I was born on 6 August 1956 in San Francisco, California to Janet and (the late) Richard Hovis.
I grew up in Santa Monica, California where I attended elementary, junior high school, and high school (graduating in 1974), in addition to involvement in sports and recreation (Little League +, the Boy’s Club ++). Further, it was in elementary school – St. Augustine’s By-the -Sea Parish School that I found, and made the choice to truly journey with God.
I attended Arizona State University from 1974 to 1977 – seeking to become an architect, however, I was not accepted, and, as such, I graduated with a Liberal Arts degree.
Upon graduation from Arizona State University, I attended Cal Poly San Luis Obispo and studied City and Regional Planning at the Master’s level. I successfully completed one (1) year in a two (2) year program – I did not complete the Master’s degree in City and Regional Planning – due to personal reasons.
I returned to Santa Monica where I started (October 1979) my career as graphic designer with Exxon Company, USA. I spent five years with Exxon Company, USA.
While working with Exxon Company, USA I was accepted into architectural school – Sci-Arc in Southern California, however, I did not attend preferring to stay with Exxon..
In 1982 I married Laura Flosi and in April 1983 we had our one and only child – Lauren Alain Hovis – a gift from God.
We moved to Phoenix, Arizona in 1984 from Los Angeles, where I went to work as a graphic designer with Kitchell CEM (from 1985 -1987).
From 1987 – 1995 I was an independent contractor, and a registered representative in mortgage finance, financial management, graphic design, and drafting.
Further, I attended the University of Phoenix and successfully obtained a Master’s in Business Administration (MBA) in 1982.
I was also a member of the Scottsdale Jaycees, where I became very involved in community events and projects.
In 1994, I accepted a cartography position with the Defense Mapping Agency in Reston, Virginia. As such, I relocated from Phoenix to Reston.
In 1998, I was accepted and worked as a Visual Information Officer with the Central Intelligence Agency. In 2002, I worked as a Support Officer until my retirement (due to a need for shoulder surgery) in September 2018.
Away from my Federal Government service, I have been involved in various organizations and activities in Northern Virginia.
In November of 2011, I married Rebecca Ouellette in Santa Monica, California. I reside in San Tan Valley, AZ with my two hamster - Jess and Timothy, our fish, our lizard - RJ Lizard., and our cats - Pearl and Grey.
As to hobbies, I enjoy playing sports, attending sporting events, mentoring individuals from financial management to hamsters, building models, photography, travel, multimedia design, managing partner for RJ Hamster, and jazz – smooth jazz to a samba or a bossa nova.
Love and God Bless,
Peter – aka RJ Hamster Jo hi
Which Storage Stock Is Best Positioned to Win the AI Memory War?
Written by Nathan Reiff on July 16, 2026
Key Points
Seagate, Western Digital, and Sandisk have each posted strong revenue growth and rising margins amid memory industry volatility and surging AI demand.
Shares of all three companies have rallied dramatically year to date, with analysts maintaining mostly Buy ratings and additional upside targets despite recent price swings.
Rising competition, including China’s ChangXin Memory Technologies’ pending IPO, could reshape the memory storage landscape even as demand for HDDs and SSDs remains robust.
Continued supply shortages, dramatic price increases, surging AI demand, and persistent competition across international markets have all contributed to volatility in the computer memory industry. With the impending IPO of China’s ChangXin Memory Technologies, the landscape is likely to only become more competitive and uncertain in the near-term. Still, many tech firms are scrambling to secure supply despite an intensifying marketplace and new competition.
Sean Allison is hosting a free presentation on what he calls the Zero-Dollar Trade Advantage – a trading approach designed to help everyday investors participate in the market more strategically.
Seagate’s HDD Business Soars, But What Upside Remains?
Seagate is a major manufacturer of HDDs, which are increasingly popular among hyperscalers because they remain cheaper alternatives to some other types of memory products. The company is also an emerging leader in heat-assisted magnetic recording (HAMR), an advanced technology that may be poised for a demand surge in the coming years.
This positioning has benefited Seagate’s financial performance considerably: in the latest quarter, the company grew revenue by 44% year over year (YOY) to $3.1 billion while achieving a non-GAAP gross margin of 47%. Both top- and bottom-line performance came in well ahead of analyst expectations, as the firm beat predictions for earnings per share (EPS) by a solid 59 cents. HAMR momentum in particular helped to drive some of these gains.
Strong guidance for the foreseeable future and a long-term revenue growth target of at least 20% per year suggest that Seagate may be able to continue to ride this momentum, which has already contributed to shares coming close to tripling year to date (YTD). Even still, analysts expect additional upside, with a consensus price target close to $899, and 22 of 27 ratings for STX are Buys.
What investors might watch out for with this stock are its potential for future growth, given its dramatic rally in recent months, as well as its heavy reliance on HDDs and related technologies.
Western Digital’s Cleaner Post-Spin-Off Business Finds Its Legs
Western Digital has had almost a year and a half since officially spinning off Sandisk as a separate company focused on flash memory and SSD. The result is a company that is streamlined to focus on enterprise HDDs, with strong pricing and improving profitability metrics. While the firm is likely behind Seagate on its capacity to commercialize HAMR products and has a smaller share of the enterprise HDD space, its long-term agreements give it strong support for years to come.
In the most recent quarter, Western Digital boosted revenue by 45% YOY to $3.3 billion while almost doubling EPS over the same period. Its gross margin of 50.5% is also notable, as the firm was able to cut more than $3 billion in debt and generated close to $1 billion in free cash flow. At the same time, Western Digital has been aggressive about shareholder value returns, repurchasing $752 million in stock last quarter and boosting its dividend in the process.
Like STX, WDC shares have almost tripled YTD, and analysts suspect that this momentum may have stalled somewhat. Still, 20 out of 24 call WDC a Buy heading into the second half of the year.
Gold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying out up to $1,152 a month to regular investors – no mining stocks, no options, no physical metal required.
Investors considering Western Digital will also want to look at how Sandisk has fared after the spin-off. SNDK shares are up some 458% YTD, a massive rally to be sure, but have fallen by more than 27% in the last month. This volatility makes SNDK stand out somewhat in the memory space but could also present opportunities for investors willing to accept the risk.
On the business side, Sandisk has performed exceptionally well: the latest quarterbrought several multi-year new business agreements worth tens of billions of dollars, 251% YOY revenue improvement to nearly $6 billion, adjusted free cash flow of almost $3 billion, and gross margin of 78.4%. Management sees a strong quarter to come as well, including revenue between $7.75 billion and $8.25 billion and gross margin as high as 81%. The company is also engaging in a massive share buyback program.
It goes to show just how well Sandisk has done that even after the massive rally, Wall Street still sees 17% in possible upside. In terms of ratings, 21 Buys and five Holdssuggest a very bullish perspective among analysts, making SNDK a standout even within a strong industry.
Which Storage Stock Is Best Positioned to Win the AI Memory War?
Written by Nathan Reiff on July 16, 2026
Key Points
Seagate, Western Digital, and Sandisk have each posted strong revenue growth and rising margins amid memory industry volatility and surging AI demand.
Shares of all three companies have rallied dramatically year to date, with analysts maintaining mostly Buy ratings and additional upside targets despite recent price swings.
Rising competition, including China’s ChangXin Memory Technologies’ pending IPO, could reshape the memory storage landscape even as demand for HDDs and SSDs remains robust.
Continued supply shortages, dramatic price increases, surging AI demand, and persistent competition across international markets have all contributed to volatility in the computer memory industry. With the impending IPO of China’s ChangXin Memory Technologies, the landscape is likely to only become more competitive and uncertain in the near-term. Still, many tech firms are scrambling to secure supply despite an intensifying marketplace and new competition.
Sean Allison is hosting a free presentation on what he calls the Zero-Dollar Trade Advantage – a trading approach designed to help everyday investors participate in the market more strategically.
Seagate’s HDD Business Soars, But What Upside Remains?
Seagate is a major manufacturer of HDDs, which are increasingly popular among hyperscalers because they remain cheaper alternatives to some other types of memory products. The company is also an emerging leader in heat-assisted magnetic recording (HAMR), an advanced technology that may be poised for a demand surge in the coming years.
This positioning has benefited Seagate’s financial performance considerably: in the latest quarter, the company grew revenue by 44% year over year (YOY) to $3.1 billion while achieving a non-GAAP gross margin of 47%. Both top- and bottom-line performance came in well ahead of analyst expectations, as the firm beat predictions for earnings per share (EPS) by a solid 59 cents. HAMR momentum in particular helped to drive some of these gains.
Strong guidance for the foreseeable future and a long-term revenue growth target of at least 20% per year suggest that Seagate may be able to continue to ride this momentum, which has already contributed to shares coming close to tripling year to date (YTD). Even still, analysts expect additional upside, with a consensus price target close to $899, and 22 of 27 ratings for STX are Buys.
What investors might watch out for with this stock are its potential for future growth, given its dramatic rally in recent months, as well as its heavy reliance on HDDs and related technologies.
Western Digital’s Cleaner Post-Spin-Off Business Finds Its Legs
Western Digital has had almost a year and a half since officially spinning off Sandisk as a separate company focused on flash memory and SSD. The result is a company that is streamlined to focus on enterprise HDDs, with strong pricing and improving profitability metrics. While the firm is likely behind Seagate on its capacity to commercialize HAMR products and has a smaller share of the enterprise HDD space, its long-term agreements give it strong support for years to come.
In the most recent quarter, Western Digital boosted revenue by 45% YOY to $3.3 billion while almost doubling EPS over the same period. Its gross margin of 50.5% is also notable, as the firm was able to cut more than $3 billion in debt and generated close to $1 billion in free cash flow. At the same time, Western Digital has been aggressive about shareholder value returns, repurchasing $752 million in stock last quarter and boosting its dividend in the process.
Like STX, WDC shares have almost tripled YTD, and analysts suspect that this momentum may have stalled somewhat. Still, 20 out of 24 call WDC a Buy heading into the second half of the year.
Gold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying out up to $1,152 a month to regular investors – no mining stocks, no options, no physical metal required.
Investors considering Western Digital will also want to look at how Sandisk has fared after the spin-off. SNDK shares are up some 458% YTD, a massive rally to be sure, but have fallen by more than 27% in the last month. This volatility makes SNDK stand out somewhat in the memory space but could also present opportunities for investors willing to accept the risk.
On the business side, Sandisk has performed exceptionally well: the latest quarterbrought several multi-year new business agreements worth tens of billions of dollars, 251% YOY revenue improvement to nearly $6 billion, adjusted free cash flow of almost $3 billion, and gross margin of 78.4%. Management sees a strong quarter to come as well, including revenue between $7.75 billion and $8.25 billion and gross margin as high as 81%. The company is also engaging in a massive share buyback program.
It goes to show just how well Sandisk has done that even after the massive rally, Wall Street still sees 17% in possible upside. In terms of ratings, 21 Buys and five Holdssuggest a very bullish perspective among analysts, making SNDK a standout even within a strong industry.
If you have $2M or more saved, the 4% rule points to roughly $92,000 a year – but it’s a single-variable answer to a multi-variable problem. Withdrawal sequencing, sequence-of-returns risk, Roth conversion timing, and legacy goals can all shift your real number significantly.
Research from Vanguard suggests advisor best practices – covering allocation, rebalancing, tax management, and behavioral coaching – may add roughly 3% in net annual return potential. Morningstar’s 2025 data shows the average investor return gap is 1.2% per year due to mistimed buying and selling.
Get matched with a fiduciary advisor in your area at no cost and with no obligation to hire.
Trader Chris Pulver says a new SEC document dropping the day-trading limit to $2,000 has created the biggest retail opportunity he has seen in over 30 years.
His strategy targets what he calls Flashpoints – moments when market makers must move billions of dollars on the S-P 500 in a narrow window. Research shows one recent signal would have returned 83.7% in 36 minutes and another 62.8% in 51 minutes.
Lance Ippolito flew to Utah for a full breakdown of the method.
CompanyCurrent PriceConsensus EPSActual EPSBeat/MissConsensus RevenueActual RevenueYoY Revenue GrowthReportALVAutoliv$120.01$2.46$2.43($0.03)$0.00$2.77 thousand3.3%→ASAZYAssa Abloy$17.88$0.21$0.21$0.00$0.00$4.09 thousand→DNKEYDanske Bank$28.05$0.56$0.59$0.03$0.00$2.24 thousand→FNBF.N.B.$19.03$0.42$0.42$0.00$465.77$467.13→GNGBYGetinge$24.18- $0.38- $0.00$0.00→ORINYOrion OYJ$38.54- $0.58- $0.00$0.00→RFRegions Financial$32.05$0.63$0.68$0.05$1.95 thousand$1.94 thousand.1%→SAABYSaab$29.34- $0.21- $0.00$0.00→SDVKYSandvik$35.40$0.46$0.49$0.03$0.00$3.76 thousand→SKFRYAB SKF$25.83$0.39$0.53$0.14$0.00$2.41 thousand→SWDBYSwedbankSEK 37.15- SEK 0.68- SEK0.00SEK0.00→TFCTruist Financial$53.55$1.08$1.23$0.15$5.31 thousand$5.24 thousand5.6%→TLSNYTeliaSonera$9.51$0.11$0.12$0.01$0.00$2.14 thousand→TRVTravelers Companies$365.74$5.34$10.04$4.70$12.15 thousand$11.26 thousand.3%→VLVLYAB Volvo$35.00$0.54$0.54$0.00$0.00$12.92 thousand→YARIYYara International ASA$23.56$1.19$0.84($0.35)$0.00$5.14 thousand→Your 401(k) May Not Be Ready for This (ad)
The U.S. is sitting on 8,133 tonnes of gold still valued at 1973 prices. One executive order could correct that – and analysts say it would set off the largest wealth transfer most living Americans have ever seen.
The last time Washington made a comparable move, one asset climbed 2,300% in under 10 years. Those who positioned early changed their financial lives. The window to act before any order is signed may be narrow.
Washington has taken an ownership stake in Intel, carved out a cut of Nvidia’s and AMD’s chip sales, and reportedly fielded an offer to own 5% of the largest AI company on the planet. The government is shifting from referee to shareholder in the most important technology race of the century.
When the rules change, the winning trades change with them. Some blue chips sitting in your index fund are now on the wrong side of this shift – while a select group of companies pulled into the new arrangement may be treated like national treasures.
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The Nasdaq has received SEC approval to move stocks onto blockchain rails, and BlackRock CEO Larry Fink dedicated his entire 2026 annual letter to this infrastructure shift. Blockchain analyst Andy Howard is calling this asset ‘Digital Oil’ – and says institutional buyers are already positioned.
His strategy targets what he calls Flashpoints – moments when market makers must move billions of dollars on the S-P 500 in a narrow window. Research shows one recent signal would have returned 83.7% in 36 minutes and another 62.8% in 51 minutes.
Lance Ippolito flew to Utah for a full breakdown of the method.
Recent U.S. Insider BuyingCompanyInsider NameBuy/SellSharesTotal TransactionTransaction DateCurrent PriceSEC FilingCCRDF Concordia Financial GroupGary W Pace DirectorBuy687,285 shares @ $1.46$1,003,436.107/14/2026$11.70My top 3 AI picks for the next decade (ad)Alexander Green bought Apple in 1996, recommended Nvidia at a split-adjusted 66 cents in 2004, and picked up Amazon and Netflix under $3 per share in 2005.
Now the chief investment strategist at The Oxford Club has identified three AI stocks he believes could be the most profitable investments of the next decade.
Recent U.S. Insider SellingCompanyInsider NameBuy/SellSharesTotal TransactionTransaction DateCurrent PriceSEC FilingBBB Cyber Hornet S&P 500 and Bitcoin 75/25 Strategy ETFPhilip S Kurtz InsiderSell30,000 shares @ $11.32$339,600.007/14/2026$29.29PPL PPLKristen Robinson DirectorSell37,107 shares @ $25.05$929,530.357/15/2026$35.79One webinar worth putting on your calendar. (ad)Sean Allison is hosting a free presentation on what he calls the Zero-Dollar Trade Advantage – a trading approach designed to help everyday investors participate in the market more strategically.
Whether you trade daily or occasionally, this session is built to offer a concrete alternative perspective – not a pitch, just a method.
Top Insider-Buying Stocks (Last 30 Days)CompanyShares PurchasedTotal Cost of Shares PurchasedNumber of Insider PurchasesNumber of Insiders BuyingCurrent Share PriceMarketBeat Consensus RatingMarketBeat Consensus Price TargetRead MoreTSM Taiwan Semiconductor Manufacturing3,547$274,361.003230$397.01Moderate Buy$490.00FCBM First Carolina Financial Services116,655$1,458,258.001512$12.80Hold$14.50SPG Simon Property Group2,387$533,056.001111$227.70Hold$213.07DPC DPC2,297,621$75,821,493.00119$46.26N/A$0.00FNWD Finward Bancorp112$4,028.0066$36.18Moderate Buy$41.00PSNY Polestar Automotive Holding UK15,129$264,398.0066$14.74Sell$0.00WBX Wallbox1,829,968$4,977,513.0044$4.57Hold$5.33MPB Mid Penn Bancorp647$22,541.0044$35.26Moderate Buy$37.50AUBN Auburn National Bancorporation211$5,622.0044$27.08Hold$0.00BZFD BuzzFeed88,194$126,999.0044$1.34Reduce$1.00
Top Insider-Selling Stocks (Last 30 Days)CompanyShares SoldTotal Cost of Shares SoldNumber of Insider SalesNumber of Insiders SellingCurrent Share PriceMarketBeat Consensus RatingMarketBeat Consensus Price TargetRead MoreLQDA Liquidia315,796$23,892,572.001310$79.35Moderate Buy$68.88TTMI TTM Technologies82,043$17,191,859.001910$131.21Moderate Buy$212.00MIAX Miami International299,250$12,541,449.00118$42.45Hold$51.80SOPH SOPHiA GENETICS158,211$866,523.00188$5.81Hold$7.50CRWV CoreWeave2,113,437$205,038,147.00308$73.54Moderate Buy$139.69CBIO Crescent Biopharma68,156$1,226,126.0077$14.69Moderate Buy$29.40IONS Ionis Pharmaceuticals156,317$12,656,566.00107$54.05Moderate Buy$96.05SAIL SailPoint490,345$7,785,111.00147$15.65Moderate Buy$20.08JOBY Joby Aviation118,500$990,450.00117$7.31Reduce$13.64TTAN ServiceTitan286,664$19,267,397.00127$76.69Moderate Buy$110.53More Calendars from MarketBeat and InsiderTrades.comToday’s Insider Trades CEO Purchases CFO Purchases COO Purchases Top Insider Buying Stocks Top Insider Selling Stocks Insider Trades Screener MarketBeat All Access
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Ephesians 6:2 states that the fifth commandment is the first commandment with promise. The second commandment contains a very general promise loosely tied to keeping all the commandments. The promise in the fifth commandment is not general but specifically tied to meeting a specific responsibility—honoring parents.
Notice that the commandment does not say, “Obey your father and your mother.” This is because honoring not only includes obedience but also goes beyond it. Honoring suggests adding to, glorifying, embellishing, and decorating its object. Obedience can be given in a resentful manner, but honoring requires admiration, respect, even reverence. This quality must be within one’s heart, and it is acquired and built upon through thoughtful consideration, even meditation, on the sacrifices and gifts that the parents give to the child.
Honoring is something that usually does not happen in the child until adulthood, when the child has his own experiences as a parent to draw upon to appreciate his parent’s loving labors. This fact shows us that it is not too late to grow in honoring our parents, and that God is aware, noticing and rewarding with the blessing of long life. Obedience to parents as a child gets one started in the right direction and produces its own rewards.
Yet, the honoring of parents greatly increases the appreciation for them. The real rewards lie in the practice of honoring itself, rewards that affect our place in the Kingdom of God because we have transferred giving honor to our physical parents to giving spiritual and moral honor to God, our spiritual Parent.
Hear, O Israel: The Lord our God, the Lord is one! You shall love the Lord your God with all your heart, with all your soul, and with all your strength. And these words which I command you today shall be in your heart. You shall teach them diligently to your children, and shall talk of them when you sit in your house, when you walk by the way, when you lie down, and when you rise up. You shall bind them as a sign on your hand, and they shall be as frontlets between your eyes. You shall write them on doorposts of your house and on your gates.
Notice that child-training is directly linked with the first and great commandment. The fifth commandment is aimed directly at parental responsibility. If children grow up not honoring God, the blame largely falls on the parents’ shoulders. God intends this vital child-training responsibility to lead children to honoring Him.
That is its goal. It requires consistent and devoted attention. It cannot be accomplished by absent parents. If the parents do not know God, or if their knowledge of Him is shallow, and they are not practicing what they do know, what will they pass on to their children? Worldliness. Both parents must be dedicated and deeply involved in honoring God in their own lives, if their children are going to be prepared to perform the much more rewarding practice of honoring God.
With the Trade Deadline less than three weeks away, here is who every team can dangle in trades in order to add reinforcements for the stretch drive or build for the future.
Buyers or sellers? Teams on the playoff bubble are running out of time to decide, but these five could find some clarity depending on the results of crucial upcoming matchups.
Shohei Ohtani’s sweeper, Jacob Misiorowski’s four-seam fastball and Cristopher Sánchez’s changeup are among the pitches that have frustrated hitters the most in 2026.
It’s a star-studded start to the second half when Shohei Ohtani and the Dodgers open a series in the Bronx against Ben Rice and the Yankees in an MLB Network Showcase presented by Goodyear at 7 p.m. ET (or Pirates vs. Guardians).
Start the afternoon off with the Rays taking on the Red Sox in Game 1 of a doubleheader at 1:30 p.m. ET. Then catch the Cardinals against the D-backs at 10 (or Nationals vs. A’s).
Join Robert Flores, Mark DeRosa and Lauren Shehadi for a fun, informative and irreverent wake-up call featuring the latest news and highlights, plus conversations with players, celebrities and insiders live from Fanatics Fest at 10 a.m. ET.
Ratings changes for JFrog, Tractor Supply, Inventiva, Netflix, Intuitive Surgical, Netflix, Zentalis Pharmaceuticals and more…Text “MarketBeat” to 68285 to get SMS breaking news alerts for stocks on your watchlist and other special reports. Learn More.
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3M (NYSE:MMM) was upgraded by JPMorgan Chase & Co. from “neutral” to “overweight”. They now have a $180.00 price target on the stock, up from $178.00. This represents a 11.1% upside from the current price of $162.08.Arbor Realty Trust (NYSE:ABR) was upgraded by JPMorgan Chase & Co. from “underweight” to “neutral”. They now have a $5.50 price target on the stock, down from $7.00. This represents a 4.0% upside from the current price of $5.29.BJ’s Restaurants (NASDAQ:BJRI) was upgraded by William Blair from “market perform” to “outperform”. The current price is $64.11.Ecolab (NYSE:ECL) was upgraded by Oppenheimer Holdings, Inc. from “market perform” to “outperform”. They now have a $320.00 price target on the stock. This represents a 15.1% upside from the current price of $277.94.Emerson Electric (NYSE:EMR) was upgraded by JPMorgan Chase & Co. from “neutral” to “overweight”. They now have a $157.00 price target on the stock. This represents a 13.8% upside from the current price of $137.99.ERock (NYSE:EROC) was upgraded by Bank of America Corporation from “neutral” to “buy”. They now have a $16.00 price target on the stock. This represents a 54.0% upside from the current price of $10.39.Fervo Energy (NASDAQ:FRVO) was upgraded by Bank of America Corporation from “neutral” to “buy”. They now have a $36.00 price target on the stock, down from $40.00. This represents a 55.5% upside from the current price of $23.15.PPG Industries (NYSE:PPG) was upgraded by Bank of America Corporation from “neutral” to “buy”. They now have a $134.00 price target on the stock, up from $127.00. This represents a 12.1% upside from the current price of $119.51.Versant (NASDAQ:VSNT) was upgraded by Arete Research from “sell” to “neutral”. They now have a $40.00 price target on the stock. This represents a 10.5% upside from the current price of $36.20. VIEW MORE UPGRADES The machine that thinks has already replaced the worker (Ad)Every machine we built needed a person – until now. For the first time, a machine reads contracts, writes code, answers customers, and makes judgment calls. Companies are already telling Wall Street that doing more with fewer people is a feature. Hiring has slowed to its weakest pace in years even as the economy grows. Some of those jobs are not coming back. Porter Stansberry has put the full case on film – the names to own, the names to sell, and three moves to position your portfolio on the right side of this shift.
AGNC Investment (NASDAQ:AGNC) was downgraded by Compass Point from “buy” to “neutral”. They now have a $11.50 price target on the stock. This represents a 1.2% upside from the current price of $11.36.Air France-KLM (OTCMKTS:AFLYY) was downgraded by Kepler Capital Markets from “hold” to “reduce”. The current price is $1.45.KKR Real Estate Finance Trust(NYSE:KREF) was downgraded by JPMorgan Chase & Co. from “neutral” to “underweight”. They now have a $6.00 price target on the stock. This represents a 19.9% downside from the current price of $7.49.Telix Pharmaceuticals (NASDAQ:TLX) was downgraded by Royal Bank Of Canada from “outperform” to “sector perform”. The current price is $10.39. VIEW MORE DOWNGRADES [How To] Become Your Own Bank (Ad)On January 24th, 2022, Bank of America told Bloomberg something that should terrify every American with a savings account… The digital dollar is inevitable. Think about what this means… When the digital dollar goes live, every dollar you saved could suddenly be trackable at the transaction level. Imagine the worst case scenario: You’re now subject to new digital withdrawal limits and spending restrictions. Your account can be frozen remotely without court approval. But here’s what Bank of America didn’t say: There’s still a way to protect your wealth before this digital prison locks. While everyone else gets trapped in the digital system, my research team has been positioning members outside that reach… completely under their own control. No government tracking. No withdrawal limits. No remote freezing.
Brinker International (NYSE:EAT) is now covered by Stephens. They set an “overweight” rating and a $220.00 price target on the stock. This represents a 18.4% upside from the current price of $185.77.Community Healthcare Trust (NYSE:CHCT) is now covered by Huntington. They set an “outperform” rating and a $20.00 price target on the stock. This represents a 6.0% upside from the current price of $18.86.Fastly (NYSE:FSLY) is now covered by Canaccord Genuity Group Inc.. They set a “buy” rating and a $27.00 price target on the stock. This represents a 33.7% upside from the current price of $20.20.HF Sinclair (NYSE:DINO) is now covered by Evercore Inc. They set an “in-line” rating and a $85.00 price target on the stock. This represents a 2.8% downside from the current price of $87.42.Inventiva (NASDAQ:IVA) is now covered by Cantor Fitzgerald. They set an “overweight” rating on the stock. The current price is $4.54.Moody’s (NYSE:MCO) is now covered by Jefferies Financial Group Inc.. They set a “buy” rating and a $610.00 price target on the stock. This represents a 17.1% upside from the current price of $520.71.MSCI (NYSE:MSCI) is now covered by Jefferies Financial Group Inc.. They set a “buy” rating and a $760.00 price target on the stock. This represents a 18.8% upside from the current price of $639.89.National Healthcare Properties(NASDAQ:NHP) is now covered by Huntington. They set an “outperform” rating and a $18.00 price target on the stock. This represents a 15.7% upside from the current price of $15.56.Nephros (NASDAQ:NEPH) is now covered by Northland Securities. They set a “market perform” rating and a $4.00 price target on the stock. This represents a 6.0% upside from the current price of $3.78.PBF Energy (NYSE:PBF) is now covered by Evercore Inc. They set an “in-line” rating and a $58.00 price target on the stock. This represents a 6.4% downside from the current price of $61.97.Zentalis Pharmaceuticals (NASDAQ:ZNTL) is now covered by Mizuho. They set an “outperform” rating and a $8.00 price target on the stock. This represents a 64.2% upside from the current price of $4.87. VIEW MORE NEW COVERAGE GET 30 DAYS OF MARKETBEAT ALL ACCESS FREESign up for MarketBeat All Access to gain access to MarketBeat’s full suite of research tools:
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