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Author Archives: RJ Hamster
I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
The Market Impact Behind Today’s News
Dear Reader,
Major headlines can move markets — but their impact often shows up in small caps first.
As global events shift sentiment, smaller companies tied to emerging sectors can begin showing early activity before broader attention forms.
Our team put together a short report explaining:
• How major news events have historically influenced small caps
• Why smaller companies can react faster to changing conditions
• What signals we’re watching as current events unfold
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It’s a research-based look at how global developments can filter into the small-cap market.
Best,
Jeff AckermanEditor, Stock News Trends
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Colossians 3:5 – Understanding Idolatry and Surrendering to God
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Colossians 3:5
(5) Mortify therefore your members which are upon the earth; fornication, uncleanness, inordinate affection, evil concupiscence, and covetousness, which is idolatry:
King James Version Change email Bible version
The Greek word underlying “covetousness” is pleonexia,which means “the desire to have more.” This is among the ugliest of sins because it involves idolatry as well as its effects on others. The Greeks defined it as “the insatiable desire to have what rightfully belongs to others.” It is further described as “ruthless self-seeking,” the kind of attitude that the arrogant and callous person has, assuming that others and their things exist for his own benefit.
The desire for more money can lead to theft; the desire for more prestige, to evil ambition; the desire for more power, to tyranny; the desire for a person’s body, to fornication and adultery. Paul identifies covetousness as idolatry because, in the place of God, it puts self-interest for illicit things. A man sets up an idol in his heart because he desires to get something from it. So he serves it to get that something rather than to obey God’s commandment. That, very simply put, is idolatry.
The essence of idolatry is to get for the self in defiance of God. However, we have to give ourselves to God if we want to overcome illicit desires. Paul says to “mortify” (KJV) or “put to death” (NKJV) whatever is sinful. That does not mean to practice ascetic self-discipline—it means to kill. The Christian must kill self-centeredness. In his life, he must make a radical transformation, a shift of the center of his life. It is the same principle as described by Matthew 5:29. Everything that keeps a person from fully obeying God and surrendering to Jesus Christ must be surgically excised from his conduct.
The tenth commandment, then, has a function similar to the first. They both act as governors, controlling whether we keep the others.
— John W. Ritenbaugh
To learn more, see:
The Tenth Commandment
Topics:
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The oil stock nobody is talking about
The oil stock nobody is talking about
MAR 9
Sometimes the most important moves in the market happen in places nobody is looking.
This week, an obscure oil refiner surged… while a billionaire insider quietly bought millions of dollars’ worth of shares.
Here’s what I’m seeing and this week’s market rotation report.
Dustin Pass
Founder, Market Traders Daily
Unbeaten rivals USA, Mexico face off tonight
Monday, March 09
TOP NEWS
Mexico, USA dominant heading into Classic showdown (8 p.m. ET, FOX)
After steamrolling their World Baseball Classic opponents to start off 2-0, Mexico and the United States each face their stiffest test so far — and Team USA has Paul Skenes on the hill.
Korea moves on to quarters with every run needed to settle 3-way tiebreaker
‘No … let me hit’: Soto calls game with HR to seal DR’s run-rule romp
Mexico mashes 4 homers in run-rule rout, setting up showdown vs. U.S.
Cuba keeps crushing, rolls into game vs. fellow unbeaten Puerto Rico (7 p.m., FS1)
Espressos flow once more in big win for Italy to improve to 2-0
Dominant Israel pitching holds Nicaragua to 2 singles, evening Classic record
Skubal talking with Tigers as he weighs Classic, Opening Day plans
With a short memory, Panama bounces back to down Canada and keep hopes alive
Dominican Republic puts perfect record on the line vs. Israel (Noon ET, FS1)
PLAY A SPORCLE BASEBALL QUIZ!
STAFF PICKS
1 position battle still undecided for each team
With less than three weeks to go before Opening Day, there are still plenty of roster spots and key roles up for grabs, and here is one competition to watch in each Spring Training camp.
This Skenes prank was a piece of cake
For Pirates outfielder Jake Mangum’s 30th birthday, Paul Skenes provided an elaborate cake with some personal touches.
Logan Allen wins standoff vs. … Logan Allen?
Before Panama’s game against Canada, a national anthem standoff ensued between a pair of pitchers both named Logan Allen and both left-handers who have pitched for Cleveland.
‘He’s a big brother, for sure’
Nine rounds after the Pirates drafted MLB Pipeline No. 1 overall prospect Konnor Griffin, they took catcher Derek Berg. The two became roommates and Berg has become something between teammate and role model.
Yes, it’s THAT Alexei Ramirez
Ten years after his final MLB at-bat and 20 years after playing in the first Classic, Alexei Ramirez is back at 44 years old and is the oldest player in the tournament’s history. “I just love baseball,” he said. “I can’t give it up.”
Spring Training tripleheader on MLB Network
Catch the O’s and Cards at 1 p.m. ET (available in both markets), followed by the Dodgers and Brewers at 4 (available in Brewers’ market) and the Marlins and Mets at 6 (available in Marlins’ market).
SCOREBOARD
HOU 1
WSH 3
BOS 7
PIT 9
TOR 1
BAL 0
PHI 6
MIN 7
ATL 8
TB 9
DET 0
TOR 5
STL 2
MIA 2
NYY 4
NYM 10
AZ 4
CIN 13
LAA 4
ATH 7
LAD 7
ATH 11
SF 9
CHC 5
LAA 10
TEX 7
KC 4
CWS 5
CLE 4
COL 4
CIN 3
SD 14
SEA 3
MIL 6
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Be smart with your return and your relationships
Be smart with your return and your relationships
Expecting a bill or nice refund from the Internal Revenue Service (IRS)? Scammers are ramping up their efforts to dupe you. Remain vigilant and check out current tax scams the IRS has identified this season:
IRS impersonatorsThe IRS will not initiate contact with you by email or social media to request personal information. Phone scams impersonating the IRS often make legal threats. The IRS does not leave urgent messages and does not demand payment via gift card or crypto currency.
Social media tax tipsBe wary of tax advice found on social media as it can potentially misguide you regarding eligibility for credits or refunds. Dishonest or uninformed tax preparers misrepresent rules for claiming credits which can lead to you filing an incorrect return. 
Guaranteed return on investment (ROI)Scammers promote too good to be true investment returns, often through crypto, offshore platforms, or “tax-saving” programs and push urgent deposits for you to take advantage of “limited-time offers”. All legitimate investments come with a risk of loss. Check the firm with the Securities and Exchange Commission (SEC) or Financial Industry Regulatory Authority (FINRA) before investing and use verified investment platforms only.
Are they really that into you?Romance scammers prey on the heartstrings, leaving their targets emotionally and financially scarred. By developing a relationship, building trust and asking for money to help them out of distress — these scammers convince you to hand over your tax refund or life’s savings. Never send or accept funds from someone you’ve only met online without verifying their identity.
Who’s Getting 9th Grade On-Track
Peter,
Last year, the Arizona legislature appropriated $3.4 million to expand 9th Grade On-Track programming. That appropriation meant that more than 4 times as many students will benefit from evidence-based programs to raise graduation rates, decrease absenteeism, and improve career and college preparedness.
So, who’s going to benefit from this program expansion? Students in the Verde Valley because of Mingus Union High School District. And students in Mesa or Phoenix or Tolleson thanks to Mesa Public Schools, Phoenix Union, and Tolleson Union respectively.
Support 9th Grade On-Track programs
We can’t forget Casa Grande, Apache Junction, or San Tan Valley (Casa Grande Union, Apache Junction Unified, and J.O. Combs, respectively). And Holbrook because of Holbrook Unified!
That’s 8 districts collectively with over 20,000 students that will benefit from 9th Grade On-Track programs.
Add your name today to show your support for 9th Grade On-Track programs!
Standing with you,
Jacob Sumner, Marketing and Communications Manager
Stand for Children Arizona
Stand for Children Arizona is a unique catalyst for educational success and social progress, to create a brighter future for us all.
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Your guide to Chandler Ostrich Festival 20…
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Your guide to Chandler Ostrich Festival 2026: Tickets, concerts and more
Everything to know about the annual springtime event.
By Benjamin Leatherman
Desert Botanical Garden in Phoenix offers monthly free day
The Desert Botanical Garden will host its next monthly free day on March 10. Here’s how to take advantage of the offer.
By Jennifer Goldberg
M3F recap: 2 days of lasers, dust and bodies in motion
At turns sexy and apocalyptic, M3F was an even wilder ride than usual.
By TJ L’Heureux
Award-winning chef and ‘cultural warrior’ steps into Barrio Cafe space
The new steward of the iconic restaurant received a touching blessing from its former chef and co-owner.
By Tirion Boan
TODAY’S TRENDING STORIES
Google claws back money from Turning Point-aligned PAC in SRP election
Google asked a PAC supporting a pro-industry SRP slate to return its money and remove its name from all campaign materials.
By Stephen Lemons
After nearly 50 years, Tempe hot dog staple expands with new Valley spot
“We’re excited to grow and give the world more classic Americana food,” says the nostalgic restaurant’s fourth-generation owner.
By Georgann Yara
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RJ Hamster 