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Author Archives: RJ Hamster
I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
📖 Exclusive Report on ACI Worldwide (NASDAQ:ACIW)
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STOCK OF THE DAY
ACI Worldwide (NASDAQ:ACIW)
CURRENT PRICE
$42.55-0.31 (-0.72%)(As of 03/6/2026 04:00 PM ET)30 DAY PERFORMANCE +4.65%90 DAY PERFORMANCE-7.32% 1 YEAR PERFORMANCE-20.03%
MARKET CAPITALIZATION
$4.33B
P/E RATIO
19.61
PRICE TARGET
$60.00
ABOUT ACI WORLDWIDE
ACI Worldwide (NASDAQ:ACIW) is a global software company that provides electronic payment and banking solutions to financial institutions, merchants and billers. The company’s platforms enable real-time processing of credit, debit, ACH, bill payments, faster payments and money transfers, as well as integrated fraud prevention services. Headquartered in Naples, Florida, ACI serves clients across banking, payments and commerce sectors worldwide. ACI’s modular suite of applications can be deployed on-premise, in the cloud or in hybrid environments to meet diverse operational needs. Key offerings… Read Full Profile ▷
ACIW COMPANY CALENDAR
FEB 26, 2026Last EarningsMAR 7, 2026TodayAPR 30, 2026Next Earnings (Estimated)DEC 31, 2026Fiscal Year End
RECENT ACI WORLDWIDE NEWS
FRI. MARCH 6, 2026 10:56 PM EST | MSN.COM
Are options traders betting on a big move in ACI Worldwide stock?FRI. MARCH 6, 2026 10:56 PM EST | MSN.COM
ACI Worldwide (ACIW) Releases Q4 EarningsFRI. MARCH 6, 2026 3:55 AM EST | MARKETBEAT.COM
Fisher Asset Management LLC Has $4.44 Million Stake in ACI Worldwide, Inc. $ACIWTHU. MARCH 5, 2026 1:00 PM EST | INSIDERTRADES.COM
ACI Worldwide (NASDAQ:ACIW) Director Acquires $100,560.00 in StockTHU. MARCH 5, 2026 5:28 AM EST | MARKETBEAT.COM
JPMorgan Chase & Co. Buys 69,964 Shares of ACI Worldwide, Inc. $ACIW
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Your Night Prayer
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Today’s Night Prayer is brought to you by Catholic Coffee
A Night Prayer
Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.
Quote of the Day
“Neither can I call myself anything else than what I am, a Christian.” -St. Perpetua
Today’s Meditation
“Thérèse might not have been good with a broom, but she was a master in understanding the human condition. As we can see, she did not live with angelic beings who had been left unscathed by the brokenness of this world. Several of the nuns were difficult to live with, a few of them were emotionally disturbed, and one had to be institutionalized. Thérèse had to find a way to deal with it. Her way was love. In fact, she once exclaimed, “My Vocation is Love!” She learned to love people as they were, not as she wanted them to be. This is what she called her Little Way, and it was her own means to holiness.” —Women of Hope: Doctors of the Church, Terry Polakovic, pg. 152
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A Year with Mary – Daily Meditations on the Mother of God
Examination of Conscience
The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition.
Reflect on the victories and losses
Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.
- Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
- In what moments did you practice virtue and moral courage?
- Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
- Ask Him for the graces necessary to follow His Will more purposefully tomorrow.
Act of Contrition
O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.
Practice gratitude
It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day.
- Where did you feel His loving gaze upon you today?
- What people or moments helped you see God in your life?
- Thank God for all these moments!
- Ask Him to help you recognize His blessings and providence tomorrow.
Renew your commitment to Christ
Remember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.
- Thank God for the gift of His Son Jesus and our call to be His disciples.
- Tell the Lord of your desire to know Christ more personally.
- If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
- Pray a Hail Mary, Our Father, or another beloved prayer.
Rest with God
Praise Him, sun and moon, praise Him, all you shining stars! — Psalm 148:3
Compline
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Rocket Lab Finds Its Footing as Post-Earnings Support Takes Shape
The biggest scam in the history of gold markets is unwinding (From Behind the Markets)
Rocket Lab Finds Its Footing as Post-Earnings Support Takes Shape
Written by Ryan Hasson on March 5, 2026
Key Points
- Rocket Lab is stabilizing after an almost 30% pullback from record-highs, with shares holding key support and potentially forming a higher low.
- Strong Q4 results reinforced the growth story, highlighted by significant annual revenue growth, expanding margins, and a $1.85 billion backlog.
- While the Neutron launch has been pushed to Q4 2026, analysts remain constructive, maintaining a bullish rating and consensus price target.
- Special Report: Done by 10 AM. Here’s how. (From Base Camp Trading)
After pulling back sharply from its 52-week high, Rocket Lab (NASDAQ: RKLB) appears to be carving out a meaningful support zone.
Shares are down nearly 30% from their record highs, pressured by February’s broader risk-off rotation in growth stocks and lingering concerns tied to a Neutron development setback earlier this year. Sentiment shifted quickly when the company disclosed a Stage 1 tank rupture during routine hydrostatic pressure testing in January, ultimately pushing the timeline for Neutron’s maiden flight further out.
But with earnings now behind it and updated guidance in place, the stock is beginning to stabilize.
If this consolidation ultimately confirms a higher low within its broader uptrend, it could mark the setup that longer-term investors have been waiting for.
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Selling Pressure Eases as Support Holds
After weeks of persistent selling, RKLB is showing early signs of stabilization.
Shares remain above the 200-day simple moving average, a key long-term trend indicator. The low $60s have acted as firm support, with buyers stepping in repeatedly at that level. Meanwhile, the 50-day moving average remains overhead as near-term resistance.
If the stock can continue to base constructively and reclaim resistance near the mid-to-high $70s, it would strengthen the case that a higher low is forming within the broader uptrend.
Of course, technical setups must be supported by fundamentals. And in Rocket Lab’s case, the latest earnings report helped reinforce the longer-term growth narrative.
Q4 Earnings Reinforced Growth and Improving Fundamentals
Rocket Lab reported strong Q4 and full-year 2025 results, delivering a revenue and earnings beat while posting record annual sales.
The aerospace company completed 21 successful launches in 2025, including seven in Q4 alone, maintaining a 100% mission success rate for the year. Full-year revenue reached $602 million, up nearly 40% year-over-year. Q4 revenue came in at $180 million, representing 36% growth compared to the prior-year period. GAAP EPS showed a loss of 9 cents, which was slightly better than expectations.
Importantly, the company’s margins continued to improve. GAAP gross margin expanded to 38%, while non-GAAP gross margin reached 44.3%. Adjusted EBITDA loss narrowed meaningfully, reflecting improving operating leverage.
The company ended the year with $1.1 billion in cash and equivalents, providing ample liquidity to fund continued development and expansion. Its backlog climbed to $1.85 billion with management indicating that roughly 37% of that backlog is expected to convert into revenue over the next 12 months.
A major driver of that growth was an $816 million prime contract from the Space Development Agency to build 18 satellites. The Space Systems segment continues to scale alongside launch services, reinforcing the company’s evolution into a more diversified space infrastructure provider. The company also announced several partnerships and acquisitions that further deepen its vertical integration, positioning Rocket Lab as more than just a launch company.
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Neutron Timeline Reset
The primary overhang remains: Neutron. Management confirmed that the rocket’s maiden launch is now expected in Q4 2026 following the January test anomaly.
While disappointing for investors hoping for an earlier debut, development risk is inherent in aerospace programs of this scale. Importantly, CFO Adam Spice indicated that Q1 2026 will be Neutron’s peak R&D spending quarter. As development progresses and spending moderates, profitability metrics are expected to improve.
For Q1 2026, management guided revenue between $185 million and $200 million, with GAAP gross margins projected at 34%–36%.
Analysts Remain Supportive
Despite the delay, analyst sentiment remains constructive. Cantor Fitzgerald raised its price target following the earnings release while maintaining an Overweight rating. The firm cited record revenue and strong execution. Needham, however, trimmed its target due to the revised Neutron timeline but still maintained a Buy rating and price target significantly above the consensus.
Overall, RKLB carries a Moderate Buy consensus rating, with institutional flows remaining deeply net positive over the past year.
For now, the chart suggests support is forming, and the fundamentals remain intact. If buyers continue defending key levels and momentum rebuilds, Rocket Lab may be quietly laying the groundwork for its next move higher.
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RJ Hamster 