I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
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(34) Jesus answered them, Verily, verily, I say unto you, Whosoever committeth sin is the servant of sin. King James VersionChange email Bible version
Instead of freedom, habitual sin brings about an enslaved consciousness, and one can gain insight into its nature by comparing it to chemical addiction. Like the chronic use of drugs, habitual sin causes a hardening of the heart (Job 9:4). Just as a junkie needs more of the addictive drug more often, habitual sin lowers the barriers of our conscience to more sin. As Jesus Christ says, “Sin no more, lest a worse thing come upon you” (John 5:14).
Our religion—our connection to God—provides us with the moral compass necessary to define both sin and the standards we need to walk worthy of our calling. This same connection also provides us with the ultimate solution for our addiction to sin—His love.
We do not live or commit sin in a vacuum. Each sin lowers our inhibition to further transgression and often causes collateral damage to those close to us and beyond. More importantly, it separates us from our Father and His love, without which we would be eternally lost. We can be assured, though, that because of our heavenly Father’s powerful love for each of us, He has provided the perfect antidote to all of our sinful habits in the life and the blood of Jesus Christ.
Collateralized loan obligations (CLOs) are securitized portfolios of corporate loans divided into tranches by risk profile. For many retail investors, CLOs can be foreign and uncomfortable, but the potential for attractive yields, floating-rate income, and diversification is strong. Some investors may also not be aware of how easy it can be to build CLO exposure into a portfolio with dedicated exchange-traded funds (ETFs).
ETFs already offer a diversification benefit for many fixed-income investors, helping to reduce issuer-specific, sector-specific, or credit-event risk compared with owning individual securities. Because they trade throughout the day like stocks, ETFs are also easy for investors to buy into or sell out of if they need to make portfolio adjustments in real time.
That ETF structure matters because CLO investing is not one-size-fits-all. CLO ETFs are not just easier access to a once-institutional credit market; they also offer the ability for investors to choose where they want to sit on the risk spectrum, from AAA-rated CLO exposure to higher-yield BBB and BB tranches. Funds such as the Janus Henderson AAA CLO ETF (NYSEARCA: JAAA), the Eldridge BBB-B CLO ETF (NYSEARCA: CLOZ), and the iShares AAA CLO Active ETF (NASDAQ: CLOA) may all invest in CLOs, but they offer very different combinations of credit quality, yield, liquidity, and risk.
JAAA: A Fund Targeting the Highest-Quality CLOs Available
The Janus Henderson AAA CLO ETF is focused on AAA-rated CLO tranches, the highest-quality slice of the CLO capital structure.
These securities generally receive payments before lower-rated tranches, which helps explain why AAA CLO debt has built a strong historical credit record through multiple market cycles.
For investors concerned about risk, JAAA offers a more conservative way to access CLO income than funds focused on lower-rated tranches, though it still carries credit, liquidity, and interest-rate risk.
AAA-rated CLO tranches have historically shown lower volatility and lower downgrade risk than lower-rated CLO debt. JAAA offers retail investors access to a part of the CLO market that has traditionally been dominated by institutional buyers.
Investors in JAAA will likely appreciate that despite being actively managed, the fund has a low expense ratio of 0.20%. It also has strong liquidity for a niche credit ETF, with more than $27 billion in managed assets and a narrow 30-day median bid-ask spread. Because liquidity can be a concern with CLOs, JAAA’s scale and trading profile may help to ease investor worries in that regard.
While JAAA seeks the highest-quality CLO tranches, the Eldridge BBB-B CLO ETF targets CLOs rated BBB or BB.
These lower-rated tranches tend to come with greater credit risk and price volatility, but they also offer the potential for greater income than AAA-rated CLO exposure.
CLOZ is also an actively managed fund, so it carries a higher expense ratio than JAAA. Investors pay 0.50% annually for access to CLOZ’s portfolio of more than 160 CLOs. Like the AAA-rated CLOs in JAAA’s basket, CLOZ offers investors a set of products that have low correlation to both stocks and traditional fixed-income investments. Because CLOZ groups together a range of CLOs from different issuers and industries, this helps to further reduce single-issuer and single-deal risk.
While CLOs generally have low default risk, lower-rated CLO tranches are more exposed if loan defaults rise or credit conditions weaken.But in exchange for taking on a bit more risk, investors are rewarded with a yield of 7.4%, making CLOZ an excellent source of passive income with a unique focus and profile compared to many other bond funds.
It should be noted, though, that CLOZ is a much smaller fund than JAAA—it has under $700 million in managed assets and a one-month average trading volume just over 250,000—and so liquidity may be more of a concern in this case, especially during periods of credit-market stress.
CLOA: A Smaller Rival to JAAA
Another AAA-focused fund, the iShares AAA CLO Active ETFfocuses on U.S. dollar-denominated, AAA-rated CLOs.
The fund competes most directly with JAAA on credit quality and cost: both ETFs focus on AAA-rated CLO exposure and carry a 0.20% expense ratio.
For that fee, CLOA investors receive a portfolio of more than 400 holdings, giving them another low-cost way to access the highest-rated segment of the CLO market.
The main difference is scale, as CLOA is smaller and less liquid than JAAA but still offers a focused, actively managed approach to AAA CLO exposure. The fund has more than $2 billion in managed assets and a one-month average trading volume of around 415,000. However, its yield of 5% is roughly on par with its larger rival. READ THIS STORY ONLINE
Elon Musk says AI and robotics will drive the cost of goods and services to almost nothing. Alexander Green – who bought Apple at $1 and called NVIDIA at $1.10 (both split adjusted) – believes a massive deflationary wave is already building.
Investor interest in the AI space continues to grow, with many focusing on AI infrastructure plays to meet the increasing demand for data centers or on semiconductor stocks building the components necessary for AI platforms to function. One potentially overlooked area that is vital to AI but not directly related to the technology itself is land. Electricity consumption from data centers alone in the United States could triple that of the entire nation of Ireland by 2028, and generating that much power requires massive amounts of land.
If demand continues at its current rate, investors may expect an increasingly contentious battle for prime land used by data center developers—space that is open and accessible, with strong power infrastructure, not susceptible to natural disasters, and so on. Two real estate investment trusts (REITs) and an exchange-traded fund focused on data center real estate and development provide investors with exposure to this high-demand but underappreciated aspect of the AI boom.
Equinix’s Data Center Strategy Positions the REIT for Continued Growth
Equinix Inc. (NASDAQ: EQIX) is a REIT specifically focused on data centers, operating more than 280 different centers around the world. Shares are up about 40% year-to-date (YTD) but have essentially plateaued since late April. One reason for this is that the company’s Q1 2026 results were, in some respects, not as impressive as analysts had predicted: revenue growth of 10% year-over-year (YOY), for instance, was not as robust as expected.
Still, there are plenty of reasons to be excited about Equinix and its advantageous position as data center demand grows. For one, recurring revenue is growing, as are adjusted EBITDA margin and adjusted funds from operations. Further, management raised full-year guidance on revenue and EBITDA in the latest report.
Equinix is also positioned to boost its capacity dramatically going forward, with plans for capital expenditures of up to $4.1 billion in 2026 on 46 major new projects. Backlog and bookings are both up as well, demonstrating the company’s ability to appeal to a growing list of customers.
All of these signs point to future potential, and so it’s no surprise that Equinix has a strong appeal across Wall Street. 23 out of 29 analysts view the firm favorably and have assigned a Buy or equivalent rating.
A Fast-Growing Data Center Dividend Yield Play
Digital Realty Trust Inc. (NYSE: DLR)takes a similar approach to Equinix, as it is a REIT that owns and operates data centers and provides colocation solutions. In terms of sales, its 16% YOY growth for Q1 2026 outpaced Equinix’s performance.
The firm also brought its total backlog to $1.8 billion during the quarter while achieving record interconnection bookings of $98 million. Management raised full-year guidance on funds from operations to between $8 and $8.10, representing growth of about 9% YOY at the midpoint.
As a REIT, Digital Realty is obligated to pay out a majority of its earnings as dividends, and itsDLR 2.6% dividend yield may appeal to investors while also outpacing Equinix on this metric. Like its larger rival, Digital Realty is favored by many analysts, as 21 out of 29 call DLR shares a Buy.
The firm also has upside potential of more than 10% according to its consensus price target, even after already returning more than 20% YTD.
A Data Center ETF, But Not a Pure-Play Investment
For investors not keen to pick individual names in the data center land grab, the Global X Data Center & Digital Infrastructure ETF (NASDAQ: DTCR) offers a convenient way to access multiple companies in a single investment. This ETF holds a portfolio of more than two dozen global firms with an interest in data center infrastructure.
DTCR has positions in Equinix and Digital Realty Trust—indeed, these are the two largest holdings in the portfolio by percentage, representing close to a quarter of the total basket. It supplements these with a collection of other data center REITs, semiconductor manufacturers, and digital infrastructure players.
Investors should note that DTCR is not a pure-play data center real estate bet, given its chip-maker holdings. This makes it suitable for those looking for a broader play on AI infrastructure, rather than a focus on land and property directly. Still, it provides a modest dividend yield of 0.7% as a bonus on top of YTD returns of about 50%. For an expense ratio of 0.50%—somewhat higher than most passively managed funds, but perhaps worthwhile given the unique theme—investors can leave the portfolio management to someone else while reaping the rewards to be found in the fast-growing AI infrastructure space. READ THIS STORY ONLINE
Palmer Luckey, founder of Anduril, recently told Fortune Magazine that AI will drive costs so low ‘you’ll be able to buy a Ford F-150 for $1,000.’ Billionaire OpenAI backer Vinod Khosla echoes the thesis, predicting free doctors, tutors, and lawyers.
Analyst Alex Green – who bought Apple at $1 and flagged NVIDIA at $1.10 (split adjusted) – says a deflationary shockwave is building. He argues the biggest opportunity won’t come from the most obvious AI stocks.WATCH ALEX GREEN’S FULL THESIS FREE – NO SIGN-UP REQUIRED
However, the S&P 500 has become so top-heavy with mega-caps that passive index investing now carries more concentration risk than many retail investors realize. In fact, at this point, if investors own the index through a vehicle like The SPDR S&P 500 ETF Trust (NYSEARCA: SPY), they already have significant AI exposure. The question is whether that exposure is intentional, diversified, and sized appropriately for individual investors’ risk tolerance.
Here are some ideas regarding what a practical AI playbook could look like
But First, Understand Any Current Exposure
Before buying anything with “AI” in the name, it’s important to understand how much exposure may exist from index funds. For example, the SPY ETF has roughly 30% invested in the six companies that dominate AI headlines.
This isn’t a critique of the approach; it’s just math. Many index funds are market-cap weighted, meaning the bigger the company, the more of your dollar it consumes. That means, in recent years, the Magnificent 7 stocks collectively represent a historic share of the index. If AI stumbles, a “diversified” index fund will feel it.
This means any additional AI exposure should be a complement, not a substitute, and sized accordingly. A reasonable framework that many financial professionals recommend for most investors is to treat dedicated AI positions as satellite holdings around a core index, capping thematic exposure at 10% to 15% of total equity allocation.
The Infrastructure Layer
For direct, high-conviction exposure to AI’s build-out phase, the infrastructure layer is the clearest bet. Someone has to manufacture the chips, and right now, NVIDIA’s Blackwell GPUs are the dominant substrate on which the entire AI boom runs.
The risk is well-known: NVDA trades at a premium that prices in years of continued dominance. A single disappointing earnings print or a credible competitor could move the stock violently.
Broadcom (NASDAQ: AVGO) is another popular choice. Its custom AI chip business, built around hyperscaler partnerships, offers a different angle on the same infrastructure theme, with slightly less valuation froth and a more diversified revenue base that includes networking and enterprise software. Neither of the two is a “safe” stock, but for an investor who wants genuine picks-and-shovels exposure, one of these two belongs in the conversation.
A Diversified AI Beneficiary
Microsoft is the least exciting pick on this list, but this is one time when boring and predictable can be profitable.
Its enterprise AI strategy, which is built around its Azure cloud platform and its deep integration of Copilot across the Office suite, gives it something NVIDIA doesn’t have: a recurring revenue model that doesn’t depend on any single customer’s capital expenditure cycle. Enterprises are slow to change productivity software. That stickiness is valuable.
Microsoft also gives retail investors exposure to OpenAI’s commercial trajectory without having to access private markets. The relationship is complicated, and the financials are partially opaque, but the strategic alignment is real.
As of this writing, Microsoft has an attractive valuation relative to its earnings growth. For investors seeking AI exposure that can withstand a sector-wide correction without going to zero, MSFT can be a quality anchor.
The honest assessment: most AI ETFs are highly correlated with the Nasdaq 100 and with each other. Pull up their top 10 holdings, and you’ll find the same names that you already own through your index fund. The “diversification” you’re buying is often a repackaging of mega-cap exposure with a thematic label and a higher expense ratio.
Where ETFs genuinely add value is in accessing the mid-cap and international AI layer that’s harder to research and trade individually. Companies like ASML Holding (NASDAQ: ASML)—the monopoly supplier of the lithography machines that make advanced chips possible—or Japanese robotics plays are real diversifiers. A well-constructed thematic ETF that reaches into this tier is doing something an index fund isn’t.
How Retail Investors Can Build a Smarter AI Portfolio
This earnings season should have put to rest the idea that AI is in a bubble. However, it won’t be a sure thing for every stock. It’s both a genuine technological shift and an overcrowded trade simultaneously.
The investors who will come out ahead are the ones who get exposure with intention: knowing what they own, why they own it, and how much pain they can tolerate if the timeline stretches or the narrative cracks.
For those with a higher risk appetite, the AI trade has a momentum layer worth understanding, even if it isn’t the core of a long-term position. Memory stocks like Micron Technology (NASDAQ: MU)have become AI proxies, driven by surging demand for high-bandwidth memory in GPU clusters,
On the energy side, companies like Vertiv (NYSE: VRT), which supplies the power and cooling infrastructure that AI data centers require around the clock, have emerged as momentum plays, with valuations that reflect genuine demand growth but also a great deal of optimism already baked in.
The practical framework, then, looks something like this: one infrastructure name, one quality compounder, a careful look at whether the ETF on the watchlist is actually diversifying or just repackaging the same mega-cap exposure. And for investors who are active enough to manage it, a small, disciplined allocation to momentum names like MU or VRT that captures the AI trade’s more speculative edge without letting it define the portfolio. READ THIS STORY ONLINE
Trump just returned from Beijing with the most powerful business delegation in American history – Elon Musk, Jensen Huang, Tim Cook, and the CEOs of BlackRock, Goldman Sachs, and CitiBank. The media covered the handshakes. But what was really being negotiated behind closed doors?
Porter Stansberry has connected the Beijing trip to a landmark pact signed by 13 nations in Washington – a pact designed to cut China out of a $3 trillion investment wave tied to the most critical resource of the 21st century. His new documentary exposes the five assets at the center of it all.WATCH THE FULL DOCUMENTARY AND SEE WHICH ASSETS ARE POSITIONED TO BENEFIT
The Night Owl is a financial newsletter that provides in-depth market analysis on stocks of interest to individual investors. Published by MarketBeat and Early Bird Publishing, The Night Owl is delivered around 9:00 PM Eastern Sunday through Thursday. If you give a hoot about the market, The Night Owl is the newsletter for you.
Energy stocks aren’t simply limited to oil, gas, and coal. Renewable energy, through solar and wind power, are fast becoming appealing sources. Here are some current bargain stocks for this resource that are always in demand.
Florida officials will pay nearly half a million dollars to a biologist who was fired by a state agency for criticizing conservative activist Charlie Kirk on social media after his death. More Info ➔
Information, charts, or examples contained in this email are for illustration and educational purposes only and not for individualized investment management. This message contains commercial elements, such as advertising and partner offers for which we may receive affiliate compensation. We only send these offers to those who have opted into our newsletter.
If you wish to no longer receive these offers, click on the unsubscribe link at the bottom of this email. Past performance is not indicative of future results. For these reasons, we strongly suggest trading in a DEMO/Simulated account.
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People think he’s crazy. But Adam O’Dell says he’s already deployed 4,000 units of his solution across 14 states – and used them to power the largest supercomputer on the planet. With Microsoft, Amazon, Google and Facebook set to spend $680 billion this year on AI data centers that can’t get enough power to run, Elon’s solution is about to be in extraordinary demand. Go here now to see how he’s going to do it.As Trump Weighs Iran Ceasefire Extension, Bolton Warns Tehran Is ‘Buying Time’
Until you’ve heard this urgent AI warning from the man who called Nvidia before its 44,000% rise… According to Louis, a massive reset is coming in an obscure corner of the AI market. This $100 trillion disruption could send some of the world’s biggest AI stocks to zero… and one off-the-radar stock soaring… starting now. Get the details and Louis’ new pick – free.4 Value Stocks Built to Last a Lifetime
For years, we’ve been told SpaceX is a rocket company. But according to new satellite images from 300 miles above the Earth’s surface, there is something very strange going on at SpaceX right now that has nothing to do with space. It could soon replace our need for foreign oil forever and ignite a $10 trillion boom for the stocks involved. Learn more.Adam Schiff ‘This Is Easily The Most Corrupt Regime In US History’ Amid Reported $10 Billion IRS Deal
Elizabeth Warren accused Trump of corruption after disclosures revealed major Nvidia stock trades ahead of key China AI chip decisions. Continue Reading ➔
Information, charts, or examples contained in this email are for illustration and educational purposes only and not for individualized investment management. This message contains commercial elements, such as advertising and partner offers for which we may receive affiliate compensation. We only send these offers to those who have opted into our newsletter.
If you wish to no longer receive these offers, click on the unsubscribe link at the bottom of this email. Past performance is not indicative of future results. For these reasons, we strongly suggest trading in a DEMO/Simulated account.
The information provided by us is for educational and informational purposes only. We make no representations or warranties concerning the products, practices, or procedures of any company or entity mentioned or recommended in this email and have not determined if the statements and opinions of the advertiser are accurate, correct, or truthful.
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Editor’s Note: If you want to know which chipmaker could be the next NVIDIA, just ask Jeff Brown.
He knows more about AI chips than practically anyone on the planet — Thanks to his senior executive roles at Qualcomm, Juniper Networks, and NXP Semiconductors…
And Jeff just uncovered that one tiny chipmaker — 148 times smaller than NVIDIA — is set to provide Musk 5 billion chips in the next two years alone.
If the Market Rally Stalls, This ETF Can Insulate Portfolios
Authored by Jessica Mitacek. Posted: 5/28/2026.
Key Points
The Invesco S&P 500 Equal Weight ETF uses quarterly rebalancing to reduce concentration risk, limiting technology exposure to 19% versus nearly 38% for the SPY.
RSP carries a beta of 0.92, making it nearly 9% less volatile than the broad market, and it lost less than SPY during the year’s earlier selloff.
Since 1990, the equal-weight index has outperformed the cap-weighted S&P 500 by an annual average of 1% to 1.05%, and RSP’s dividend yield of 1.50% exceeds SPY’s 0.98%.
After losing nearly 8% in the first three months of the year, the S&P 500 Index has rallied on a renewed AI trade and increasingly bullish investor sentiment. Large- and mega-cap U.S. equities have seen a surge in inflows, helping push the benchmark index up more than 18% since the start of Q2.
When the SpaceX IPO launches, most retail investors will be locked out. The banks, funds, and insiders get in early – while everyone else waits on the sidelines.
But one small infrastructure supplier – a critical piece Musk can’t scale the Colossus network without – is still trading well under institutional radar. A new briefing reveals the name and ticker at no cost.Get the SpaceX infrastructure stock name and ticker here
However, equal-weight exchange-traded funds (ETFs) tracking the major indices are having a moment—especially the Invesco S&P 500 Equal Weight ETF (NYSEARCA: RSP), which recently hit an all-time high.
For conservative investors looking to hedge against a potential pullback or stalled rally, here’s how RSP can help offset the S&P 500’s tech-heavy weighting and its inherent volatility.
The Equal Opportunity Fund for All of the S&P 500 Companies
Given its current weightings, the S&P 500’s 10 largest companies account for around 40% of the index.
For ETFs using the index as their benchmark, that means 40 cents out of every $1 invested goes to those stocks, with the remaining 60 cents spread across the other 493 stocks. And that’s before the rumored $1.75 billion SpaceX IPO adds another layer of concentration risk.
By contrast, RSP uses quarterly rebalancing to maintain its equal-weight stance. That means a stock like Micron (NASDAQ: MU)—a more than $1 trillion market cap company with a nearly 840% one-year gain—receives the same treatment as little-known Corning (NYSE: GLW), a $164 billion market cap company with a nearly 280% one-year gain.
Because of that quarterly rebalancing objective, the fund’s portfolio is more evenly—though not perfectly—balanced across the S&P 500’s 11 sectors.
But perhaps the clearest example of the Invesco S&P 500 Equal Weight ETF’s strategy is its industry breakdown.
At 5.6%, utilities receive a larger position in RSP’s portfolio than semiconductors, oil, and gas—each of which has played an enormous role in the S&P 500’s Q2 rally and now looks overextended as a result. If the index’s current run stalls even briefly or experiences a pullback, which it is arguably overdue for, the equal-weight alternative may be better suited to insulate investors’ portfolios from the resulting fallout.
Equal Weight Equals Lower Volatility
Upside potential is capped for equal-weight ETFs like RSP when compared with their market-cap-weighted counterparts. The SPY, for instance, has seen its shares gain about 10% so far this year, while RSP is up a little more than 8%—respectable, but still lagging.
But gains are not the primary objective when investing in equal-weight funds—stability is. And RSP’s equal-weight approach directly translates to lower volatility. The ETF currently carries a beta of 0.92, meaning it is nearly 9% less volatile than the broad market as measured by the S&P 500, whose beta serves as the benchmark at 1. By comparison, Micron’s beta currently stands at 1.91, indicating its stock is nearly twice as volatile as the overall market.
That was on full display earlier this year when the SPY fell more than 9% from its then-year-to-date (YTD) high on Jan. 27 to its YTD low on March 30. Meanwhile, RSP was better equipped to withstand the S&P 500’s selloff earlier this year, not reaching its then-YTD high until Feb. 27—a full month after the market-cap weighted SPY—and losing just over 8% before hitting its YTD low on March 30.
Performance and Yield That Help You Sleep at Night
In the short term, the difference in gains and losses between RSP and market-cap-weighted funds may seem marginal. But over time, those differences can become meaningful.
According to Invesco, since 1990, the equal-weight index has outperformed the weighted S&P 500 by an annual average of 1% to 1.05% through the early 2020s. That translates to a gain of more than 32% while helping protect investors from downside risk over that multi-decade timeframe.
Furthermore, the RSP’s dividend yields 1.50%, or $3.11 per share annually at the fund’s current share price. The SPY’s dividend yields just 0.98%, or $7.38 per share annually at the fund’s current share price.
Based on 719 analyst ratings of the companies in the Invesco S&P 500 Equal Weight ETF’s holdings over the past year, the fund has a Moderate Buy rating, with more than 61% of shares held by institutional owners.
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Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.
Quote of the Day
“For behold, when the voice of your greeting came to my ears, the babe in my womb leaped for joy. And blessed is she who believed that there would be a fulfillment of what was spoken to her from the Lord.” -Luke 1:44-45
Today’s Meditation
“As a rule, all those who practice frequent confession are seeking, as well as the essential fruits of the sacrament, direction in the spiritual life. And rightly so. We all feel, indeed, that some spiritual direction is necessary for us. ‘Beginners who are just coming out of Egypt and trying to free themselves from their inordinate passions need a Moses to lead them. The more advanced, who are following Christ closely and wish to taste the freedom of the children of God, need somebody representing Christ whom they can obey in simplicity of heart,’ (St. John Climacus).” —Benedict Baur, p. 80
Looking for a meaningful way to say “Congratulations”? Celebrate their “Yes” to Christ with gifts that honor the grace of the Sacraments and the enduring beauty of our Catholic tradition. Explore our curated collection of First Communion and Confirmation gifts.
With delicate jewelry for her, sturdy paracord rosaries for him, and inspiring saint medals to guide them as they grow in the Holy Spirit, give a gift that nurtures their soul and reflects the joy of our shared faith on this unforgettable occasion.See Them All
The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition.
Reflect on the victories and losses
Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.
Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
In what moments did you practice virtue and moral courage?
Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
Ask Him for the graces necessary to follow His Will more purposefully tomorrow.
Act of Contrition
O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.
Practice gratitude
It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day.
Where did you feel His loving gaze upon you today?
What people or moments helped you see God in your life?
Thank God for all these moments!
Ask Him to help you recognize His blessings and providence tomorrow.
Renew your commitment to Christ
Remember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.
Thank God for the gift of His Son Jesus and our call to be His disciples.
Tell the Lord of your desire to know Christ more personally.
If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
Pray a Hail Mary, Our Father, or another beloved prayer.
Rest with God
In peace I will both lie down and sleep; for Thou alone, O Lord, makest me dwell in safety. — Psalm 4:8
Focused market insights, strategic perspectives, and actionable ideas for informed investors.
Clear, systematic insights and strategic market analysis to inform confident investing decisions.
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RJ Hamster 