Sunday, June 28, 2026

Peter,

Which ginger Sooner hurler received votes for Rookie of the Year, for the Cy Young Award and for Most Valuable Player one season but received not a single vote for any MLB award in any of his other seven seasons in the majors?

Hint: #1 His first major league start was the fourth game ever played by his young franchise.

Hint: #2 Famed Geneal Manager Paul Richards had pulled him from the outfield to the mound to become a pitcher.

Hint: #3 In 2007, the Tulsa World ranked Oklahoma’s top one hundred baseball players to mark the state’s centennial. This player made the list, but his hardball hero topped it. (You can easily guess who.)

Saturday’s question answered:

Who is the only BLTR pitcher in the Modern Era to pitch a complete-game shutout and hit a home run in his major league debut?

Hint: #1 He made the most of his debut:  He hit two singles, drove in two runs, struck out a future Hall of Famer and did it all in baseball’s largest market.

Hint: #2 As a Bear in college, he won not only the Golden Spikes Award, but also was named by both Baseball America and Collegiate Baseball to be the National Player of the Year.

A. JASON JENNINGS  [SABR Bio]

– Ans. + #1:  On 23-Aug-2001, in Shea Stadium, Queens, New York, in his first major league game, Jennings not only whitewashed the Mets 10-0, he had singles in the 4th & 7thinnings, struck out Mets catcher Mike Piazza (looking) in the 6th & hit the first of his two career MLB home runs in the 9th off Mets reliever Donne Wall. Jennings’ only other career HR was off Greg Maddux at Wrigley Field on 08-May-2004. It was the only home run Maddux ever surrendered to a pitcher.

– #2   His Baseball America & Collegiate Baseball recognition as the National Player of the Year came in 1999. He played for the Baylor Bears in Waco, Texas.

FCR – Mike Sparks, Sarasota

D. Bruce Brown

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Your Night Prayer

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A Night Prayer

Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.

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Quote of the Day

“I can do all things through Christ who strengthens me.” -St. Paul, Phillippians 4:13

The Imitation of Christ

Today’s Meditation

“The love of created things is deceitful and unstable; the love of Jesus is faithful and enduring. He who attaches himself to creatures, shall fall with the one who falls: he who embraces Jesus shall stand firm in eternity. Love him, and keep for your Friend him who, when all shall turn their back upon you, will not abandon you nor permit you to perish in the end. You must sooner or later be separated from all things, whether you will it or not.” —Thomas à Kempis

An excerpt from The Imitation of Christ

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Examination of Conscience

The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition.

 Reflect on the victories and losses 

Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.

  • Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
  • In what moments did you practice virtue and moral courage?
  • Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
  • Ask Him for the graces necessary to follow His Will more purposefully tomorrow.

 Act of Contrition 

O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.

 Practice gratitude 

It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day. 

  • Where did you feel His loving gaze upon you today?
  • What people or moments helped you see God in your life?
  • Thank God for all these moments!
  • Ask Him to help you recognize His blessings and providence tomorrow.

 Renew your commitment to Christ 

Remember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.

  • Thank God for the gift of His Son Jesus and our call to be His disciples.
  • Tell the Lord of your desire to know Christ more personally.
  • If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
  • Pray a Hail Mary, Our Father, or another beloved prayer.

Rest with God

[He] made the Bear and Orion, the Plei′ades and the chambers of the south; Who does great things beyond understanding, and marvelous things without number. — Job 9:9-10

Compline

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A Little-Known Way To Supercharge Your IRA

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A Little-Known Way To Supercharge Your IRA

by Bob Carlson
Editor, Retirement Watch

06/28/2026

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Bob CarlsonMany people could achieve a couple of retirement finance goals by adding a qualified longevity annuity contract (QLAC) to their IRAs. 

Even if you never buy one, you should look at QLACs and know their advantages and disadvantages. (Qualified longevity annuity contracts were created in regulations issued by the IRS in 2014.) 

They’re an IRS-approved way to secure a lifetime stream of income from your IRA, ensuring you never run out of income during retirement. They also can reduce required minimum distributions (RMDs) for several years during retirement. 

Some people use them to fund long-term care that might be needed later in retirement. 

First off, what is a qualified longevity annuity contract, exactly? It’s a special type of longevity annuity. 

A longevity annuity, also called a deferred income annuity (DIA), is a relatively new type of annuity, first issued in 2004. 

You deposit a lump sum with an insurer and receive a promise the insurer will pay a guaranteed lifetime stream in the future. You decide when the income payments will begin, within limits. 

Income payments from qualified longevity annuity contracts can start as early as 72 or as late as 85. The income payments are delayed for as little as two years or as many as 45 years (but no later than to age 85) after you buy the annuity. 

The later the income payments begin, the higher they will be. 

The longevity annuity ensures you won’t run out of income during your lifetime. You’ll always have income from Social Security (the inflation-adjusted longevity annuity almost everyone has) and the longevity annuity. 

A QLAC also reduces required minimum distributions in years before the income payments begin. 

Until the 2014 regulations, it wasn’t clear how RMDs should be computed when a longevity annuity was purchased by an IRA. 

To be safe, most insurers required income payments from a DIA to begin by age 70. The IRS resolved the issue in the 2014 regulations. 

The IRA balance invested in QLACs isn’t used to calculate your required minimum distributions until income from the QLAC begins or you turn age 85, whichever occurs first. Required minimum distributions are a major problem for many traditional IRA owners. 

The tax code forces them to take distributions each year after age 72, whether or not the income is needed. The distributions are calculated using life expectancy tables and are intended to drain the IRA over a person’s lifetime. 

A higher percentage of the IRA is distributed as the owner ages. In the owner’s late 70s and beyond the RMDs often greatly exceed the income the owner needs. 

The RMDs from a traditional IRA are included in gross income, so they create an income tax problem. 

Under the 2014 regulations, the amount invested in QLACs isn’t used to calculate RMDs, up to a total of $125,000 invested or 25% of your IRA balance, whichever is less. 

The $125,000 limit is indexed for inflation and is set at $145,000 for 2023. The $145,000 limit is calculated by aggregating all your IRAs. 

In other words, it is a per taxpayer limit, not a per-IRA limit. 

Whether you exceeded the 25% limit is determined by comparing the amount invested in QLACs to all your IRA balances at the end of the previous calendar year. 

Married couples apply the limits per person. 

Each spouse can invest up to $145,000 or 25% of his or her IRA in QLACs. Qualified longevity annuity contracts also can be purchased through participating 401(k) and similar plans and reduce RMDs the same way. 

The 25% limit applies to each plan, and the $145,000 limit is per person. 

How Smart Americans Are Fending Off Congress’ Attack on Retirement

Congress, empowered by the President, is becoming more and more aggressive. They’re now openly targeting our hard-earned retirement savings. And telling us it’s for our own good. 

Congress’ enormous IRA/401(k) tax grab was passed as a “benefit.” Apparently, they thought we would just take their word for it. 

That’s why I’ve been spreading the word that this latest tax grab “will devastate IRAs, retirement plans, and even Roth IRAs…” 

That’s why I’ve reached out to you today – I want to show as many people as possible how to quickly and easily safeguard their retirement from the government’s naked thievery. 

I urge you to watch this brief video immediately.CLICK HERE…Some IRA advisors recommend that you determine how much to invest in QLACs and move that amount to a separate IRA. This can make it easier to show you didn’t exceed the QLAC limits. 

Many people would benefit from excluding up to 25% of their IRA balances from the RMD calculations, and they can do that for a period of time by buying QLACs with a portion of their IRAs. 

One strategy is to buy a ladder of qualified longevity annuity contracts. Under a QLAC ladder, you buy several different QLACs with the income beginning in different years. That way, the guaranteed income increases over time. 

You also can buy the QLACs in different years. The income payments will vary based on your age and interest rates in the years the QLACs were purchased. Some people use QLACs as a form of long-term-care insurance. 

They buy the QLACs early in retirement with payments to begin in their late 70s or later, when any need for long-term care is likely to arise. The QLAC income when coupled with Social Security makes it likely they’ll have enough income to pay for any long-term care. 

If the care isn’t needed, the QLAC income ensures they’ll never run out of money regardless of what happens with their investment portfolios. The QLAC income also supplements other income sources, restoring purchasing power lost to inflation. 

A strategy for younger IRA owners is to buy DIAs while in their 50s and schedule income payments to begin between ages 65 to 70, or whenever they plan to retire. 

This can generate more guaranteed lifetime income than waiting to buy an immediate annuity when you want the income to begin, according to calculations by Wade Pfau, a professor at The American College. 

A QLAC doesn’t have to be a use-it or lose-it asset. 

Most people believe you and loved ones don’t receive anything if you don’t live to the age when income distributions begin. 

But qualified longevity annuity contracts are more flexible. You can set up the QLAC to pay income to both you and your spouse until you both pass away, though your spouse didn’t contribute to your IRA. 

You also can set the QLAC to provide some income or a return of premiums to a beneficiary if you pass away prematurely. The amount of income from a QLAC is set and guaranteed when you buy the annuity, but you can add an inflation protection feature. 

Keep in mind that adding any of these features reduces the income you’ll receive compared to a QLAC without any of them. Request quotes with and without the features to determine which option makes the most sense for you. 

Once a QLAC is purchased, limited changes are allowed. 

Most insurers allow you to change to the date income begins one time. 

You also might be able to add money to the annuity, but a new income payout amount will be calculated for that contribution. 

Not all longevity annuities are QLACs. 

Your IRA can own a longevity annuity that isn’t a QLAC, but it won’t help reduce the RMDs. 

Any annuities issued before July 2, 2014, the effective date of the IRS regulations, aren’t QLACs. 

Not all longevity annuities issued after that date are QLACs. Be sure the insurer verifies an annuity is a QLAC and not a standard longevity annuity. 

Variable annuities, indexed annuities and other types of annuities also aren’t QLACs. You can’t own a QLAC in a Roth IRA. To a better retirement,
Bob Carlson
Bob Carlson
Editor, Retirement Watch WeeklyEditor’s Note: Deep State bureaucrats are rushing to seize as much as 30% of your retirement savings. Unless you act now, you’re facing the greatest destruction of financial assets in your lifetime. And while this scheme benefits insiders, big banks, and elite special interests…. it could quickly bankrupt you. 

Thankfully, there are three quick and easy steps you can take to protect yourself and your family. Click here now to get them before it’s too late.

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Check out my website, RetirementWatch.com, where you’ll find hundreds of free articles covering every aspect of retirement planning.

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Sadly, over 5 million older adults suffer elder abuse each year. Unless the signs of abuse are obvious, it can be difficult to recognize it. Worse still, the victim may be too afraid to speak out against their abuser. It’s important to be vigilant and learn to spot signs of elder abuse. And these guidelines will help you do just that! Click here to learn more.

About Bob Carlson:

Bob CarlsonRobert C. Carlson is the author of the books The New Rules of Retirementand Retirement Tax Guide, editor and investment director of the popular retirement newsletter, Retirement Watch, and editor of the free weekly e-letter, Retirement Watch Weekly.  Bob is a frequent speaker at investment conferences around the country, and you can also hear Bob as a featured guest on nationally-syndicated radio shows, such as The Retirement HourDateline WashingtonFamily News in FocusThe Michael Reagan ShowMoney Matters and The Stock Doctor.

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Eagle Financial Publications is located in Rosslyn, VA. – Blocks from the Capitol. Our products have been helping investors build their wealth for several decades. Whether you’re a long-term investor or short-term trader, you’ll find the right strategy for you, including how to earn more steady income to spend now, preserve and grow your capital to enjoy later, and whatever other investment goals you have.

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SI Weekend Roundup: Ranking All 32 Teams Left in the 2026 World Cup

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Ranking All 32 Teams Left in the 2026 World Cup

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Very few nations have managed to come through a brilliant if bruising group stage campaign entirely unscathed.READ MORE

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After Firing Carlos Mendoza, Mets Should Sell at Trade Deadline. But Who Can They Realistically Move? 

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Languishing in last place and fresh off of firing their manager, the Mets’ next logical step is selling at the trade deadline. But it may not be that easy. READ MORE

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Expedition Spotlight: Iceland Westfjords to East Greenland

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Your Night Prayer

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A Night Prayer

Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.

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Quote of the Day

“The business of the Christian is nothing else but to be ever preparing for death.” -St. Irenaeus of Lyons 

The Life of Christ

Today’s Meditation

“Our Blessed Lord had two natures: Divine and human. Both were on trial and on totally different charges. Thus was fulfilled the prophecy of Simeon that He was a ‘sign to be contradicted.’ The judges could not agree as to why He should die; they could only agree that He must. The religious judges, Anna and Caiaphas, found Him guilty of being too Divine; the political judges, Pilate and Herod, found Him guilty of being too human. Before the one, He was too unworldly; before the other, too earthly. From that day on, His Church too would be condemned on contradictory charges, either for claiming to be too divine by some, or else for being too human by others. Condemned on contradictory charges, He was sentenced to the symbol of contradiction, which is the Cross.” —Fulton Sheen, p. 329

An excerpt from The Life of Christ

Why Am I, Me

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Examination of Conscience

The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition.

 Reflect on the victories and losses 

Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.

  • Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
  • In what moments did you practice virtue and moral courage?
  • Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
  • Ask Him for the graces necessary to follow His Will more purposefully tomorrow.

 Act of Contrition 

O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.

 Practice gratitude 

It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day. 

  • Where did you feel His loving gaze upon you today?
  • What people or moments helped you see God in your life?
  • Thank God for all these moments!
  • Ask Him to help you recognize His blessings and providence tomorrow.

 Renew your commitment to Christ 

Remember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.

  • Thank God for the gift of His Son Jesus and our call to be His disciples.
  • Tell the Lord of your desire to know Christ more personally.
  • If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
  • Pray a Hail Mary, Our Father, or another beloved prayer.

Rest with God

In peace I will both lie down and sleep; for Thou alone, O Lord, makest me dwell in safety. — Psalm 4:8

Compline

Read Now 

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Exodus 20:7 – Understanding the Third Commandment: Honoring His Name with Reverence

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Exodus 20:7

(7) Thou shalt not take the name of the LORD thy God in vain; for the LORD will not hold him guiltless that taketh his name in vain. 
King James Version   Change email Bible version

This commandment, like the second, includes a warning within it. What does He mean by “not hold him guiltless”? Sometimes God deliberately understates a warning as a subtle form of emphasis, which ultimately magnifies its meaning. The penalty for taking God’s name in vain is death!

It is helpful to define four words used in this command:

» Take: Several Hebrew words are translated into the English word “take,” but this one means “lift up,” “bear,” “carry,” “use,” “appropriate.”

» Name: The Hebrew root denotes something high or elevated, a monument implying majesty or excellence. It is an outstanding mark, sign, or reputation. Thus “name” is a word by which a person, place, or thing is distinctively known. A name identifies, signifies, and specifies.

» Vain: The underlying Hebrew word suggests emptiness, futility, and/or falsehood. It implies lacking in reality, value, or truth. Its single-word synonyms—depending upon the context—are “futile,” “worthless,” “profane,” “foolish,” “reproachful,” “curse,” “blaspheme,” “purposeless,” “useless,” “inconsequential,” “unsubstantial,” and “vaporous.”

» Guiltless: This word indicates “free,” “clear,” “innocent,” “clean,” “blameless,” “unpunished.”

This commandment has nothing to do with the proper pronunciation of God’s name, which no one knows for certain how to say anyway. It also has nothing to do with superstition or magic. This commandment’s application is much broader, deeper, and more dignified than that.

This commandment is certainly against common swearing, including the use of euphemisms so common in this Protestant society, examples of which are “gee,” “gosh,” “golly,” “cheese and rice,” “got all muddy,” “jiminy cricket,” and “doggone.” However, it also includes the light or disrespectful use of any of God’s attributes or character traits. More directly than any other, the third commandment teaches how much God is to be a part of our every word, deed, and attitude.

It pays dividends in insight and understanding to take notice of biblical names. In biblical thought, a name is not merely a label of identification but also an expression of the bearer’s essential nature. It includes its bearer’s reputation, character, and distinctiveness from others. For example, in all probability Adam named the beasts based on his observations of the distinctiveness of their natures. Similarly, to know the name of God is to know God as He has revealed Himself, that is, to know some of His nature.

This same thought is true of many biblical characters, providing insight into understanding them within the events recorded about them. To illustrate, Jacob supplants his brother Esau twice. A supplanter is one who by skill, deceit, or force takes the place of another. When this happens the second time, Esau says, “Is he not rightly named Jacob?” (Genesis 27:36). Regarding the birthright and blessing, Jacob takes Esau’s place using his supplanting nature.

Another clear example occurs when Abigail pleads with David for Nabal’s life: “As his name is, so is he: Nabal is his name, and folly is with him!” (I Samuel 25:25). Nabal means “a dolt, a vile person.” Thus, the Bible shows that a name tends to exercise constraint on a person to conform to its nature.

In Hebrew thought, then, a name is inextricably bound with the named thing’s existence. Nothing exists unless it has a name, and its essence is concentrated in its name. Hence, creation is not complete until Adam names all the creatures. To cut off a person’s name is to end the bearer’s existence, or to change a person’s name is to indicate a shift in his character and standing before God.

To speak or act in another’s name is to act as that person’s agent and to participate in his authority. To be called by another’s name implies that person’s ownership, and one bearing that name falls under the authority and protection of the one whose name is called upon.

The third commandment sets the standard of the spiritual cleanliness in a person using the name of God because it is so weighty. It must be used or borne in truth, without hypocrisy or vanity but in purity of conduct. A person is better off being sincerely wrong than being a professing Christian and denying God’s name by the conduct of his life.

Consider that to help us to know David, the Bible shows him as shepherd, warrior, king, prophet, poet, husband, father, musician, sinner, and penitent—each part of a rich and varied nature. Yet, God is manifold times greater than David! The Bible reveals Him, His nature, in a similar way, by adding names to aid us in identifying His many glorious characteristics. God names Himself what He is, just as He names people what they are. Thus, Jacob is at first a supplanter, yet when he changes, God names him more appropriately for his new life. Israel is “one who prevails with God.”

Herbert Lockyer’s book, All the Divine Names and Titles, lists 364 names and titles for Jesus Christ alone. Through His names and titles, God has chosen to reveal a great deal about His attributes, offices, authority, prerogatives, and will. Each name designates some distinct virtue or characteristic of God’s nature. Thus, God has made known the glory of His nature through His names. They are not to be abused.

— John W. Ritenbaugh

To learn more, see:
The Third Commandment

Topics:

All the Divine Names and Titles

Blameless

Blasphemers

Blaspheming God’s Name

Blasphemy

Divine Nature

Euphemisms

Falsehood

Futility 

God’s Name

God’s Name, Hallowing 

God’s Name, Honoring 

Guiltless

Name as Bearer’s Reputation

Name as Description of Character

Name of God, Honoring 

Name of God, Taking in Vain

Names of God

Profanity

Taking God’s Name in Vain

The Third Commandment

Third Commandment

Vain, Taking God’s Name in

Commentary copyright © 1992-2026  Church of the Great God

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Crosstown rivals making mark on Power Rankings

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