I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
Your 401k is doing exactly what is was designed to do.
It’s saving your money. Deferring your taxes. Growing your balance.
And it’s setting you up to hand a massive chunk of it to the IRS the moent you retire.
Every dollar you pull out gets taxed. Your income goes up. Your Medicare premiums go up. Your Social Security gets taxed. That million dollars your saved? It’s not really yours. It’s yours and the government’.
Most people don’t figure this out until they’re 60. By then, it’s too late to undo thirty years of tax-deferred contributions.
I’ve spent 25 years and over 4,000 clients learning exactly how to fix this. And I’m doing a free live training on Thursday, April 2nd at 1pm PST where I’ll show you the #1 alternative – step by step.
Caring for every part of your health is a meaningful way to live out your faith day by day. The best way to do so is to set up healthy lifestyle habits. Here are seven ways to honor God through a healthy lifestyle
With every fad or popular mainstream idea, especially the secular ones that seep into the church, it always leads to debate. There have been debates over music styles, worship, clothes, among others. On the debate stage today, we bring tattoos.
This printable activity is a wonderful way for kids (or adults!) to reflect on the story of Easter while having fun. It’s perfect for Sunday school, church activities, homeschooling, or family time during the Easter season.
The final third of every Gospel deals with one week in the life of Christ. I want to take us on a journey through the last week in Jesus’ life, so I have listed the major activities on each day.
Sometimes a moment feels bigger than a stage—it feels like the whole world leaning in to listen. That’s what happened when Micah Palace earned Simon Cowell’s Golden Buzzer with an electrifying AGT performance of the song,’ Rodeo’.
Robert J. Morgan shares the stories behind 50 beloved hymns and why they still strengthen faith today. His book The Origin of Hymns, featured in I Can Only Imagine 2, explores the history and meaning behind these timeless worship songs.
In December, a New York hospital helped deliver quintuplets born to a family of 4, making them a family of 9 overnight. All five babies were born premature but healthy. The family calls it “a miracle.”
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Which Hall of Famer pitcher led the National League in strikeouts for seven straight seasons, five of those also leading the majors?
Hint: #1 His nickname “Dead Shot”, although it easily could have been, was not about his pitching accuracy.
Hint: #2 His ERA title one season was so dominant that it eclipsed the number of the second-place finisher by more than a run and a quarter.
Tuesday’s question answered:
Q. Who led his league ineluctably toward the Year of the Pitcher by leading his league with a 2.18 ERA?
Hint: #1 That same season, he also led in WAR, strikeouts and ERA+ & made the All-Star team (Striking out Pete Rose & Frank Robinson and inducing Joe Torre to hit into an inning ending double-play) yet only finished seventeenth (17th!) in Most Valuable Player voting, including finishing behind four other pitchers.
Hint: #2 He was the subject of one of the most famous trades of his era.
– Ans. McDowell’s 2.176 was in 1965, and, as omen of things to come, the “Year of the Pitcher” recognized as 1968. Three pitchers in the NL posted even lower ERAs that season. Sandy Koufax 2.038, Juan Marichal 2.133, Vern Law 2.153.
– #1 The 1965 AL MVP voting. Alas, he was also listed as the 1965 ASG’s losing pitcher. McDowell’s league-leading numbers were WAR 8.3, 325 K & an ERA+ of 161.
– #2 In November 1971, he was traded to the Giants in exchange for future Hall of Famer Gaylord Perry & Frank Duffy.
P.S. Once the clock hits midnight, the St. Patrick’s Day special ends and the additional $100 discount is gone. If you want the savings, now is the time to act. 🍀
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AI gets the headlines, but the metals behind it are building. Copper builds the data centers. Nickel powers the batteries. Titanium supports defense. The digital boom still depends on physical assets. The U.S. Govt. is backing domestic supply loud and clear. And this explorer controls five of those metals. See the Metals Powering the AI Boom. This message is sent on behalf of Green Bridge Metals Corp. (GBMCF). Musth Corp receives a fixed fee for each subscriber that clicks on a link in this email. See our disclaimer for further details.Ex-funeral home owner faces 20 years in prison after giving families fake ashes
DENVER (AP) — A former Colorado funeral home owner who helped her ex-husband hide in a building is asking for leniency when she is sentenced Monday, saying she was a “scared and desperate mother” who was manipulated to keep the family business operating. More Info ➔SpaceX IPO Confirmed: Claim Your Stake Today – Ad
Elon Musk is about to take SpaceX public in what’s set to be the biggest IPO ever. But there’s no need to wait for the company to go public. You can claim your stake today. The New York Times predicted it “will unleash gushers of cash for Silicon Valley and Wall Street.” More Info ➔FAA grounds all JetBlue flights after request from airline
A 52-week low is a technical indicator used by some of the world’s top traders and investors to determine the current and future value of a stock. In this report we reveal today’s top 5 stocks about to reach their 52-week lows.
US officials seek access to survivors from Cuban forces, who say a speedboat opened fire near Cayo Falcones, leaving 4 dead. Tensions rise between US-Cuba. More Info ➔REVEALED: Biggest AI Growth Story of 2026 – Ad
Public clash between Ackman and Mamdani escalates debate over US military strikes on Iran and moral responsibility. More Info ➔
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2967 Dundas St. W. #990, Toronto, ON M6P 1Z2 | Phone Number: 917.672.7040
Imagine opening your retirement statement this year…
And realizing that a simple decision – one most retirees never even think about – could reshape your taxes, your diversification, and even your long-term financial stability.
Every year, Americans over age 73 are forced to withdraw tens of billions of dollars from their retirement accounts. And year after year, most people follow the same path:
Take the RMD in cash and move on.
Not because it’s the best choice.
But because no one ever tells them there’s another way.
Your decision today could influence your strategy for years to come.
Allegiance Gold, LLC is not a broker-dealer and does notprovide investment, tax, or legal advisory services. No statement in this communication should be construed as a recommendation to purchase or sell any security, or as investment, tax, or legal advice. Precious metals, like all investments, carry risk, are not suitable for all investors, and past performance does not guarantee future results. We do not guarantee any investment performance. Please consult your own investment, tax, or legal advisor prior to making any investment decision. Third-party information quoted or presented by us in this communication represents only the opinions of the third party and we do not endorse any third-party source of information. We are not affiliated with the U.S. Mint or any government agency. Copyright Allegiance Gold, LLC 2026
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This information is disseminated on behalf of Metalla Royalty & Streaming.
*MTA* Shows Signs of life at the open Runs then pulls back a bit BUT…
The post market ticker tape is back over $8.00…
We’re gonna keep this one going. Gold Was down but this was Up!!
there’s more unfolding to this story.. We can feel it!
So here we go!
ROUND 2 Starts tomorrow!
*NYSE:MTA*
and this still looks GOLDEN (6 month chart)
Full report below compensation in the disclaimer.
Metalla Royalty & Streaming (MTA): A High-Margin Gateway to Strong Gold, Resilient Silver, and Copper’s Structural Supply Crunch!
MTA is Leveraged Exposure to Record Gold, Surging Silver, and Copper’s Structural Supply Crunch — Without the Operational Risk of Mining!
Greetings All,
Gold has reasserted itself as a monetary anchor in an era defined by inflation persistence, sovereign debt expansion, and central bank accumulation. Silver’s dual role as both a store of value and a critical industrial input is amplifying upside pressure as renewable energy and electrification demand accelerates. Copper, meanwhile, is increasingly viewed as a strategic metal essential to energy security, electric vehicles, and next-generation infrastructure—just as new supply struggles to come online.
Within this backdrop, companies that can offer leveraged exposure to all three metals—without the capital intensity and operational volatility of mining—stand out.
Metalla Royalty & Streaming (NYSE: MTA) is emerging as one of those differentiated platforms.
A Royalty Model Built for Margin Expansion
MTA operates a royalty and streaming model, meaning it provides capital to mining operators in exchange for a percentage of future production or revenue. It does not operate mines. It does not bear sustaining capital costs. It does not face labor disputes, environmental liabilities, or cost overruns!
Instead, itreceives top-line exposure to metal prices and production growth.
In a rising price environment—especially one where cost inflation pressures miners—this model can produce expanding margins and scalable cash flow. As production increases across its underlying assets, revenue can grow without proportional increases in expenses. That structural advantage becomes particularly powerful during strong commodity cycles like the one that has been unfolding. Gold and silver hit record highs in early 2026.
A Clear Financial Inflection Point
The third quarter of 2025 marked a defining milestone. MTA reported its first-ever profitable quarter, with revenue more than doubling year-over-year to $4 million and net income turning positive.
Management characterized the quarter as a “step-change” moment—signaling that the company’s portfolio has reached the scale necessary to generate sustainable earnings.
This transition from portfolio builder to cash-flow generator is critical. Royalty companies often require years of disciplined asset accumulation before meaningful earnings materialize.
With profitability now established and multiple development assets advancing toward production, MTAappears to be entering a new phase of financial maturity.
Diversified Exposure Across Gold, Silver, and Copper
MTA’s portfolio includes approximately 100 royalties spanning producing, development, and exploration-stage assets across gold, silver, and copper.
This diversification reduces reliance on any single project while embedding multiple pathways to upside through mine expansions, restarts, feasibility updates, and exploration success.
Its exposure aligns closely with the dominant macro forces of 2026.
Gold’s surge reflects monetary hedging and central bank demand. Silver’s breakout is supported by accelerating industrial usage in solar and electrification. Copper faces projected structural supply deficits as electric vehicles, renewable infrastructure, and AI-driven data centers expand globally.
By holding royalties across all three metals, MTA captures both precious-metal monetary demand and base-metal industrial growth.
Built-In Catalysts Without Additional Capital Risk
A distinguishing feature of the royalty model is perpetual optionality. As operators advance projects, expand capacity, extend mine lives, or discover additional resources, the royalty holder benefits automatically—without investing incremental capital.
MTA’s portfolio includes numerous near-term catalysts: mine restarts, production ramp-ups, staged expansions, permitting milestones, and construction decisions across multiple jurisdictions. Each development has the potential to increase attributable production and royalty revenue, reinforcing the company’s ability to compound cash flow over time.
Institutional Validation and Strategic Capital
Another noteworthy development has been institutional interest. Public disclosures revealed that affiliated entities of Tether collectively hold approximately 8.9% of MTA’s outstanding shares.
As one of the largest physical gold buyers in recent quarters, Tether-linked capital entering the royalty space highlights a broader convergence between digital liquidity and hard-asset exposure.
While the investment remains passive, the presence of a well-capitalized and globally recognized financial player adds visibility and may signal confidence in the long-term thesis surrounding precious metals and diversified royalty platforms.
Why Streaming and Royalties Can Outperform Traditional Mining in Volatile Commodity Cycles
Unlike traditional mining companies, royalty and streaming businesses do not operate mines, manage labor forces, fund sustaining capital, or absorb cost overruns.
Instead, they provide upfront financing to operators in exchange for a percentage of future production (royalties) or the right to purchase metal at predetermined, discounted prices (streams).
This structure allows them to maintain exposure to rising gold, silver, and copper prices while avoiding many of the operational risks that can erode margins during inflationary periods.
When energy, labor, or equipment costs rise, miners feel the pressure directly—royalty and streaming companies generally do not. As production grows or metal prices increase, their revenue can scale with minimal incremental expense.
The Bottom Line
The metals breakout seen in early 2026 was driven by monetary instability, industrial transformation, and strategic de-risking from concentrated supply chains. Gold’s record highs, silver’s industrial acceleration, and copper’s tightening structural supply picture together form a powerful macro backdrop.
Within this environment, Metalla Royalty & Streaming (MTA) offers leveraged exposure to all three metals through a diversified, high-margin royalty model that minimizes operational risk while maximizing upside participation.
With its first profitable quarter behind it, a deep pipeline of catalysts ahead, and growing institutional attention, MTA appears increasingly positioned to benefit. Start your research!
Disclaimer
Hugealerts.com and Tradingwire.com are owned by Sideways Frequencey LLC (“Sideways Frequency”). Press releases, research reports, company profiles and other investor relations materials, publications or presentations, including web content (investor awareness services) released by Hugealerts.com and Tradingwire.com are based on publicly available data obtained from sources we believe to be reliable but are not guaranteed as to accuracy and are not purported to be complete. As such, the information should not be construed as advice designed to meet the particular investment needs of any investor. Furthermore, some of the content contained in our publications and websites may contain forward-looking statements found in information made publicly available by the companies we highlight. This forward looking information fits within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 including statements regarding future possible events, expected continual growth of a company, the potential value of its securities, and look forward in time which include everything other than historical information, involve risk and uncertainties that may affect a company’s actual results of operation. We therefore strongly encourage that you visit and review any and all financial information made publicly available by highlighted companies. Any opinions expressed in Hugealerts.com and Tradingwire.com reports, company profiles, or other investor relations materials and presentations are subject to change, are expressed and given as of the date of publication, and we disclaim any obligation to advise you of any change in any information contained herein. The information contained herein is not intended to be used as the basis for investment decisions and should not be construed as advice intended to meet the particular investment needs of any investor. The information contained herein is not a representation or warranty and is not an offer or solicitation of an offer to buy or sell any security. To the fullest extent of the law, Hugealerts.com,Tradingwire.com and their affiliates, specialists, advisors, and partners will not be liable to any person or entity for the quality, accuracy, completeness, reliability or timeliness of the information provided, or for any direct, indirect, consequential, incidental, special or punitive damages that may arise out of the use of information provided to any person or entity (including but not limited to lost profits, loss of opportunities, trading losses and damages that may result from any inaccuracy or incompleteness of this information). Stock market investing is inherently risky. Hugealerts.com, Tradingwire.com and their affiliates are not responsible for any gains or losses that result from the opinions expressed in press releases, on this website, in its research reports, company profiles or in other investor relations materials or presentations that it publishes electronically or in print. We strongly encourage all investors to conduct their own research before making any investment decision. For more information on stock market investing, visit the Securities and Exchange Commission (“SEC”) at www.sec.gov. and/or the Ontario Securities Commission (“OSC”) at www.osc.gov.on.ca. and/or the British Columbia Securities Commission (“BCSC”) at https://www.bcsc.bc.ca/.
Income Disclosure
Sideways Frequency has been retained by Metalla Royalty and streaming LTD (NYSE:MTA).and has received cash compensation of $150,000.00 to perform promotional and advertising services for a limited time. This agreement has been ongoing since February 2026 and is related to the engagement of investor awareness services for Metalla Royalty and streaming LTD (NYSE:MTA).. Sideways Frequency,Hugealerts.com, Tradingwire.com and their partners and affiliates may buy and sell shares of securities or options and warrants of the companies mentioned on this website at any time.
Sideways Frequency LLC and its affiliates may buy and sell shares of securities or options and warrants of the companies mentioned in this publication or website at any time but are not and will not at any time become affiliates or owners of more than 5% of the issued and outstanding stock of the highlighted companies.
Sideways Frequency and its beneficial owners and affiliates, including Hugealerts.com and Tradingwire.com do not own any shares in Metalla Royalty and streaming LTD (NYSE:MTA).
Investor awareness services and programs are designed to help small-cap companies communicate their investment characteristics. Sideways Frequency, Hugealerts.com, Tradingwire.com and their investor awareness services include the preparation of a research profile(s), multimedia marketing, and other awareness services based on the publicly available information of our clients and prepared by our partners. As such, our opinion is neither unbiased nor independent, and you should consider that when evaluating our statements regarding Metalla Royalty and streaming LTD (NYSE:MTA).
$131.44+0.17 (+0.13%)(As of 04:00 PM ET)30 DAY PERFORMANCE-7.85% 90 DAY PERFORMANCE +6.83%1 YEAR PERFORMANCE +45.33%
MARKET CAPITALIZATION
$8.56B
P/E RATIO
10.67
DIVIDEND YIELD
2.28%
ABOUT POPULAR
Popular, Inc., headquartered in San Juan, Puerto Rico, is a financial holding company and a leading provider of banking services in the United States mainland and Puerto Rico. Through its primary subsidiaries—Banco Popular de Puerto Rico and Popular Bank—the company delivers comprehensive commercial and consumer banking solutions. It offers deposit products, lending facilities, cash management services and payment-processing solutions designed for individuals, small businesses and large corporations. The company’s product suite encompasses checking and savings accounts, certificates of… Read Full Profile ▷
BPOP COMPANY CALENDAR
DEC 5, 2025Ex-Dividend for 1/2 DividendJAN 2, 2026Dividend PayableJAN 27, 2026Last EarningsMAR 17, 2026TodayMAR 18, 2026Ex-Dividend for 4/1 DividendAPR 1, 2026Dividend PayableAPR 22, 2026Next Earnings (Estimated)DEC 31, 2026Fiscal Year End
The Wall Street Journal is asking whether a stock market crash is coming. Research from Weiss Ratings suggests the first half of 2026 could be very tough for certain stocks as a radical shift hits the market. Some of America’s most popular names could take serious damage. Analysts have identified five stocks you should consider avoiding before this event plays out. If these are in your portfolio, you’ll want to review your positions carefully.See the five stocks to avoid and learn what’s driving this shift. ▷
Nebius Group is well-positioned to deliver on its swelling backlog, but there is a hurdle, and it’s debt. The good news is that it will be an easy jump.Read The Full Story ▷
Can the differentiated cybersecurity stock Rubrik stage a recovery with its shares down over 30% in 2026? The several factors point to the answer being yes.Read The Full Story ▷
Palantir and NVIDIA are launching a sovereign AI system that lets governments and enterprises control their data while deploying AI infrastructure at scaleRead The Full Story ▷
Insights, trends, and perspectives shaping today’s investment landscape.
RJ Hamster 