
On the fundamentals side, the young company’s debt management has been notable. That strength is underscored by a nearly 244% increase in net cash from operating activities from 2023 to 2024.
When Hims & Hers Health reported Q3 financials on Nov. 3, it missed earnings by just 3 cents and beat revenue expectations, reporting $598.98 million, a 49.2% year-over-year increase.
In his comments, CEO and cofounder Andrew Dudum highlighted that “At the end of the quarter, subscribers using personalized solutions grew 50% year-over-year, helping drive nearly 50% in year-over-year revenue growth.”
Notably, the company’s debt-to-equity ratio of 1.67 and its forward price-to-earnings (P/E) ratio of 52.79—a marked improvement from its trailing 12-month P/E of 67.33—suggest analysts expect earnings to rise next year, from $0.29 per share to about $0.52 per share (more than 79%).
Since 2021, Hims & Hers has averaged annual EBITDA growth of 37.14%, revenue growth of 77.85%, and earnings per share (EPS) growth of 169.63%.
Despite these solid fundamentals, 2025 has required a strong stomach for HIMS shareholders. The stock’s performance this year has resembled a roller coaster, with rapid rallies followed by sharp declines.
From Jan. 2 to Feb. 19, HIMS gained nearly 173% before giving back more than 63% by April 22. By May 19 it had climbed nearly 146% again, then plunged about 36% by June 25. At the end of July it had regained roughly 60%, and at the time of writing the stock is about 45% below that high.
HIMS Is at the Center of Multiple High-Growth Industries
Overall, since going public the stock is up nearly 139%. Hims & Hers has shown rapid growth while management has produced disciplined balance sheets. The company’s accessible, direct-to-consumer telehealth model places it at the intersection of several high-growth markets.
According to market consultancy Grand View Research, the sexual health supplement market is projected to grow at a compound annual growth rate (CAGR) of 10.4% from 2024 through 2030.
The hair thinning market is forecast to expand at a CAGR of 10.85% in the same period, while the telehealth market is expected to grow at a CAGR of 24.68%.
Perhaps most notably, Hims & Hers also offers compounded GLP-1 injections, which use the same class of active ingredients found in Novo Nordisk’s (NYSE: NVO) Ozempic and Wegovy. The GLP-1 weight-loss market is projected to grow at a CAGR of about 18.54% during the forecast period.
Additionally, Dudum said on the company’s Q3 earnings call that Hims & Hers is in ongoing discussions with Novo Nordisk to distribute both injection and oral formulations of Wegovy on its platform, pending FDA approval.
Here’s What Wall Street Thinks of HIMS
Ten of the 15 analysts covering Hims & Hers rate it a Hold, and the stock carries a consensus Reduce rating. Still, the 15 analysts’ average 12-month price target is $45.27, implying potential upside of about 24.5%.
However, the current level of short interest may give prospective investors pause: it stands at roughly 37.54% of the company’s float. For long-term investors, though, institutional ownership—nearly 64%—offers a countervailing vote of confidence.
Underscoring that institutional bullishness, over the past 12 months 425 institutional buyers have added about $2.31 billion in inflows, compared with 194 institutional sellers who withdrew roughly $1.17 billion.
This email communication is a sponsored message provided by Base Camp Trading, a third-party advertiser of MarketBeat. Why did I receive this message?.
If you need help with your account, please contact our South Dakota based support team at contact@marketbeat.com.
Americans Born Between 1941-1979 Can Receive These 10 Benefits This Month
Retirees: Don’t Miss Out on These 2025 Money Perks
Think senior discounts stop at restaurants and retail stores? Think again.
There are surprising programs available right now that could help you cut monthly expenses, lower insurance premiums, and even boost your retirement savings.
We’ve rounded up some of the smartest financial opportunities for seniors in 2025 — but many of these programs won’t stick around forever.
If you’re 55 or older, it’s worth taking a few minutes to see what you might qualify for.👉See What You Could Be Missing
This email is never sent unsolicited. You have received this Newsmax email because you subscribed to it or someone forwarded it to you. To opt out, see the links below.
Remove your email address from our list or modifyyour profile. We respect your right to privacy. Viewour policy.
This email was sent by: Newsmax.com 362 N. Haverhill Road West Palm Beach, FL 33415 USA
RJ Hamster 