I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
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“Every month you survive, grow through, and show up for is another layer of depth added to who you are becoming.”
As this month comes to a close, take a breath before you rush forward into what’s next. You have navigated real things this month — challenges, decisions, emotions, and unknowns. You have shown up, even imperfectly, and that matters. Each season of your life is building something in you that is deeper and more resilient than the one before. Carry what you’ve learned. You are ready for what’s ahead.MORE INSPIRATION
You’re always one blessing away from a brighter day… and a bigger life. May these stories, affirmations, prayers, and insights lift your spirits and inspire you to lift others.
North Carolina State Fair Loses Its Most Iconic Vendor—Charlie Barefoot & Sons Closing After 76 Years
The North Carolina State Fair announced this week that its longest-running vendor, Charlie Barefoot & Sons, will not return to the fairgrounds after October, ending a 76-year tradition that fed four generations of families and became as embedded in the event’s identity as the Ferris wheel itself. The family-run hot dog stand’s closure marks a generational reckoning with age and health that has forced owners Joe and Billy Barefoot, despite exhaustive efforts to find alternatives, to step away from the same yellow-and-white tent they’ve occupied since 1949.
Charlie Barefoot, a Johnston County farmer who saw the fair as an opportunity to supplement his income, opened his stand in 1949 with foot-long hot dogs from the beginning, eventually expanding the menu to include Polish and Italian sausages, Philly cheesesteaks, and chili cheese fries. Though Charlie passed away in 2003, his sons Joe and Billy continued the tradition, with customers reporting that the stand had fed four generations of their families by name they never knew, recognizing only the familiar faces returning year after year. Joe and Billy Barefoot began working the 10-day fair as high school students, treating it as “a wonderful vacation” spent running the operation alongside family members including their own children and a cousin who drove to North Carolina from Massachusetts each fall.
The Breakdown:
Charlie Barefoot’s most recognizable trademark was his vocal marketing—calling out “How ’bout one?” to fairgoers, making his voice instantly identifiable across the crowded fairgrounds, a characteristic his sons have never been able to replicate since his passing
The stand’s location at Gate 9 near the Midway entrance became so iconic that customers would seek it out by muscle memory and tradition rather than discovery
The closure comes as the North Carolina State Fair, founded in 1853 and one of the largest and oldest state fairs in the United States, continues to attract nearly a million visitors annually over its eleven-day run in mid-October
The Angle: This isn’t just a vendor leaving—it’s the erasure of a living institution. Charlie Barefoot & Sons represented something increasingly rare in American fair culture: a family business that treated temporary employment at a single event as sacred obligation rather than side hustle. For 76 years, the Barefoot family took vacation time every October to staff a hot dog stand, passing down menu knowledge, customer relationships, and the philosophy that fairgoers weren’t customers—they were returning family members whose names you’d never know but whose faces you’d recognize across a decade. When customers told Joe Barefoot that his family had fed four generations of their relatives, that wasn’t marketing copy—that was evidence of the stand’s gravitational pull on the fair experience itself. The decision to close wasn’t financial or strategic. It was the crushing weight of age and health issues forcing a family to recognize that some traditions can’t be franchised or passed to strangers. Joe and Billy explicitly stated they “spent countless hours trying to find another way,” but the operation demands consistency, speed, and physical presence that aging owners can no longer sustain. What makes this closure particularly poignant is that it offers no successor. Unlike a restaurant that gets bought and rebranded, or a recipe that gets written down and reinterpreted, Charlie Barefoot & Sons will simply vanish. Fairgoers arriving in October will walk past an empty space where the yellow tent once stood, perhaps for a moment wondering where their favorite stand went, before moving on. That’s what happens to institutional memory in the modern world: it runs into the limits of human mortality and simply stops.
In the $3T energy-storage market, lithium’s a bottleneck. So SoftBank invested millions in a company exploring alternative chemicals in hopes of creating a new standard. But Qnetic is already one step ahead. Their chemical-free battery runs on motion, operating like-new for 30+ years. Eight major energy players already signed $110M in potential orders. Unlike SoftBank’s bet, you can invest in Qnetic today. Continue Reading ➔ Disclosure: This is a paid advertisement for Qnetic Regulation CF offering. Please read the offering circular at https://invest.qnetic.energy/.Adam Schiff ‘This Is Easily The Most Corrupt Regime In US History’ Amid Reported $10 Billion IRS Deal
While the rest of the market goes crazy for “the mother of all IPOs”, a new Elon Musk innovation is quietly being rolled out nationwide. It’s been 27 years in the making, and it could have a radical impact on how millions of people manage their money… and even collect Social Security. Here’s everything you need to know.What’s Going On With Micron Stock Tuesday?
A sequence of events repeats throughout history. Every bull market. Every bubble. Every crash. The Great Depression, 1929. The dot-com bust, 2000. The financial crisis, 2008. A former Goldman Sachs trader reveals the exact pattern that happens in every boom. If you know the pattern, you can profit from it – and predict when to get out. Learn the 3 steps to take now. Watch here.Top 3 Tech And Telecom Stocks That Could Blast Off In Q2
NEW YORK (AP) — Remember Donald Trump’s response in the 2016 presidential debate, when Hillary Clinton blasted him for paying virtually no federal taxes? Continue Reading ➔
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5 Stocks Winning the AI Race While Everyone Watches NVIDIA
Written by Bridget Bennett. Posted: 5/26/2026.
Key Points
Keith Kaplan of TradeSmith identifies five physical “choke points” in the AI build-out—high bandwidth memory, photonics, thermal management, power generation, and grid transmission—where demand is already outrunning the world’s ability to supply.
The four largest U.S. hyperscalers are on track to spend more than $700 billion on AI infrastructure this year alone, with global data center electricity demand projected to more than double by 2026.
Despite significant recent gains, each of the five featured stocks still has demand fundamentals that haven’t been fully priced in, with multi-year backlogs and committed capacity pointing to a sustained growth runway.
The biggest growth stories in the market right now aren’t happening with the chipmakers. They’re happening one layer beneath them.
Keith Kaplan, CEO of TradeSmith, has spent recent months mapping what he calls the “choke points” of the AI build-out—the physical bottlenecks where trillion-dollar demand is running into a world that can’t supply fast enough. His argument: the largest fortunes of this AI cycle won’t go to the visible players. They’ll go to the companies those players can’t function without.
When the SpaceX IPO launches, most retail investors will be locked out. The banks, funds, and insiders get in early – while everyone else waits on the sidelines.
But one small infrastructure supplier – a critical piece Musk can’t scale the Colossus network without – is still trading well under institutional radar. A new briefing reveals the name and ticker at no cost.Get the SpaceX infrastructure stock name and ticker here
That money isn’t going into software. It’s going into football-field-sized buildings, gigawatt-scale power systems, and transmission lines that don’t exist yet. Think of it as demand being squeezed through a very narrow pipe: no matter how much water is upstream, the flow is limited by the choke point.
Kaplan identifies five of those choke points, and a stock for each.
Memory: The Chip Inside the Chip
High-bandwidth memory (HBM) is what allows a GPU to function at all.
Without it, AI chips don’t work. Micron Technology (NASDAQ: MU) is the only American producer of HBM, and its output for 2025 was completely sold out before the year began. Capacity for 2026 is already largely committed.
As NVIDIA transitions its Rubin chips from HBM3E to HBM4, Micron’s position in the supply chain only strengthens. Annual revenue is tracking toward $58 billion, and net income is already at $24 billion. Kaplan sees this as a three- to five-year hold, with the next earnings report on June 24 serving as an early signal of where demand is heading.
Photonics: The Speed of Light Between Chips
When data leaves one chip, it has to communicate with thousands of others, and copper wire can’t keep up. The solution is silicon photonics: light passed through fiber at speeds copper simply can’t match.
Coherent Corp. (NYSE: COHR) is the leading supplier of the optical transceivers that make this possible, converting electrical signals into pulses of light and back again at every connection in an AI cluster. NVIDIA took a $2 billion stake in Coherent earlier this year—a signal, Kaplan argues, of just how central the company is to the next phase of AI build-out.
Thermal Management: Keeping It From Melting
Top-end AI chips now draw up to 1,200 watts each.
Put 72 of them in a rack, and you’ve got the heat output of a small apartment in a space about the size of a refrigerator. Air cooling can’t handle it. Direct-to-chip liquid cooling can carry heat 3,500 times more efficiently than air at the same flow rate.
Vertiv Holdings (NYSE: VRT) already supplies most of the large hyperscaler build-outs with its cooling distribution units. With a market cap above $100 billion and annual revenue over $10 billion, it’s not a speculative name—and a recent pullback of more than 10% in the week before Memorial Day is what Kaplan would view as an attractive entry point ahead of its July 29earnings.
Power Generation: Nuclear Is Back Online
A single AI data center now consumes the power of a mid-sized city. Meta’s Hyperion facility is currently operating at 2 gigawatts and is expected to scale to 5. Meeting that kind of baseload demand 24 hours a day, seven days a week means natural gas and nuclear. Both are booming.
Constellation Energy (NASDAQ: CEG) is the largest nuclear operator in the U.S., with 21 reactors and a 20-year deal signed with Microsoft in September 2024 to bring Three Mile Island back online. Constellation is investing $1.6 billion to revive the plant and deliver 835 megawatts of dedicated capacity.
The shift in who’s buying nuclear power tells the story: a decade ago, the biggest buyers were utilities. Today, they’re software companies. Amazon’s 17-year, $18 billion power purchase agreement with Talen Energy (NASDAQ: TLN) underscores just how aggressively Big Tech is moving to lock up baseload supply.
Even after the power plant is built, getting electricity to the data center can take years. Transformer lead times have stretched from 12 months to two and a half years. Heavy gas turbines are running up to seven years out. In some northern Virginia utility territories, grid hookups for projects filed after 2024 won’t be available until at least 2028.
Eaton Corporation (NYSE: ETN) has been solving exactly this problem for more than 100 years. Transformers, switchgear, power distribution—the infrastructure that connects every data center to the actual grid.
Data centers are now Eaton’s fastest-growing end market, and the company is sitting on multi-year backlogs with a $148 billion market cap and nearly $30 billion in annual revenue. The stock has been largely flat for the past three months, which Kaplan reads as quiet accumulation. Next earnings: August 4.
A 5-Year Mega Trend Still in Its Early Innings
Memory spend as a share of hyperscaler budgets has shifted from 8% to 30% in just two years. U.S. data centers could account for 17% of all national electricity consumption by 2030, up from 4% today. These aren’t projections being whispered—they’re numbers already reshaping capital allocation across the economy.
The question most investors are asking is whether they’ve missed it. Kaplan’s view: not even close. The stocks may be up, but the infrastructure hasn’t been built yet. That gap is exactly where the opportunity lives.
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Catholic “AI for good.” Instant answers and guidance to any question or problem. Try free for 7 days.
A Night Prayer
Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.
Quote of the Day
“I will instruct you and teach you the way you should go; I will counsel you with my eye upon you.” -Psalm 32:8
Today’s Meditation
“All fatherhood is a threat to Satan. For centuries, the devil delighted in the reality that so few Christians prayed to Saint Joseph, and called upon his paternal intercession today, God wants to make Saint Joseph’s father Hood, known and replicated in the world. This terrifies, Satan. The Devil knows what the intercession of Saint Joseph is capable of doing. If men resemble Saint Joseph, the kingdom of Satan will be destroyed.” —Fr. Donald Calloway, p. 221
What if your AI didn’t spy on you — and actually aligned with your faith?
With over 250,000 downloads, Truthly is the Catholic AI app built to help you navigate the internet faithfully. Ask anything. Get answers you can trust — grounded in truth, not trends.
The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition.
Reflect on the victories and losses
Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.
Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
In what moments did you practice virtue and moral courage?
Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
Ask Him for the graces necessary to follow His Will more purposefully tomorrow.
Act of Contrition
O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.
Practice gratitude
It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day.
Where did you feel His loving gaze upon you today?
What people or moments helped you see God in your life?
Thank God for all these moments!
Ask Him to help you recognize His blessings and providence tomorrow.
Renew your commitment to Christ
Remember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.
Thank God for the gift of His Son Jesus and our call to be His disciples.
Tell the Lord of your desire to know Christ more personally.
If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
Pray a Hail Mary, Our Father, or another beloved prayer.
Rest with God
Praise Him, sun and moon, praise Him, all you shining stars! — Psalm 148:3
When we speak under the weight of emotion, we must not imply things about God and His character that aren’t true. The following are 10 phrases that every Christian should think through before speaking aloud after someone has died.Continue Reading
If you find that you are drifting into a doomscrolling cycle, try saying one (or all) of these seven prayers to break the cycle and re-establish connection with God. Allow Him to be your resource instead of the news.Continue Reading
Let this study become a meaningful space to pray, reflect, surrender, and be reminded that you were never meant to do life in your own strength.Continue Reading
If you are someone who is trying to grow your friendships, know that you will need patience. True, genuine friends are hard to find, but they are out there. The Lord will help you in this area and direct you to great friends.Continue Reading
Wow! This song is going to blow you away. Prepare to have your spirits lifted up by a powerhouse duo. Watch Ben Fuller and Carrie Underwood Dazzle with ‘If It Was Up To Me’ at the Opry.Watch Now
Thomas Samuel was raised to view Christians as infidels and nearly went to jihad — until Jesus appeared to him in a dream. He joins Sean McDowell to make the case that the Trinity isn’t unclear in Scripture. It’s everywhere.Listen Now
Dolly Parton is a national treasure and recently gave her fans an update on how she is doing. The singer and entertainer had been dealing with some health issues. Knowing she is doing better is quite the relief, and we pray she continues to heal.Continue Reading
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Spurs-Thunder Game 7 Takeaways: How San Antonio, Victor Wembanyama Took Down Defending Champs
By Liam McKeone
The San Antonio forward paced his team with 22 points and seven Spurs players recorded double-digit scoring nights to beat Oklahoma City and advance to the NBA Finals to face the Knicks.READ MORE
Thunder Offseason Preview: Critical Summer Lies Ahead for OKC After Game 7 Loss to Spurs
By Blake Silverman
The Thunder will have to make tough decisions on a couple key players this summer as the core of Shai Gilgeous-Alexander, Chet Holmgren and Jalen Williams gets increasingly expensive.READ MORE
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The way the world gets its lithium is embarrassing.
They dig massive ponds in the desert. Pump brine into them. Then wait. For up to 18 months. While the sun slowly evaporates the water. In the end, just 30% of the lithium is recovered.
With lithium demand set to grow 5X by 2040, EnergyX has the answer. Their patented tech recovers 98% of lithium at speeds 500X faster than evaporation ponds.
General Motors already invested. Join them as an early-stage EnergyX shareholder today.
DISCLOSURE: EnergyX’s Regulation A offering has been qualified by the SEC. Before investing, carefully review the offering circular, including the risk factors. The offering circular is available at invest.energyx.comCLICK HERE…Fellow Investor,
In last week’s Retirement Watch Weekly, I shared some oversights and missed opportunities that can easily trigger unnecessary taxes.
I get a lot of reader questions about IRAs and taxes, so to help all of us get on the same page, let’s today cover more costly mistakes to recognize and avoid…
Non-traditional investments
Some assets can’t be owned by IRAs. Other assets can be owned only in some circumstances.
What’s more, there are prohibited transactions regarding retirement accounts you must be aware of. And the details of these rules are tricky.
For example, your IRA can own real estate, but not if there’s a mortgage or other debt involved. Your IRA can own a small business, but not if it pays you a salary or other compensation.
Don’t add unconventional investments or strategies to your IRA without good advice or studying the rules very closely.
Charitable giving opportunities
Charitably inclined people often leave a lot of money on the table by not making their gifts through IRAs.
There are benefits for gifts made both during life and through your estate.
The qualified charitable distribution (QCD) for IRA owners at least age 70½ has been permanent since 2015.
Eligible IRA owners can direct their custodians to distribute money to the charity or charities of their choice.
The donations up to $100,000 annually aren’t included in gross income, and the IRA owner doesn’t receive a deduction.
The QCD counts toward any RMD for the year. For those who are charitably inclined, it’s probably the best way for someone age 70½ or older to make charitable donations.
When you plan to make donations through your estate, consider naming the charities as IRA beneficiaries instead of giving other assets in your estate.
The charity takes the distribution from the IRA. Neither it nor the estate owes income taxes.
When individuals, such as your spouse or children, inherit an IRA, the distributions are taxable to them in the same way they would have been taxable to you.
But when they inherit non-IRA assets, they increase the tax basis to the current fair market value.
They can sell appreciated assets and not owe any income taxes.
Elon Musk’s SpaceX is scheduled for its IPO on June 12 and expected to give birth to the next trillion dollar company — making this the Mother of All IPOs. Most investors will have to wait until then for shares, but not veteran tech investor Bryan Perry. He’s found a way to get into Musk’s massive IPO today!
It’s a backdoor that almost any investor can use, ahead of the June 12 IPO – putting them into position to cash out when SpaceX launches. For details on how to buy SpaceX’s June IPO today, click here now.CLICK HERE…RMD errors
A few years ago, the IRS decided to examine Required Minimum Distributions (RMDs) more closely, because people make a lot of errors with them.
When you don’t take an RMD, the penalty is 50% of the amount that should have been distributed as an RMD but wasn’t.
Some people don’t know about Required Minimum Distributions, so they don’t take them.
Many others miscalculate their RMDs or don’t optimize the way they take RMDs.
Waiting too long to plan for RMDs
Some people have large IRAs they consider to be primarily emergency funds and money to be left to their heirs.
Often these people are surprised at how RMDs escalate over the years.
The percentage of the IRA that must be distributed increases each year.
This triggers higher income taxes that could have been avoided. If you have a large IRA, plan for RMDs early.
Though RMDs aren’t required until age 72, the earlier you plan how to deal with a large IRA and its future RMDs, the more options you have.
Among the strategies we’ve discussed in the past are emptying the IRA early, converting to a Roth IRA, buying qualified longevity annuity contracts, using the IRA to establish a family bank and turning the IRA into a charitable remainder trust.
Avoiding the 10-year rule
The Setting Every Community Up for Retirement Enhancement Act enacted at the end of 2019 ended the Stretch IRA.
Now, most non-spouses who inherit an IRA must distribute the entire IRA within 10 years. Even Roth IRAs must be depleted within 10 years.
This means the tax-deferred compounding of the IRA can’t be extended for decades.
The beneficiaries must pay income taxes on distributions from traditional IRAs within 10 years.
That often results in higher lifetime income taxes than when the distributions could have been stretched out over a longer period.
Fortunately, many of the strategies for reducing taxes on lifetime RMDs also are ideal strategies for planning around the 10-year rule and the end of the Stretch IRA.
You can empty the IRA early, convert a traditional IRA to a Roth IRA, or reposition the IRA as a charitable remainder trust or a permanent life insurance policy. To a better retirement, Bob Carlson Editor, Retirement Watch WeeklyEditor’s Note: Deep State bureaucrats are rushing to seize as much as 30% of retirees’ savings. Unless action is taken now, they’re facing the greatest destruction of financial assets in their lifetimes. And while this scheme benefits insiders, big banks, and elite special interests…. it could quickly bankrupt them. Thankfully, there are three quick and easy steps that can be taken to protect assets. Click here now to get them before it’s too late.
Billions of dollars could vanish like flipping a switch in the next market crash, yet not everything will suffer. Giants like Tesla, Apple, and Nvidia may survive the next ‘Market Tsunami’ but offer limited upside. Discover the fast growers and hidden opportunities in our FREE live AI training and see which assets are set to surge before the next massive wave hits. CLICK HERE…
Want More Retirement Advice?
Check out my website, RetirementWatch.com, where you’ll find hundreds of free articles covering every aspect of retirement planning.
New to the Retirement Watch Community: SeniorResource.com
Due to policy changes in Washington, we’re are seeing a wave of changes that could significantly impact the 67.7 million Americans currently on Medicare. As policymakers debate the future, the upcoming changes in Medicare are poised to reshape how seniors access and pay for their healthcare. Here’s what every American needs to know.
About Bob Carlson:
Robert C. Carlson is the author of the books The New Rules of Retirementand Retirement Tax Guide, editor and investment director of the popular retirement newsletter, Retirement Watch, and editor of the free weekly e-letter, Retirement Watch Weekly. Bob is a frequent speaker at investment conferences around the country, and you can also hear Bob as a featured guest on nationally-syndicated radio shows, such as The Retirement Hour, Dateline Washington, Family News in Focus, The Michael Reagan Show, Money Matters and The Stock Doctor.
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June can be a make-or-break month for teams eyeing a playoff run or players with a chance to do something historic, and here are some things to watch as May comes to a close.
Jacob Misiorowski is 4-0 with a 0.29 ERA and 49 strikeouts in five starts this month and can secure the best month of pitching in Brewers history against the Astros at 2:10 p.m. ET.
Injured Rays pitchers Manuel Rodríguez and Steven Wilson and Angels reliever Brent Suter engaged in a national anthem stand-off … until all three were ejected before the game even began.
Astros first baseman Christian Walker discusses his strong start to the season, becoming a dad and more on the Best Interview in Baseball presented by Corona.
Delivering sophisticated analysis and curated insights to keep you ahead of market shifts.
In last week’s Retirement Watch Weekly, I shared some oversights and missed opportunities that can easily trigger unnecessary taxes. 
Robert C. Carlson is the author of the books The New Rules of Retirementand Retirement Tax Guide, editor and investment director of the popular retirement newsletter, Retirement Watch, and editor of the free weekly e-letter, Retirement Watch Weekly. Bob is a frequent speaker at investment conferences around the country, and you can also hear Bob as a featured guest on nationally-syndicated radio shows, such as The Retirement Hour, Dateline Washington, Family News in Focus, The Michael Reagan Show, Money Matters and The Stock Doctor.
RJ Hamster 