I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
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This is what the algorithm looks like in action. Not a simulation. A real trade, executed by a bot, without lifting a finger.
DOWSTRADEMUS · DRAT TRADE IDEAS
ALGORITHM RUNNING — LIVE
LIVE
DIONE scanned 4,000+ contracts. Three setups identified. 78%+ probability.
Hello , Those Trades Above? That WasDIONE.
While you’ve been reading this message, an algorithm just scanned more than 4,000 options contracts across every major U.S. exchange — and identified opportunities with a historical probability of success above 78%. You just watched one of those opportunities execute in real time.
Spots are intentionally limited — enrollment closes when capacity is reached
Most traders spend hours staring at charts… second-guessing entries… and letting emotions override discipline.
DIONE doesn’t have emotions.
Instead, it runs on machine learning technology trained on decades of market behavior across stocks and options. The system continuously studies historical trades, volatility structures, volume patterns, and price movements to learn which setups historically produced the highest probability outcomes.
Every time the market generates new data, the models refine their understanding — allowing DIONE to recognize opportunities that would take human traders hours of analysis to uncover.
“What would take a trader an entire evening of chart analysis — DIONE evaluates in seconds. Because it’s not guessing. It’s learning from millions of data points.”
In seconds it filtered through:
▸Risk-to-reward ratios most traders never calculate
▸Volume and open interest activity across all major exchanges
▸Volatility patterns and historical structure breakdowns
▸Upcoming earnings catalysts and their historical impact on price movement
And within that same moment… it identified three potential trades with a historical probability of success above 78%.
That algorithm is called DIONE.
Until recently, it was only available to a small group of private members.
DIONE
DOWSTRADEMUS INTELLIGENT OPTIONS NEURAL ENGINE
Machine learning technology trained on decades of market behavior — continuously studying historical trades, volatility structures, volume patterns, and price movements to identify the highest-probability setups in seconds.
That’s why we built the DRAT system around it — to enforce the same structure professional traders use:
🎯
Defined Entry Zones — Before the Market Opens
DIONE calculates precise entry ranges so you’re never chasing price. The trade is structured before the bell rings.
🛡️
Calculated Stop Losses on Every Position
Every alert includes a defined risk level. Losses are capped before the trade is placed — not after.
📊
Profit Targets Based on Probability — Not Hope
Exits are calculated from historical data. DIONE sets targets based on what has worked across thousands of similar setups.
The outcome?
50K+
ALGORITHM TRADES
Over 5 Years
74.54%
DOCUMENTED ACCURACY
Live Track Record
$340K+
DOCUMENTED PROFITS
Trade Ideas Only
This isn’t a prediction service. It’s a decision engine designed to remove hesitation from trading.
📊 FULL TRANSPARENCY
View the Complete Trade Ideas Track Record
Every trade. Every result. No cherry-picking. Live spreadsheet.
→
But here’s something most trading services never tell you.
Strategy performance can degrade if too many traders attempt to execute the same trades at the same time.
When signals become overcrowded, several problems begin to appear:
⚠️ WHAT HAPPENS WITH TOO MANY TRADERS
Crowded Signals Destroy the Very Edge That Created the Opportunity.
Too many people following the same signal can distort the very edge that created the opportunity — even on a historically strong setup.
▸Liquidity can thin out at entry levels
▸Bid/ask spreads widen unexpectedly
▸Market makers can probe obvious stop zones
▸False exits can trigger when too many traders are positioned the same way
That’s exactly why we intentionally limit the number of Trade Ideas members.
By Keeping the Group Controlled, We Preserve:
Intentional membership limits aren’t a marketing tactic. They’re a structural requirement to protect execution quality for every active member.
✓Cleaner entries
✓Healthier liquidity
✓More stable execution
✓Reduced trade distortions
ENROLLMENT OPEN — LIMITED SPOTS
If you’d like to see how the system identifies and manages opportunities —
Once the remaining spots are filled, enrollment closes. There is no waitlist.
To protect trade execution quality, Trade Ideas Automation memberships are intentionally limited. Once the remaining spots are filled, enrollment closes. There is no waitlist. If you’re reading this, spots are still available — but that can change at any time.
DOWSTRADEMUS · DRAT TRADE IDEAS
You’re receiving this because you opted in to DRAT communications. Past performance does not guarantee future results. Trading involves risk.
After a stunning plunge following its 2021 IPO, medical and lifestyle apparel company FIGS, Inc. (NYSE: FIGS) has roared back to life, trading at a price it hasn’t touched in nearly four years. The stock, currently trading above $17, has surged almost 260% over the past year, including a 58% spike in the last month alone.
The rally has been fueled by strong earnings reports and a wave of bullish analyst commentary. Yet despite the positive momentum and sentiment, the consensus 12-month price target for the stock is just $12.25—almost 30% below its current price. This raises the question: how much of this recovery is supported by fundamentals, and how much is momentum? A closer look at FIGS’ history and recent earnings offers some clues. Early investors in FIGS saw a quick windfall after the company’s IPO, which debuted in May 2021 at $22 per share and, within a month, surged to $50 per share.
It was a good time to be a medical apparel company, as the COVID-19 pandemic spurred demand for such gear. As the pandemic eased, however, shares sharply reversed course and, within 12 months, were trading below $8. In the years that followed, FIGS remained mostly range-bound in the single digits, though after dipping below $4 in April 2025, the stock began to take another turn—this time to the upside.
After notching steady gains following positive Q1 and Q2 2025 earnings reports, the Q3 2025 results, released on Nov. 6, sent the stock charging higher. The report featured stronger-than-expected revenue growth, solid demand across its core business and healthy margins despite tariff pressures.
The company also issued an upbeat outlook, raising its full-year guidance for net revenue and adjusted EBITDA margins. Wall Street applauded the news, driving the stock up more than 30% over the following week and prompting Zacks Research to upgrade the stock to Strong Buy from Hold.
The party continued after the recent release of the Q4 2025 earnings report on Feb. 26. The report highlighted a 33% jump in revenue and marked the company’s best quarterly revenue yet, with sales topping $200 million. In its earnings call, the company—which earned some bragging rights by outfitting Team USA’s medical team during the Winter Olympics—pointed to strength across the board, including growth in its active customer base and higher average order values.
Its core business, scrubwear, was also a particular sweet spot as sales in that segment, which accounted for more than three-quarters of its net revenue, increased 35%. International sales also helped drive growth, rising 55%. The fourth quarter capped off a strong year for the company, as net revenue rose 14% year-over-year to a record $630 million. Despite tariff pressures that affected gross margins, profitability was strong, with full-year adjusted EBITDA margin beating its target by more than 200 basis points.
Analysts Applaud Earnings and Outlook
FIGS also issued an upbeat outlook for the year ahead, anticipating continued strong demand driven in part by growth in healthcare jobs. It highlighted plans to expand into new international markets, prioritize growth opportunities across businesses and continue its stock buyback program.
For fiscal 2026, the company said it expects net revenue to grow 10% to 12%, with its profitability targets improving.
Analysts appeared equally excited about FIGS’ future prospects, with a flurry of upbeat reports following the earnings release. Barclays upped its rating on the stock to Strong Buy from Hold, KeyCorp shifted to Overweight from Sector Weight with a $17 price target, and Goldman Sachs moved its rating to Hold from Strong Sell. BTIG reiterated its Buy rating with a $15 price target and Telsey Advisory bumped its target to $15 from $9.
Currently, $2 TRILLION worth of transactions go through the traditional network every single day. But soon, it will be funneled through the new network that the Federal Reserve has built, operates and can see in real time.
That’s the part buried in the Federal Reserve Docket No. OP-1670.
FIGS’ strong earnings are the clear driver behind the stock’s catapult to four-year highs. Shares began climbing even before the Q4 report, jumping nearly 14% in the session ahead of the release. After the results were announced, the rally intensified. The stock surged 24% on the first trading day following the report, then added another 10% the next day. As of March 4, the stock was trading above $17. That’s more than double Morgan Stanley’s $8 target issued in January and is above even the highest target price of $17 set by KeyCorp.
The disconnect between bullish analyst sentiment and lower price targets suggests that while analysts may like FIGS’ improving fundamentals, they remain cautious about the stock’s valuation. At its current level, shares are trading at a price-to-earnings ratio of nearly 90, suggesting that much of FIGS’ expected growth may already be priced into the shares.
While there are few publicly traded direct competitors to FIGS, lululemon athletica inc. (NASDAQ: LULU)—a dominant player in lifestyle apparel—is trading at a P/E of less than 12. The bottom line is that while investors are clearly applauding the company’s turnaround, skepticism remains over whether the stock can continue its ascent or whether a pullback may be in store.
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Smart investors are always trying to get the best possible deal on whatever security or asset they are buying. The better the deal, the higher the chance of generating a substantial ROI. Within this report you’ll find 4 stocks selling below intrinsic value with growth potential.
Blue chip stocks can be an ideal addition to your portfolio if you are risk-averse. These companies enjoy a favorable reputation and historic stability in the markets. Based on the latest activity, these 4 blue chip stocks have been gaining fast.
NEW YORK (AP) — JPMorgan Chase acknowledged for the first time that it closed the bank accounts of President Donald Trump and several of his businesses in the political and legal aftermath of the Jan. 6, 2021 attacks on the U.S. Capitol, the latest development in a legal saga over the controversial practice of “debanking.” Continue Reading ➔Palo Alto Networks Moves From Alerts To Accountability In Cybersecurity
As China’s Lunar New Year holiday gets underway, gold and silver prices have fallen sharply amid weaker Asian demand. Gold futures slipped below the $5,000 level as support for the metal eased, while silver dropped to $74.24 an ounce. Continue Reading ➔
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If you wish to no longer receive these offers, click on the unsubscribe link at the bottom of this email. Past performance is not indicative of future results. For these reasons, we strongly suggest trading in a DEMO/Simulated account.
The information provided by us is for educational and informational purposes only. We make no representations or warranties concerning the products, practices, or procedures of any company or entity mentioned or recommended in this email and have not determined if the statements and opinions of the advertiser are accurate, correct, or truthful.
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2967 Dundas St. W. #990, Toronto, ON M6P 1Z2 | Phone Number: 917.672.7040
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I recently visited Mar-a-Lago… And now I’m prepared to put my reputation on the line. Since 1998, my proprietary system would’ve returned 13,126% in backtests. However, one investment I just uncovered could be my biggest winner of all… It involves President Trump, Elon Musk, trillions of dollars, China… And a MAJOR upgrade to the artificial intelligence revolution. See for yourself!Is Stock Market Open Today? What’s Open, What’s Closed On Presidents Day 2026?
By applying a reliable and consistent strategy anyone can build a portfolio that’s tailored to their particular retirement goals. To make things easier we have assembled a brand new report on how to find the best stocks and industries to invest in, along with our 3 TOP STOCKS for 2026.
O’Leary values close relationships and open-minded debates over public approval. He focuses on a small inner circle. Continue Reading ➔
Information, charts, or examples contained in this email are for illustration and educational purposes only and not for individualized investment management. This message contains commercial elements, such as advertising and partner offers for which we may receive affiliate compensation. We only send these offers to those who have opted into our newsletter.
If you wish to no longer receive these offers, click on the unsubscribe link at the bottom of this email. Past performance is not indicative of future results. For these reasons, we strongly suggest trading in a DEMO/Simulated account.
The information provided by us is for educational and informational purposes only. We make no representations or warranties concerning the products, practices, or procedures of any company or entity mentioned or recommended in this email and have not determined if the statements and opinions of the advertiser are accurate, correct, or truthful.
If you use, act upon, or make decisions in reliance on information contained in this email or any external source linked within it, you do so at your own peril and agree to hold us, our officers, directors, shareholders, affiliates, and agents without fault.
2967 Dundas St. W. #990, Toronto, ON M6P 1Z2 | Phone Number: 917.672.7040
Market alerts, actionable tips, and timely insights to fuel your investment success.
Clear, systematic insights and strategic market analysis to inform confident investing decisions.
RJ Hamster 