December 12, 2025
Dear Reader,
What should have been a calming move by the Fed turned into a red flag.
This week, the Federal Reserve issued a long-awaited rate cut — but instead of boosting investor confidence, it exposed just how fragile the market truly is. That vulnerability was only reinforced when a major tech company posted disappointing earnings, triggering a widespread selloff.
📉 The NASDAQ 100 dropped 2%
📉 The S&P 500 fell over 1%
So what now?
Gold Breaks Out as Wall Street Panics
In the face of market uncertainty, one asset has made its move loud and clear — gold.
- 📈 Gold futures surged above $2,380/oz
- 📈 Up over 65% YTD, nearing all-time highs
- 📈 Safe-haven demand is spiking
This isn’t just a reaction — it’s a signal.
👉 A historic gold announcement is expected to shake Wall Street in the coming days. If you want to be ahead of the curve when it hits, this special briefing lays it all out:
Click here to see the full gold alert
Big banks and insiders are already positioning quietly. You don’t want to be the last one in the room when this news becomes front page.
Volatility Watch: Tech & High-Growth Stocks Take a Hit
After the recent rate cut and a disappointing earnings report from a major company, markets were shaken—and some of the hardest-hit areas were technology and “high-beta” stocks.
What’s a High-Beta Stock?
These are companies that tend to swing more—up or down—than the overall market. They’re often in fast-moving sectors like tech or AI, and while they can soar in good times, they can also fall hard when fear creeps in.
Why Did These Stocks Drop?
Even though the Fed cut rates, which usually supports growth, the move signaled that underlying market confidence might be fragile. Then came a big earnings miss that spooked investors further. The combination triggered sharp sell-offs in tech names and riskier, fast-growing stocks.
What It Means for You:
While sharp price swings can create lucrative opportunities for short-term traders, they often signal uncertainty and risk for long-term investors — requiring different strategies and levels of caution. Investors should-
- Stay cautious with high-growth tech stocks—they may continue to see sharp moves.
- Consider hedging if you’re heavily invested in the tech sector.
- Look to gold or defensive stocks as potential safe havens in choppy conditions.
Markets are driven by psychology as much as fundamentals — and this week, the fear was real. When gold soars, tech tanks, and the Fed turns dovish… something is shifting under the surface.
The winners will be those who read between the lines — and act before the headlines catch up.
-Investimonials
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Published by RJ Hamster
I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
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