I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
$73.33-0.89 (-1.20%)(As of 03/6/2026 04:00 PM ET)30 DAY PERFORMANCE-2.25% 90 DAY PERFORMANCE-0.05% 1 YEAR PERFORMANCE-28.09%
MARKET CAPITALIZATION
$2.88B
P/E RATIO
10.58
PRICE TARGET
$96.00
ABOUT EURONET WORLDWIDE
Euronet Worldwide, Inc. is a global financial technology company specializing in electronic payment services and transaction processing. Through its three primary business segments—Electronic Funds Transfer (EFT) Network Services, epay® Prepaid and Payment Services, and Money Transfer—Euronet provides end-to-end solutions that enable secure, efficient and convenient payments for consumers, financial institutions and retailers worldwide. In its EFT Network Services arm, Euronet operates one of the world’s largest ATM and point-of-sale (POS) terminal networks, offering deployment, management… Read Full Profile ▷
EEFT COMPANY CALENDAR
FEB 12, 2026Last EarningsMAR 8, 2026TodayAPR 22, 2026Next Earnings (Estimated)DEC 31, 2026Fiscal Year End
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Investors are rotating out of overvalued mega-cap tech as the broader economy heats up; these three blue-chip stocks are attracting attentionRead The Full Story ▷
Rising copper demand and aging mines are setting up a supply shortage. Here are three small-cap copper stocks investors may want to consider now.Read The Full Story ▷
Mark this date: On March 31st, 2026, the biggest scam in the history of gold markets will be exposed. It’s the math that keeps bankers up at night, the gold chart that has Wall Street shaking in its loafers. That’s the day the public will see that their gold ETFs are nothing but paper. The rush from ETFs to real assets will be unlike anything we’ve seen in 300 years. One stock on the receiving end of this epic transfer is set to surge as ETF holders could get wiped out. This isn’t a hunch, it’s math.See all the evidence and take your position before it’s too late ▷
Atlassian’s stock has been crushed by AI fears, but improving price action, strong analyst backing, and a new CFO could signal a long-awaited turning point.Read The Full Story ▷
As healthcare companies anticipate a massive uptick in demand from an aging population, HCA Healthcare may be positioning itself to stand out.Read The Full Story ▷
Most people overcomplicate trading, chasing ten indicators, 20-year-old gurus, and seventeen secret systems, and somehow end up more confused than when they started. I found one setup—just one—that kept showing up every morning at the same time, same pattern, same opportunity, and it worked often enough that I stopped trying to reinvent the wheel. By 10 AM, I’m usually done for the day, no drama, no 14-hour trading sessions, just one repeatable moment that anyone with a laptop can learn to spot.Get your free Opening Bell Breakouts trade guide here ▷
Palantir, AeroVironment, and Northrop Grumman are leading the charge in a new era of technology-driven defense and national security spending.Read The Full Story ▷
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Core Scientific’s (NASDAQ: CORZ) stock may appear to struggle for traction in early 2026, but don’t be deceived. The company’s strategic shift from Bitcoin mining to AI miningis gaining momentum and accelerating, positioning the business for robust, profitable growth in the coming years. Profitability is the key point: revenue is forecast to exceed a 30% compound annual growth rate (CAGR) over the next five years, and the market appears to be underpricing that outlook.
Trading at roughly 35X earnings in early March, a 30%+ CAGR would imply the stock trades under 10X earnings on a 2030 forecast — a valuation that suggests a 100% to more than 200% potential stock-price increase by then. A 100% increase would put the stock roughly in line with broad-market averages for current-year earnings, assigning no premium for quality or growth.
Core Scientific Reveals Traction With Business Shift
Currently, $2 TRILLION worth of transactions go through the traditional network every single day. But soon, it will be funneled through the new network that the Federal Reserve has built, operates and can see in real time.
That’s the part buried in the Federal Reserve Docket No. OP-1670.
Core Scientific’s fiscal Q4 2025 results were mixed: the top line contracted and missed consensus, but several other metrics offset that weakness. A key factor was the expected decline in Bitcoin and related revenue as the company pivots toward AI-support services.
While Bitcoin revenue fell, Colocation services — backed by contracts with CoreWeave (NASDAQ: CRWV) — grew more than 250% year-over-year and are expected to continue expanding rapidly over the next two to three years. The company plans to nearly double capacity by early next year and to keep expanding to meet demand in subsequent years.
Margin news was mixed, but the net effect was favorable for investors.
Notably, gross profit rose roughly 330%, and the company swung to net income from a loss.
The negative items included adjusted EBITDA that remained negative, primarily due to rapid expansion and reduced BTC operations; management indicated this is not expected to be persistent. While the company did not provide specific forward guidance, it expects to continue ramping revenue and capacity while monetizing its Bitcoin operations and assets.
The balance sheet presents a risk — shareholder deficit widened in 2025 — but the risk appears manageable. Increased spending and cash burn are tied to aggressive expansion aimed at meeting growing demand. Importantly, Core Scientific reports over $10 billion in contracted revenue, a backlog that equates to several decades of current-scale operations at Q4 2025 income levels. If the company continues executing its strategy, cash flow and profitability should improve materially as the investment cycle decelerates.
Analysts reacted to the report with mixed sentiment but made no sweeping changes to their views. The first three revisions MarketBeat tracked included an upgrade to Buy, a reaffirmed Buy, and a trimmed price target on an Overweight (Buy-equivalent) rating. Collectively, these moves reinforce the Moderate Buy consensus and align with the consensus price target of $25, which implies roughly 55% upside from early-2026 support levels.
Institutional trends suggest these investors will likely buy the post-release dip and continue to support the stock. MarketBeat data show institutions own approximately 99% of the outstanding shares — including public and private funds, hedge funds, and corporations — and have been accumulating for six consecutive quarters.
Trading activity has run at a balance of about $2.50 bought for every $1 sold on a trailing-12-month (TTM) basis, with buying accelerating sequentially in the back half of 2025 and into early 2026. That pattern suggests a structural tailwind, with a market floor forming and a rebound in the stock price likely a matter of timing.
Price action is not yet strong, but it indicates the market is building a support base in preparation for an advance. The stock is consolidating within a narrowing near-term range near the midpoint of its historical band, with stochastic indicators showing signs of support. That setup could allow a move toward the top of the historical range, although a more substantial catalyst may be required to push to new highs. Despite the favorable outlook, short sellers remain a risk and could cap gains in the $20–$22 range.
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Editor’s Note: Former tech executive and angel investor Jeff Brown — picked Bitcoin before it jumped as high as 52,400%, Tesla before it jumped as high as 2,150%, and Nvidia before it jumped as high as 32,000%. Today, he’ll show you how to claim a stake in Elon Musk’s upcoming IPO – BEFORE the company goes public. Click here to see the details or read more below.
The J.M. Smucker Co. (NYSE: SJM)reported solid results on a day that favored consumer staples stocks. SJM stock jumped more than 9% after the company beat expectations on both revenue and adjusted earnings and maintained its full-year adjusted earnings-per-share (EPS) outlook.
Those headline results masked a significant GAAP loss driven by nearly $1 billion in non-cash charges tied to the company’s Sweet Baked Snackssegment — primarily the Hostess business acquired in 2023. Sales for that segment fell about 19% and operating profit declined roughly 78%.
Currently, $2 TRILLION worth of transactions go through the traditional network every single day. But soon, it will be funneled through the new network that the Federal Reserve has built, operates and can see in real time.
That’s the part buried in the Federal Reserve Docket No. OP-1670.
Investors should keep perspective on what’s “normal” for this stock. A 9% move in SJM is uncommon in either direction, which can prompt questions about whether this is a lasting trend or simply an outsized reaction to the day’s news.
The Argument for Growth
Smucker has posted year-over-year revenue gains in each of the last two quarters. Two quarters don’t define a long-term trend, but the improvement is an encouraging early sign that consumer pressure may be easing. The company also faces easier comparisons heading into fiscal 2027.
The balance sheet is improving. Free cash flow came in at $487 million, which supports continued dividend payments, share repurchases and the company’s investment‑grade credit profile.
Management plans to pay down roughly $500 million of debt annually, which would bring leverage to under 3x by the end of fiscal 2027 under current assumptions.
Institutional buying also continues to outpace selling, a trend that has persisted for more than three years.
The Argument for Caution
Smucker has faced a double whammy of higher commodity costs and tariffs that have pressured margins. Those headwinds appear likely to persist in the near term.
Still, the company beat expectations and reiterated full-year adjusted EPS guidance of $8.75 to $9.25, based on an adjusted gross margin near 35%.
A bigger worry is the Sweet Baked Snacks business. A fire at Smucker’s Emporia plant is expected to reduce Q4 net sales by about $25 million. To simplify operations and speed a turnaround, the company is cutting product variations by roughly 25%. Management cautions, however, that a full recovery for the segment won’t be immediate.
The Impact of GLP-1 Drugs Is Not Conclusive
Many investors worry that the popularity of GLP‑1 weight‑loss drugs could exert structural pressure on indulgent snack categories, including Hostess. Other companies, such as PepsiCo (NASDAQ: PEP), have pointed to GLP‑1s as a reason consumers are shifting toward healthier options.
Smucker management says it does not yet have company‑level data that isolates the impact of GLP‑1s and has not quantified any direct sales hit attributable to the drugs.
Why Is SJM Stock Pulling Back?
The recent pullback is largely a natural reaction after a sharp run that left shares overbought and pushing into clear resistance. After advancing toward the 116–120 zone, the latest red candle and upper wick show buyers losing conviction at higher prices as short‑term traders lock in gains.
The stock had pushed above the upper Bollinger Band — a classic sign of an overextended move — and is now slipping back inside the bands. That mean reversion is typical after a fast rally. Volume expanded on the way up, which often precedes profit‑taking as momentum traders exit into strength.
Despite the pullback, the broader technical backdrop remains constructive: SJM still trades above key moving averages and the MACD remains positive, suggesting the intermediate trend is intact even as upside momentum cools. If the stock holds roughly the 109–111 area on a closing basis, the action can be viewed as a normal consolidation after a breakout.
The higher‑probability path is a period of choppy, sideways‑to‑lower trading while the stock digests gains. A controlled drift toward support with lighter selling volume would keep the bullish case intact. A more concerning outcome would be a decisive, heavy‑volume breakdown below 109, which would signal this pullback could evolve into a deeper correction rather than a routine pause.
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Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.
Quote of the Day
“The first (virtue) is faith, believing all that holy mother church believes and holds, keeping and putting into practice what she commands.” -St. John of God
Today’s Meditation
“One of the very loveliest apparitions of God’s IS-ness in us is our mercifulness. “God is in me, here abides,” announce the merciful. The proclamation has no trumpet fanfare; it is silent and as eloquent as a smile. And so the IS-ess of God that we call mercy—and it is a good enough term since that is what Jesus the Word called it —flows out of us and flows into us more profusely than before because we have allowed ourselves to be enlarged. Blessedness given freely to us, fountaining out, increasing within. A sense of our sinfulness ever increases, not to our despair or even to our despondency. “Jesus Christ came into the world to save sinners, of whom I am the Chief,” said St. Paul (1 Tim. 1:15). It was definitely not the expression of melancholia. It was the affirmation of a man happy to be redeemed and to be the stuff of concern for God’s mercy. For it is so blessed a state to be in, this state of knowledgability that we need mercy and, having responded to other’s need for it, we shall have our own need filled. And this by God.” —Blessed Are You: Reflections on the Beatitudes, Mother Mary Francis, PCC, pg. 85-86
This March 17th, discover charming apparel, beautiful jewelry, and inspiring décor to honor the courage of Saint Patrick and the time-honored faith of the Irish.
Celebrate the St. Patrick’s Day with gifts and keepsakes that proudly reflect the heart of Ireland and the richness of our Catholic tradition.See Them All
The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition.
Reflect on the victories and losses
Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.
Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
In what moments did you practice virtue and moral courage?
Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
Ask Him for the graces necessary to follow His Will more purposefully tomorrow.
Act of Contrition
O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.
Practice gratitude
It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day.
Where did you feel His loving gaze upon you today?
What people or moments helped you see God in your life?
Thank God for all these moments!
Ask Him to help you recognize His blessings and providence tomorrow.
Renew your commitment to Christ
Remember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.
Thank God for the gift of His Son Jesus and our call to be His disciples.
Tell the Lord of your desire to know Christ more personally.
If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
Pray a Hail Mary, Our Father, or another beloved prayer.
Rest with God
In peace I will both lie down and sleep; for Thou alone, O Lord, makest me dwell in safety. — Psalm 4:8
Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.
Quote of the Day
“The first (virtue) is faith, believing all that holy mother church believes and holds, keeping and putting into practice what she commands.” -St. John of God
Today’s Meditation
“One of the very loveliest apparitions of God’s IS-ness in us is our mercifulness. “God is in me, here abides,” announce the merciful. The proclamation has no trumpet fanfare; it is silent and as eloquent as a smile. And so the IS-ess of God that we call mercy—and it is a good enough term since that is what Jesus the Word called it —flows out of us and flows into us more profusely than before because we have allowed ourselves to be enlarged. Blessedness given freely to us, fountaining out, increasing within. A sense of our sinfulness ever increases, not to our despair or even to our despondency. “Jesus Christ came into the world to save sinners, of whom I am the Chief,” said St. Paul (1 Tim. 1:15). It was definitely not the expression of melancholia. It was the affirmation of a man happy to be redeemed and to be the stuff of concern for God’s mercy. For it is so blessed a state to be in, this state of knowledgability that we need mercy and, having responded to other’s need for it, we shall have our own need filled. And this by God.” —Blessed Are You: Reflections on the Beatitudes, Mother Mary Francis, PCC, pg. 85-86
This March 17th, discover charming apparel, beautiful jewelry, and inspiring décor to honor the courage of Saint Patrick and the time-honored faith of the Irish.
Celebrate the St. Patrick’s Day with gifts and keepsakes that proudly reflect the heart of Ireland and the richness of our Catholic tradition.See Them All
The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition.
Reflect on the victories and losses
Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.
Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
In what moments did you practice virtue and moral courage?
Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
Ask Him for the graces necessary to follow His Will more purposefully tomorrow.
Act of Contrition
O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.
Practice gratitude
It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day.
Where did you feel His loving gaze upon you today?
What people or moments helped you see God in your life?
Thank God for all these moments!
Ask Him to help you recognize His blessings and providence tomorrow.
Renew your commitment to Christ
Remember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.
Thank God for the gift of His Son Jesus and our call to be His disciples.
Tell the Lord of your desire to know Christ more personally.
If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
Pray a Hail Mary, Our Father, or another beloved prayer.
Rest with God
In peace I will both lie down and sleep; for Thou alone, O Lord, makest me dwell in safety. — Psalm 4:8
“One of God’s greatest gifts to us is the privilege of prayer.” —Billy Graham
Do you feel like you don’t know how to pray—or that your prayers fall short?
Discover five Biblical principles for effective prayer when you request the free, downloadable booklet “Prayer.” In this powerful, digital resource, Billy Graham explores what Scripture says about prayer and offers practical steps to encourage you in praying. GET MY FREE RESOURCE
We hope this timeless teaching helps you strengthen your prayer life and live boldly for Jesus Christ.
“Hear my prayer, O Lord, and give ear to my cry.” —PSALM 39:12, NKJV
This email is never sent unsolicited. You are receiving this email because your email address, peter.hovis@gmail.com, is signed up to receive newsletters, updates, and special offers from BibleStudyTools.
This is what the algorithm looks like in action. Not a simulation. A real trade, executed by a bot, without lifting a finger.
DOWSTRADEMUS · DRAT TRADE IDEAS
ALGORITHM RUNNING — LIVE
LIVE
DIONE scanned 4,000+ contracts. Three setups identified. 78%+ probability.
Hello , Those Trades Above? That WasDIONE.
While you’ve been reading this message, an algorithm just scanned more than 4,000 options contracts across every major U.S. exchange — and identified opportunities with a historical probability of success above 78%. You just watched one of those opportunities execute in real time.
Spots are intentionally limited — enrollment closes when capacity is reached
Most traders spend hours staring at charts… second-guessing entries… and letting emotions override discipline.
DIONE doesn’t have emotions.
Instead, it runs on machine learning technology trained on decades of market behavior across stocks and options. The system continuously studies historical trades, volatility structures, volume patterns, and price movements to learn which setups historically produced the highest probability outcomes.
Every time the market generates new data, the models refine their understanding — allowing DIONE to recognize opportunities that would take human traders hours of analysis to uncover.
“What would take a trader an entire evening of chart analysis — DIONE evaluates in seconds. Because it’s not guessing. It’s learning from millions of data points.”
In seconds it filtered through:
▸Risk-to-reward ratios most traders never calculate
▸Volume and open interest activity across all major exchanges
▸Volatility patterns and historical structure breakdowns
▸Upcoming earnings catalysts and their historical impact on price movement
And within that same moment… it identified three potential trades with a historical probability of success above 78%.
That algorithm is called DIONE.
Until recently, it was only available to a small group of private members.
DIONE
DOWSTRADEMUS INTELLIGENT OPTIONS NEURAL ENGINE
Machine learning technology trained on decades of market behavior — continuously studying historical trades, volatility structures, volume patterns, and price movements to identify the highest-probability setups in seconds.
That’s why we built the DRAT system around it — to enforce the same structure professional traders use:
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Defined Entry Zones — Before the Market Opens
DIONE calculates precise entry ranges so you’re never chasing price. The trade is structured before the bell rings.
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Calculated Stop Losses on Every Position
Every alert includes a defined risk level. Losses are capped before the trade is placed — not after.
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Profit Targets Based on Probability — Not Hope
Exits are calculated from historical data. DIONE sets targets based on what has worked across thousands of similar setups.
The outcome?
50K+
ALGORITHM TRADES
Over 5 Years
74.54%
DOCUMENTED ACCURACY
Live Track Record
$340K+
DOCUMENTED PROFITS
Trade Ideas Only
This isn’t a prediction service. It’s a decision engine designed to remove hesitation from trading.
📊 FULL TRANSPARENCY
View the Complete Trade Ideas Track Record
Every trade. Every result. No cherry-picking. Live spreadsheet.
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But here’s something most trading services never tell you.
Strategy performance can degrade if too many traders attempt to execute the same trades at the same time.
When signals become overcrowded, several problems begin to appear:
⚠️ WHAT HAPPENS WITH TOO MANY TRADERS
Crowded Signals Destroy the Very Edge That Created the Opportunity.
Too many people following the same signal can distort the very edge that created the opportunity — even on a historically strong setup.
▸Liquidity can thin out at entry levels
▸Bid/ask spreads widen unexpectedly
▸Market makers can probe obvious stop zones
▸False exits can trigger when too many traders are positioned the same way
That’s exactly why we intentionally limit the number of Trade Ideas members.
By Keeping the Group Controlled, We Preserve:
Intentional membership limits aren’t a marketing tactic. They’re a structural requirement to protect execution quality for every active member.
✓Cleaner entries
✓Healthier liquidity
✓More stable execution
✓Reduced trade distortions
ENROLLMENT OPEN — LIMITED SPOTS
If you’d like to see how the system identifies and manages opportunities —
Once the remaining spots are filled, enrollment closes. There is no waitlist.
To protect trade execution quality, Trade Ideas Automation memberships are intentionally limited. Once the remaining spots are filled, enrollment closes. There is no waitlist. If you’re reading this, spots are still available — but that can change at any time.
DOWSTRADEMUS · DRAT TRADE IDEAS
You’re receiving this because you opted in to DRAT communications. Past performance does not guarantee future results. Trading involves risk.
After a stunning plunge following its 2021 IPO, medical and lifestyle apparel company FIGS, Inc. (NYSE: FIGS) has roared back to life, trading at a price it hasn’t touched in nearly four years. The stock, currently trading above $17, has surged almost 260% over the past year, including a 58% spike in the last month alone.
The rally has been fueled by strong earnings reports and a wave of bullish analyst commentary. Yet despite the positive momentum and sentiment, the consensus 12-month price target for the stock is just $12.25—almost 30% below its current price. This raises the question: how much of this recovery is supported by fundamentals, and how much is momentum? A closer look at FIGS’ history and recent earnings offers some clues. Early investors in FIGS saw a quick windfall after the company’s IPO, which debuted in May 2021 at $22 per share and, within a month, surged to $50 per share.
It was a good time to be a medical apparel company, as the COVID-19 pandemic spurred demand for such gear. As the pandemic eased, however, shares sharply reversed course and, within 12 months, were trading below $8. In the years that followed, FIGS remained mostly range-bound in the single digits, though after dipping below $4 in April 2025, the stock began to take another turn—this time to the upside.
After notching steady gains following positive Q1 and Q2 2025 earnings reports, the Q3 2025 results, released on Nov. 6, sent the stock charging higher. The report featured stronger-than-expected revenue growth, solid demand across its core business and healthy margins despite tariff pressures.
The company also issued an upbeat outlook, raising its full-year guidance for net revenue and adjusted EBITDA margins. Wall Street applauded the news, driving the stock up more than 30% over the following week and prompting Zacks Research to upgrade the stock to Strong Buy from Hold.
The party continued after the recent release of the Q4 2025 earnings report on Feb. 26. The report highlighted a 33% jump in revenue and marked the company’s best quarterly revenue yet, with sales topping $200 million. In its earnings call, the company—which earned some bragging rights by outfitting Team USA’s medical team during the Winter Olympics—pointed to strength across the board, including growth in its active customer base and higher average order values.
Its core business, scrubwear, was also a particular sweet spot as sales in that segment, which accounted for more than three-quarters of its net revenue, increased 35%. International sales also helped drive growth, rising 55%. The fourth quarter capped off a strong year for the company, as net revenue rose 14% year-over-year to a record $630 million. Despite tariff pressures that affected gross margins, profitability was strong, with full-year adjusted EBITDA margin beating its target by more than 200 basis points.
Analysts Applaud Earnings and Outlook
FIGS also issued an upbeat outlook for the year ahead, anticipating continued strong demand driven in part by growth in healthcare jobs. It highlighted plans to expand into new international markets, prioritize growth opportunities across businesses and continue its stock buyback program.
For fiscal 2026, the company said it expects net revenue to grow 10% to 12%, with its profitability targets improving.
Analysts appeared equally excited about FIGS’ future prospects, with a flurry of upbeat reports following the earnings release. Barclays upped its rating on the stock to Strong Buy from Hold, KeyCorp shifted to Overweight from Sector Weight with a $17 price target, and Goldman Sachs moved its rating to Hold from Strong Sell. BTIG reiterated its Buy rating with a $15 price target and Telsey Advisory bumped its target to $15 from $9.
Currently, $2 TRILLION worth of transactions go through the traditional network every single day. But soon, it will be funneled through the new network that the Federal Reserve has built, operates and can see in real time.
That’s the part buried in the Federal Reserve Docket No. OP-1670.
FIGS’ strong earnings are the clear driver behind the stock’s catapult to four-year highs. Shares began climbing even before the Q4 report, jumping nearly 14% in the session ahead of the release. After the results were announced, the rally intensified. The stock surged 24% on the first trading day following the report, then added another 10% the next day. As of March 4, the stock was trading above $17. That’s more than double Morgan Stanley’s $8 target issued in January and is above even the highest target price of $17 set by KeyCorp.
The disconnect between bullish analyst sentiment and lower price targets suggests that while analysts may like FIGS’ improving fundamentals, they remain cautious about the stock’s valuation. At its current level, shares are trading at a price-to-earnings ratio of nearly 90, suggesting that much of FIGS’ expected growth may already be priced into the shares.
While there are few publicly traded direct competitors to FIGS, lululemon athletica inc. (NASDAQ: LULU)—a dominant player in lifestyle apparel—is trading at a P/E of less than 12. The bottom line is that while investors are clearly applauding the company’s turnaround, skepticism remains over whether the stock can continue its ascent or whether a pullback may be in store.
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RJ Hamster 