I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
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Featured News from MarketBeat Media
Big Tech Just Got Hit—Why This Lawsuit Could Change Social Media Forever
Submitted by Nathan Reiff. Article Posted: 3/27/2026.
Key Points
The verdict against Meta Platforms and Google in late March 2026 in a trial surrounding the role of social media in personal injury to users may have massive implications.
Though the financial damages are minor for these tech giants, the verdict may pave the way for much larger legal battles and, potentially, new regulations surrounding the design of social media platforms.
At risk is significant volumes of ad revenue, capital expenditures potentially needed to redesign platforms, market share threats, and much more.
The tech giants behind Instagram, Facebook, and YouTube were ordered to pay millions in compensatory and punitive damages to an unidentified plaintiff who alleged the companies created highly addictive products that harmed users’ mental health.
America’s leading gold expert is pointing to April 15, 2026 as a critical date for gold investors – and says a major shift in the gold market could be set to unfold.
The payout itself is small relative to these companies’ balance sheets, but the implications—and potential fallout—could be a much bigger concern for social media platforms and their investors.
Investors may see a buying opportunity, but the broader question is whether Big Tech’s business models will undergo structural change—and if so, how that would affect market share, valuations and other metrics.
Potential Impacts on Future Trials and Products
This trial is high-profile but not unique; social media companies frequently face lawsuits tied to their platforms.
However, the ruling in this case could shift the landscape for future suits, with multiple related cases expected to go to trial as soon as this year.
In the near term, this exposure could lead to additional damage awards and the negative publicity that accompanies prolonged legal battles for Meta, Alphabet and other tech giants.
More importantly, investors may see Big Tech pushed into a position similar to that of Big Tobacco decades ago, when cigarette makers were held liable for the addictive and harmful nature of their products.
There’s a real risk this defense could fail, with courts instead treating social platforms as defective products that require redesign.
Should that happen, major changes to services like Facebook and Instagram could follow, although exactly what those changes would look like is still unclear.
Some design features highlighted during the trial—such as infinite scroll, autoplayed content and algorithmic recommendations—also influence the delivery and effectiveness of advertising and may come under scrutiny.
What Investors Should Keep In Mind
Social media is a key revenue source for companies like Meta and Alphabet, which have long relied on steadily rising engagement to drive ad sales.
That growth continued into late 2025: Meta reported ad revenue growth of 24% year-over-year in the final quarter, helped by AI-driven ad performance and roughly 3.5 billion daily users across its products.
Beyond lost ad revenue, a legal environment that treats social platforms as defectively designed could expose the industry to tens of billions of dollars in damages and trigger mass-arbitration risk. Even mega-cap tech companies would see meaningful effects on their financial health in that scenario.
Investors should also expect companies to incur substantial costs to comply with any new safety regulations that might result from this and future trials.
This could compress operating margins and add to already-high capital expenditures—many firms are currently investing heavily to integrate AI. It might also create openings for differently designed alternatives to capture market share.
Investors may not view the latest ruling as a reason to abandon META or GOOG positions—both remain analyst favorites, with consensus price targets that imply potential upside of roughly 60% for Alphabet and 25% for Meta.
Still, the financial hit from this single case may be small while its ripple effects could lead to much larger implications for social media broadly and for these firms in particular.
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Editor’s Note: The hedge fund legend who beat the S&P 500 by more than 18 times in 2025 on a return-on-cash basis and achieved 20 consecutive winning years says Trump is preparing his biggest market move yet. He’s calling it “Project 2026” — and he’s revealing the ONE ticker positioned to capture it all. Click here to see the details or read more below from our colleagues at The Opportunistic Trader…
Dear Reader,
President Trump is about to make stock market history.
In 2025, Trump moved the markets more than any president in history…
Liberation Day triggered the fastest 10% drawdown in recent memory — wiping over $2 trillion off the markets in a single day.
Then he paused tariffs for 90 days — and the S&P 500 gained $4 trillion in value.
His AI initiatives sent Palantir soaring over 140%.
But according to Larry Benedict — the man who went 13-for-13 after Trump’s election — all of that was just the warm-up for what Trump is planning next.
Whether this week was a challenge or a breeze – You made it, Pahovis !Congratulations!🎉To help you celebrate, here is your weekly overview. Be sure to scroll down 👇🏼 and check out 👀 news you may have missed, upcoming events 🗓️, how to support our local businesses🛍️ , & helpful area info💖!
The San Tan Valley Town Council covered a wide range of topics during its April 1 meeting — from the town’s first employee benefits package to approving the municipality’s first operating budget.
The meeting also included updates on zoning work,…
The Salt River Project (SRP) Board of Directors has approved a temporary decrease in electricity prices that will lower customer bills during the hottest months of the year.
The price reduction will take effect with the May 2026 billing cycle…
Residents in San Tan Valley may soon hear discussions about a local sales tax within the Town of San Tan Valley, as council members prepare to consider the issue in upcoming public hearings that could take place later in April.
A 29-acre piece of land just south of San Tan Valley has sold for $4.7 million, adding to the steady development happening along the Arizona Farms Road corridor near the Town of Florence.
The property sits at the southeast corner of Felix Road and…
Temperatures are already starting to warm up across Arizona, and Salt River Project (SRP) says now is the time for residents to prepare their homes before the summer heat arrives.
For many San Tan Valley residents who receive electricity from SRP,…
This week’s Dad Joke brought to you by Don Kaufman
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➡️ Reply back and your joke just might be featured next week!
Proud Partners
📅 UPCOMING EVENTS
Looking for things to do in the upcoming week? Here are a few highlights from our events calendar. Don’t forget to check out the full events calendar at https://santanvalley.com/events to make sure you’re not missing out on anything.😀
Hello, San Tan Valley! Let’s rally behind our local businesses – our friends, neighbors, and the heart of our community. Every dollar spent locally creates a ripple of growth, and job support, and strengthens our economy.
This company’s sales are up 28% year over year. It holds over 30,000 patents in wireless and video technology. And it just earned an A-rating in my proprietary Stock Grader system.
That’s the same system that helped me flag Nvidia back in 2005 — before its 82,000% run.
In fact, this system has identified the top-performing S&P 500 stock for 12 years running. Over the years, it has cost me $9 million to build and maintain. And right now, it’s flashing its highest possible rating on this AI play.
P.S. My Stock Grader system has cost $9 million to build and maintain. It helped me flag Nvidia at $1 split-adjusted. Today it’s flashing its highest rating on one AI stock and I’m giving you the name free. Click here before this briefing comes down.
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Friends, I know many tech stocks have suffered a correction… and I believe this is creating an incredible opportunity to buy certain AI stocks on the cheap.
We’re about to see a $7.9 trillion tsunami of cash.
Big tech firms like Amazon, Alphabet, Microsoft, Meta, and Oracle have been investing hundreds of billions in AI infrastructure because they’re locked in a race to develop the next generation of AI.
And that investment is set to accelerate this year. They’re planning to invest about $700 billion. That’s 75% MORE than last year… which is just mind-blowing. And that’s NOT going to slow down.
The consulting firm McKinsey & Company estimates we’ll see a total of up to $7.9 trillion invested in AI infrastructure by 2030.
I believe a big chunk of that money will flow straight into the pockets of THREE little-known companies.
AI is about to trigger a brutal and final shakeout in the stock market. Some companies won’t survive the tech disruption.
But my research shows me that those three companies are immune to this shakeout… because they’re essential to the entire AI industry. Their future is tied to the development of the technology itself… and not to a single player.
So no matter who wins this AI race, these companies will not only survive the AI shakeout…
They’ll be the biggest winners.
But instead of buying shares… I’m going to share a “stock replacement strategy” that could help you make five times, ten times and potentially even 20 times your money or more in the next few months… all while reducing your risk by up to 66% or more.
In case you missed it, here’s Big T’s Digital Asset Daily
You Are Funding Their Dreams
Right now, you’re paying a subscription fee to a service that’s bleeding you dry.
You probably don’t even know it exists.
When I tell you who’s charging you this fee, you’re going to want to kick yourself. You’ll ask, “Why am I just learning about this now?”
Don’t beat yourself up. It’s not your fault.
You’ve been conditioned by Wall Street to pay this fee your whole life. They call it a “management” fee. But it’s really a “hidden” subscription fee to their playbook.
The one they designed for you.
The one that tells you that it takes 40 years of sacrifice… scrimping… saving… and locking away your money in the S&P 500 to achieve your retirement dreams.
There’s another playbook they use. I’ll get to that in a moment.
For now, know this: They don’t want you to have the other playbook because they don’t want you to be financially independent.
You think they can put their kids through Harvard without those fees? No.
You think they can pay for that summer home in the Hamptons without those fees? No.
You think they can buy that custom yacht from Benetti without those fees? No.
If you reach your retirement goals 30 years ahead of the schedule they’ve set for you, their retirement goals disappear.
You are funding their dreams.
Friends, if you let them, they’ll latch on to you like a parasite feeding off cattle.
They’ll suck the life right out of you.
Meanwhile, Washington insiders and Wall Street elite are using the other playbook. The one that makes them 5x, 10x, and even up to 20x their money in 12 months or less.
The Results Will Shock You
So why don’t you know about this other playbook? Because they have no incentive to teach it to you.
In 2025, Goldman Sachs and Morgan Stanley generated 59% of their profits from asset management and trading fees alone. That translates to about $28.6 billion.
Do the math. At $28.6 billion per year, these firms would make $286 billion worth of fees over a 10-year period alone.
Now, just think about how much money they’d lose if people were able to get financially free faster. That’s why it’s in Wall Street’s best interest to keep you following the traditional “buy-and-hold” playbook as long as possible.
While they have you spinning in circles, they’re using the other playbook to make 5x, 10x, even 20x their money in 12 months or less.
Nancy Pelosi used this playbook to make a $4.3 million windfall on a Nvidia trade in less than a year.
A hedge fund called Cornwall Capital used this playbook to turn $26,000 into $526,000 in less than a year. That’s a 1,923% return… in a matter of months.
Stanley Druckenmiller, a billionaire hedge fund manager, used the same playbook to make an estimated 500% gain in Nvidia in just months.
Are these people more deserving than you? No. They’re not.
When retail investors follow the same playbook used by Pelosi and Druckenmiller, the results have been shocking. I know because I’ve seen them myself.
One reader turned $1,330 into over $135,000 using this playbook. That’s a 10,000% return. Another booked $177,000 in just three weeks. Another made more than $300,000 in pure profits in 2025.
Big Tech stocks that folks have spent decades investing in are falling apart.
These are the stocks that were supposed to take care of you when you couldn’t take care of yourself.
Now, they’re getting incinerated.
Oracle has been down as much as 60%, Palantir has been down as much as 40%, Microsoft has been down as much as 31%, and Nvidia has been down as much as 20%.
Collectively, these companies have seen $3.3 trillion wiped out.
Friends, we’re staring at what could be the biggest tech collapse since the dot-com bubble burst in the early 2000s.
It all has to do with what I call The Final AI Shakeout.
Right now, everyone is trying to guess who will win the AI race.
They’re asking…
Which company will develop the best self-driving car? Which one will develop the best humanoid robot? Or the next generation of chatbot that makes ChatGPT obsolete?
No one has a clue. Not you… not me… not Warren Buffett… not Ray Dalio.
That’s why so many Big Tech names are getting hammered.
Here’s what I do know: My research shows me there are three companies immune to this shakeout because they’re essential to the entire AI industry.
Their future is tied to the development of the technology itself… Not to a single player. So these companies will thrive no matter who wins the Final AI Shakeout.
If you’re feeling paralyzed by fear and confusion, I understand. Most of Wall Street is feeling the same way. That’s why the market is up 500 points one day… and down 800 points the next.
I’ll also share details on the three stocks poised for massive gains no matter who wins the AI race.
Here’s the thing: I don’t want you to buy a single share of them.
Because I’m going to show you the Pelosi playbook the elites are using to position themselves to make their next fortune from this shakeout. And no, I’m not talking about regular options trading, futures, or anything extra risky.
I’ll also give away the name of an AI stock I believe could double in the coming year. It’s a company on the receiving end of $7.9 trillion in AI infrastructure spending.
We hope you are enjoying the extended holiday weekend with friends and family.
As we close out both the week and the month of March, we want to thank you for being part of our community.
We are incredibly grateful for your trust, engagement, encouragement and support.
We have new NASDAQ and NYSE alerts coming soon, and are excited to bring more opportunities to you in April.
March was an active month and delivered multiple double-digit opportunities, with the biggest winners reaching gains of +177% in 2 days, +44%, +21%, +20%, and +10%.
Top March Alerts:
3/12: 0.81 to 0.98 (+20% in 5 days)
3/17: 2.20 to 2.67 (+21% in 1 week)
3/23: 0.34 to 0.49 (+44% same day)
3/24: 0.18 to 0.50 (+177% in 2 days)
3/26: 0.97 to 1.07 (+10% in 2 days)
3/27: 7.91 to 8.75 (+10% same day)
Congratulations to everyone who benefited from these March moves.
This Week’s Alerts
Monday’s alert continues to demonstrate strong opportunity, but with increased market volatility, it has not yet produced sustained gains. We are watching this setup closely as conditions stabilize.
Tuesday’s alert opened at 0.59 and briefly rallied to a high of 0.65 the same day, delivering a +10% move. We are continuing to monitor it for a sustainable breakout opportunity.
Wednesday’s alert opened at 5.64 and rallied to a high of 6.16 the same day, marking a +9% move. The setup continues to demonstrate strong upside potential. While it has not yet fully broken out, the structure remains constructive and we are watching it closely for further development.
Thursday’s alert opened at 8.86 and rallied to a high of 9.52, delivering a +7% move so far. The stock continues to trend higher, and we are monitoring this setup closely as momentum builds.
A Quick Reminder
Our focus remains to alert opportunities with strong sustainable upside, but markets rarely move in a straight line.
Some alerts accelerate immediately, others develop gradually, and a few simply do not materialize.
Small cap stocks can be volatile, and that volatility is what creates opportunity.
To improve your odds of success, always trade with a plan.
Define your stop levels, set clear profit targets, and watch key technical signals such as moving averages, prior highs and lows, and open or close levels that may act as support or resistance.
Looking Ahead to Next Week
We are monitoring several developing NASDAQ and NYSE names, and a few are showing the type of momentum and opportunity that has preceded some of our strongest alerts.
The month of April could bring multiple new opportunities worth paying attention to.
Stay ready. New alerts are coming soon, and thank you for being part of the community.
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See you soon!
SmallCapStocks Team
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