Reduce Your 2026 Tax Bill?

Health, finance & everyday support – all in one place

Hand-Picked Opportunity (ad)

11 Foolish Expenses Even the Smartest People Fall For 
(FinanceBuzz) Hello,

Most Americans don’t realize they’re making quiet tax mistakes until the IRS sends a bill.

With tax rules shifting in 2026,
And Washington’s new plans…

A simple retirement move could help reduce what you owe and avoid surprises later.

Get the free guide here before tax season hits .Reagan Gold Group does not provide financial, legal, or tax advice. This material is for educational purposes only and should not be considered investment advice. All investments carry risk, including loss of principal. Past performance is not indicative of future results. Please consult a licensed financial advisor before making investment decisions. 

If you no longer wish to receive promotional messages from this advertiser, please unsubscribe here. Or write to: 2029 Century Park E Suite 400, Los Angeles, CA 90067TODAY’S BONUS ARTICLE

The NAD+ Supplement Everyone Is Taking Doesn’t Work the Way Influencers Claim. A COVID Drug Prevents Infection. And a Plant Just Revealed It Uses the Same Math as City Planners.

A reality check on one of the most hyped supplements of 2026, a clinical trial result for COVID prevention, and a finding from nature that nobody was expecting.

NAD+ Supplements: The Science Is Real, the Marketing Has Run Way Ahead of It

NAD+ — nicotinamide adenine dinucleotide — is a molecule involved in cellular energy production and DNA repair. It declines with age. And it has become one of the most aggressively marketed longevity supplements in the wellness industry, with products claiming to reverse aging, restore energy, and extend lifespan. NPR this week reported that experts say the marketing claims have run significantly ahead of what the science actually shows.

The research interest in NAD+ is legitimate — preclinical studies in animals have shown significant effects, and the biology is sound. But translating that to humans is where the evidence becomes much thinner. Oral NAD+ precursors like NMN and NR do raise NAD+ levels in the blood. Whether those elevated blood levels translate into meaningful benefits in human tissue and cellular function at the doses available in supplements is much less established than the product labels suggest. The FDA is also reviewing whether these compounds can remain in supplements at all, with one possible outcome being tighter regulation.

The practical reality: NAD+ precursors are not dangerous at typical supplement doses. But the specific anti-aging and longevity effects being marketed are not supported by human clinical trial evidence at the level the industry implies. If you’re taking them, you’re probably not being harmed. You are, however, likely spending significantly more than the evidence justifies.

A COVID Antiviral Can Now Prevent Infection — Not Just Treat It

A Phase III randomized controlled trial published this week found that ensitrelvir — an antiviral developed by Shionogi — prevents COVID-19 infection in household contacts of confirmed cases when given within 72 hours of the index patient’s symptom onset. This is a meaningful shift in how antivirals can be used: not just to treat people who are already sick, but to stop infection from occurring in people who have been exposed.

Post-exposure prophylaxis — preventing disease after a known exposure — is already established for HIV and some other viruses. Applying it to COVID changes the practical calculus for households with vulnerable members: elderly relatives, people who are immunocompromised, or those for whom COVID carries elevated risk. The drug is currently approved in Japan and under regulatory review in other markets. It is not yet available in the U.S., but the trial results will accelerate that timeline.

A Houseplant Is Using the Same Geometry as City Planners — and Scientists Just Noticed

Scientists mapping the internal structure of the Chinese money plant discovered that its leaf tissue is organized using Voronoi diagrams — a geometric pattern in which space is divided into regions based on proximity to a set of points, such that every location within a region is closer to its central point than to any other. This pattern is used by urban planners to organize service areas, by engineers to design load-bearing structures, and by computer scientists in network design. It shows up in giraffe coat patterns, dragonfly wings, and the structure of soap bubbles.

The finding is more than a curiosity. It suggests that the Chinese money plant has independently evolved a near-optimal geometric solution to the problem of distributing resources across a leaf surface — one that mathematicians arrived at through formal proofs and that engineers use in structural design. Nature, it turns out, has been solving the same optimization problems that humans formalize through mathematics — and in many cases reached the same answers millions of years earlier.

The Week Ahead→  Nvidia earnings Wednesday May 20 — $78.5B expected, 77% year-over-year growth. The most watched report of the quarter. History: Nvidia has risen after every first-quarter report in recent years→  SpaceX IPO filing expected this week — projected at $1.75 trillion, which would make it the largest public offering in U.S. history. Prospectus expected before Wednesday→  Iran: Strait of Hormuz reopening timeline — China committed to facilitating reopening after the Beijing summit. Energy markets are watching for concrete signals this week. Gas prices at the pump follow oil moves by 2–3 weeks→  Retail earnings week — Walmart, Home Depot, and Target all report this week. Their results will give the clearest picture yet of how American consumers are absorbing 3.8% inflation in their actual spending behavior

Sources: NPR · ScienceDaily May 14, 2026 · Medical Xpress · Motley Fool · CNBC

Hand-Picked Stories (ads)

Amazon Delivery Update 
(Brownstone Research)

11 Foolish Expenses Even the Smartest People Fall For 
(FinanceBuzz)

Protect Your Bank Account with THESE 4 Simple Steps 
(Safe Money Report)

Insursentry.com is provided under the management of Sparks Affiliates, LLC.

Have questions? Contact us at support@insursentry.com

Stop receiving our marketing communications by unsubscribing here .

Privacy Policy
Terms & Conditions

848 Main St Ste 10, Billings, MT 59105.
© 2026 Insursentry. Аll Rights Reserved.

Edit preferences or Unsubscribe

Unknown's avatar

Published by RJ Hamster

I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis. I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God. I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree. Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons. I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA. While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon.. In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God. We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987). From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting. Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982. I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects. In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston. In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018. Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia. In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey. As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova. Love and God Bless, Peter – aka RJ Hamster Jo hi

Leave a Comment